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BMW 3-Series Prices Paid and Buying Experience

8951 messages,  Last post on Jul 06, 2008 at 12:19 PM

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What is this discussion about? BMW 3 Series, Sedan, Wagon

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#7929 of 8951 2008 models by michael2003 Jun 28, 2007 (4:47 am)
When are the 2008 models expected out? Wouldn't this be the time to get the best deal on any existing 2007's?
#7930 of 8951 Re: leasing help [idyll] by guy1974 Jun 28, 2007 (5:29 am)
Replying to: idyll (Jun 27, 2007 12:18 pm) I am assuming you are looking at a sedan. It is a bad deal. I am leasing a 328i sedan with automatic, sports pack, metallic paint, comfort access and leather for $455 per month including tax (3% in NC). This is for 36 months, 15K per year. It does include the maximum number of security deposits ($4000) but these are refundable. Without the security deposits it would be around $500 a month.   You are looking at only 10K and several thousand less in MSRP since you just want automatic. I would expect you could get $450 easily.   You should get around $1000 above invoice and a money factor of 0.0014 is the buy rate with the maximum being 0.0018 that a dealer can mark it up (as long as you give one security deposit). Ask your dealer for the numbers behind the monthly figure.
#7931 of 8951 re: guy1974 by idyll Jun 28, 2007 (8:35 am)
Yep, just as I thought. Thanks a lot for the response, I appreciate it   I asked the dealer how much the monthly payment would be if I put a security deposit down and he said "not much, only $10 less or so, that is why the $0 option makes the best sense" - ha! Even $10 less per month would equal to $360 after 36 months, which is still something. I'm going to try and see what putting down $4000 in security deposits does. Replies to this message: guy1974 (Jun 28, 2007 10:28 am)
#7932 of 8951 re: guy1974 [idyll] by guy1974 Jun 28, 2007 (10:28 am)
Replying to: idyll (Jun 28, 2007 8:35 am) When I was looking to lease one dealer was pushing me to put $1000 down as cap reduction rather than $4000 down as security deposits saying that it was similar. Only problem is I would lose $1000 whereas the $4000 would be refunded. Security deposits work out at about a 10% tax free return so pretty much a win-win if you can afford to be without the money for the term of the lease.
#7933 of 8951 Re: DEALER SAID THIS... [kyfdx] by black00 Jun 28, 2007 (12:31 pm)
Replying to: kyfdx (Jun 24, 2007 10:42 am) kyfdx, I must have misunderstood how the security deposits work, as it seems to good to be true... I'm calculating a lease for a 328i sedan and by using the money factor of 0.0014 I came up with a payment of $450. Then I did 0.0014-0.00015-0.00007-0.00007-0.00007-0.00007-0.00007-0.00007-0.00007 = 0.00076   I.e. with the maximum possible security deposits, the money factor goes from 0.0014 to 0.00076?   Is this right? Replies to this message: kyfdx (Jun 28, 2007 12:34 pm)
#7934 of 8951 Re: DEALER SAID THIS... [black00] by kyfdx HOST Jun 28, 2007 (12:34 pm)
Replying to: black00 (Jun 28, 2007 12:31 pm) .0014 is including the first security deposit...   So, subtract 7 X .00007 from that... = .00091
#7935 of 8951 Dealer vs. Dealer by dgingo Jun 28, 2007 (9:54 pm)
Contacted another dealer to see if he could beat original offer. Here's 1st dealer's numbers:    328i. Prem/ Sprts. pck., Nav. system (36 mo. 12k miles/yr.)    MSRP 41,400 Selling 39,523 MF .00155 Acq. 625 Res. .63 Sec. Dep. 550 Total drive off: 1481 $531/mo total payments    2nd DEALER: (36mo. 12k miles/yr)    MSRP 41,300 Selling 39,000 MF 1.4 Res. .63 Acq. 625 Sec dep 550 Total drive off 1439 Payments $503.90 (Ventura tax)    1)DOES THAT MEAN TAX INCL. OR PLUS TAX? 2)MF 1.4?    WATCHA THINK? thx- Replies to this message: guy1974 (Jun 29, 2007 5:58 am) manly (Jul 03, 2007 1:58 pm) dgingo (Jul 04, 2007 2:54 pm)
#7936 of 8951 Re: Dealer vs. Dealer [dgingo] by guy1974 Jun 29, 2007 (5:58 am)
Replying to: dgingo (Jun 28, 2007 9:54 pm) MF 1.4 is the same as 0.0014 - some people find it easier to ignore the extra zero's. This is the current buy rate so the lowest the dealer can go with only one security deposit. I would think tax is on top - depends on your state but it looks like you would add the appropriate % on top of your monthly payment.
#7938 of 8951 Lease rates by bmwinsideman Jun 29, 2007 (10:00 am)
Current leases are not great on 335. This car is so hot that they do not have to buy any rates down.

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