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BMW 3-Series Prices Paid and Buying Experience

10315 messages,  Last post on Dec 05, 2009 at 7:04 AM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 3 Series, Sedan, Wagon


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#7283 of 10315
Re: MF on 2007 328xi [kyfdx] by absolutic
Mar 01, 2007 (2:11 pm)
Reply

Replying to: kyfdx (Mar 01, 2007 12:57 pm)

when leasing, the money factor changes depending on whether you select yes to security deposit or no. It is one value with security deposit and another value without.
#7284 of 10315
Re: MF on 2007 328xi [absolutic] by kyfdx HOST
Mar 01, 2007 (2:18 pm)
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Replying to: absolutic (Mar 01, 2007 2:11 pm)

That is true... all the base rates that I mention, assume you are making a security deposit.
#7285 of 10315
NEED HELP FAST!!!! by mspiegs
Mar 01, 2007 (4:36 pm)
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Need to act on this deal fast. Please help!!
  
2007 328i with premium, sirius, and navigation, graphite color
  
Selling price agreed upon is $38,620.
  
I will put down $1,000 and roll the security deposit into the lease.
  
The MF is .00185, it started at .00165 but went up becuase I am rolling the security deposit into the lease.
  
Residual is 61%.
  
Total montly payments, after tax, is $557.
  
Is this a good deal???
#7286 of 10315
Re: NEED HELP FAST!!!! [mspiegs] by blueguydotcom
Mar 01, 2007 (5:15 pm)
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Replying to: mspiegs (Mar 01, 2007 4:36 pm)

Is that a 328i sedan or coupe? The coupe with those features is 41720. The sedan is 38800, so I'm guessing it's the coupe?
 
Then again, I ran your numbers with the sedan and came up with 540 on a 38800 car with 1000 down and a 7.75% interest rate.
 
So what's the msrp of the car?
#7287 of 10315
Re: NEED HELP FAST!!!! [blueguydotcom] by mspiegs
Mar 01, 2007 (5:36 pm)
Reply

Replying to: blueguydotcom (Mar 01, 2007 5:15 pm)

It is a sedan. And I believe the MSRP is around 40,500. So is this a good deal you? Is a MF of .00185 equal to 7.75%?!?!?!
#7288 of 10315
Re: NEED HELP FAST!!!! [mspiegs] by blueguydotcom
Mar 01, 2007 (6:28 pm)
Reply

Replying to: mspiegs (Mar 01, 2007 5:36 pm)

If the msrp is 40500 - you left off items.
 
185 is about 4.44%.
 
I guessed your tax rate - putting in a California one.
 
MSRP = 40500
Cap = 38600
down = 1000
MF = 0.00185
Residual = 61%
Tax? = guess at 7.75%
 
I get $510 a month. You can do this yourself with http://leaseguide.com/calc.htm
 
Seems to me someone is tacking on massive extra charges. How the blazes are they getting up to $560 a month?
 
Ky...got any help for this guy? Seems to me someone is taking him for a ride or his state might have different tax rules.
#7289 of 10315
Re: NEED HELP FAST!!!! [blueguydotcom] by jtla
Mar 01, 2007 (7:00 pm)
Reply

Replying to: blueguydotcom (Mar 01, 2007 6:28 pm)

1. The $625 acquisition fee must have been rolled in the lease.
2. The $1,000 "down pay" may actually be "drive-off" which include title, etc.
3. The $40,500 may not be the exact MSRP.
#7290 of 10315
Re: So Cal BMW basic 328ci [jtla] by sonysw
Mar 01, 2007 (7:54 pm)
Reply

Replying to: jtla (Feb 28, 2007 11:24 pm)

My drive off without the first month payment is $1036. So if the MF is about 0.00125 (according to leaseguide.com it came out $499 with tax), than the dealer eats up the destination charge for almost $700.
 
Anyway, I am happy and will just enjoy this ultimate driving machine.
#7291 of 10315
325xi lease by johnct2004
Mar 01, 2007 (8:36 pm)
Reply
how does this deal sound
328xi sedan
leather premium pkg auto
no money down
479mo incl sales tax
15000m a year 3years
#7292 of 10315
Re: 325xi lease [johnct2004] by blueguydotcom
Mar 01, 2007 (8:49 pm)
Reply

Replying to: johnct2004 (Mar 01, 2007 8:36 pm)

You guys need to provide these numbers:
 
MSRP
Negotiated sale price (cap cost)
local tax rate
residual
Negotiated MF
 
If you want to run the numbers yourself, http://www.leaseguide.com/calc.html

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