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BMW 3-Series Prices Paid and Buying Experience

10312 messages,  Last post on Dec 04, 2009 at 11:47 PM

You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx

What is this discussion about? BMW 3 Series, Sedan, Wagon


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#7280 of 10312
Re: March MF [bmwinca] by kyfdx HOST
Mar 01, 2007 (12:07 pm)
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Replying to: bmwinca (Mar 01, 2007 10:08 am)

Lease numbers probably won't be available publicly for about a week...
#7281 of 10312
MF on 2007 328xi by rorymac
Mar 01, 2007 (12:54 pm)
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I've been quoted a MF of .0195. Is this the BMW buy rate or should I try to negotiate a lower rate? The rest of the deal looks good IE $1900 off MSRP of $39,865, residual of 63% based on 12,000 miles per year, and standard $625 lease acquisition fee.
#7282 of 10312
Re: MF on 2007 328xi [rorymac] by kyfdx HOST
Mar 01, 2007 (12:57 pm)
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Replying to: rorymac (Mar 01, 2007 12:54 pm)

For a sedan, the base rate for February was .0019...
 
Don't know about March
#7283 of 10312
Re: MF on 2007 328xi [kyfdx] by absolutic
Mar 01, 2007 (2:11 pm)
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Replying to: kyfdx (Mar 01, 2007 12:57 pm)

when leasing, the money factor changes depending on whether you select yes to security deposit or no. It is one value with security deposit and another value without.
#7284 of 10312
Re: MF on 2007 328xi [absolutic] by kyfdx HOST
Mar 01, 2007 (2:18 pm)
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Replying to: absolutic (Mar 01, 2007 2:11 pm)

That is true... all the base rates that I mention, assume you are making a security deposit.
#7285 of 10312
NEED HELP FAST!!!! by mspiegs
Mar 01, 2007 (4:36 pm)
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Need to act on this deal fast. Please help!!
  
2007 328i with premium, sirius, and navigation, graphite color
  
Selling price agreed upon is $38,620.
  
I will put down $1,000 and roll the security deposit into the lease.
  
The MF is .00185, it started at .00165 but went up becuase I am rolling the security deposit into the lease.
  
Residual is 61%.
  
Total montly payments, after tax, is $557.
  
Is this a good deal???
#7286 of 10312
Re: NEED HELP FAST!!!! [mspiegs] by blueguydotcom
Mar 01, 2007 (5:15 pm)
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Replying to: mspiegs (Mar 01, 2007 4:36 pm)

Is that a 328i sedan or coupe? The coupe with those features is 41720. The sedan is 38800, so I'm guessing it's the coupe?
 
Then again, I ran your numbers with the sedan and came up with 540 on a 38800 car with 1000 down and a 7.75% interest rate.
 
So what's the msrp of the car?
#7287 of 10312
Re: NEED HELP FAST!!!! [blueguydotcom] by mspiegs
Mar 01, 2007 (5:36 pm)
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Replying to: blueguydotcom (Mar 01, 2007 5:15 pm)

It is a sedan. And I believe the MSRP is around 40,500. So is this a good deal you? Is a MF of .00185 equal to 7.75%?!?!?!
#7288 of 10312
Re: NEED HELP FAST!!!! [mspiegs] by blueguydotcom
Mar 01, 2007 (6:28 pm)
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Replying to: mspiegs (Mar 01, 2007 5:36 pm)

If the msrp is 40500 - you left off items.
 
185 is about 4.44%.
 
I guessed your tax rate - putting in a California one.
 
MSRP = 40500
Cap = 38600
down = 1000
MF = 0.00185
Residual = 61%
Tax? = guess at 7.75%
 
I get $510 a month. You can do this yourself with http://leaseguide.com/calc.htm
 
Seems to me someone is tacking on massive extra charges. How the blazes are they getting up to $560 a month?
 
Ky...got any help for this guy? Seems to me someone is taking him for a ride or his state might have different tax rules.
#7289 of 10312
Re: NEED HELP FAST!!!! [blueguydotcom] by jtla
Mar 01, 2007 (7:00 pm)
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Replying to: blueguydotcom (Mar 01, 2007 6:28 pm)

1. The $625 acquisition fee must have been rolled in the lease.
2. The $1,000 "down pay" may actually be "drive-off" which include title, etc.
3. The $40,500 may not be the exact MSRP.

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