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Prices Paid: Buying & Leasing Experiences BMW 3-Series Prices Paid and Buying Experience
10315 messages, Last post on Dec 05, 2009 at 7:04 AM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
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Replying to: kyfdx (Jan 15, 2006 10:29 am) You guys are the best and I really appreciate all of your help! 
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Replying to: yippeee33 (Jan 15, 2006 1:09 pm) regards, kyfdx |
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i bought "330i" 2days ago. in chicago area. 2006 330i siver, balck leather cold package premium package sport package automatic transmission navigation satellite radio preparation floor mats (free) msrp 45,225 destination charge 695 tax 3,847 (8.75%) + etc (143+15+55) total 49980.33 i paid 47980.33 |
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I'm looking at: 2006 325Xi manual, Premium Package, Cold Weather and Metallic Paint which brings it to a MSRP of 37720. The dealer is giving me a $1000 discount. Total initial payment would be $2411 (first month's payment of $564 plus plates plus plus security plus - but no down payment as such). Is $564 a bit too much? I think the MF is 0.0029 - what is a reasonable amount I can negotiate that down to? For a 2003 lease on a very similar vehicle I was able to negotiate the MF down to 0.0019 but that may not work this time around. Please advise. Pavan
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Replying to: pavan (Jan 18, 2006 8:25 am) regards, kyfdx Host-Prices Paid Forums
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Replying to: kyfdx (Jan 18, 2006 8:32 am) Sales Tax is 7.5% (included in the payment) Pavan |
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I have been researching for a 325 convertible and am still looking for a good deal. I have been in contact with a few dealers and when all is said and done, nearly all talk about $2000 down. When questioned they say that it includes first months payment plus things such as $850 bank fee and $450 dealer fee. Are these negotiable and what are fair negotiated rates for these things? What should I be expected as far as money up front. Thanks
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Replying to: pavan (Jan 18, 2006 8:25 am) If they are only giving you a $1000 discount, then it looks like they are using the base money factor.. If they were marking it up to .0029, the payment would be even higher... I would want it to look like this: $37720 MSRP $36220 selling price ($1500 off) $36845 Cap cost (selling price + $625 acq.fee) Money factor .0025 3yr/45K residual 61% Payment = $534/mo.+tax.. Due at signing: 1st payment, security deposit, title/license fees.. Total: about $1400-$1500 I'm not sure how they figure tax in your state, but if they just apply it to the monthly payment, then the total payment would be around $574/mo.. As you can see, this is not far off of your numbers.. Most of the differences can be attributed to the $500 lower selling price that I assumed in my example.. As you can also see.. the lease deals on the 325xi are not all that great right now.. regards, kyfdx Host-Prices Paid Forums |
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Replying to: salraf (Jan 18, 2006 12:44 pm) My fees: Acquisition fee: $625.. AKA: bank fee.. BMWFS (the leasing company) charges this fee on every lease, as do most leasing companies.. I had them add this to my cap cost, which rolls it into the monthly payment.. BMWFS allows the dealer to mark-up this fee for extra profit.. The maximum allowed is $825. Title/license fee: $114.. This covered title, plates, registration, state leasing permit, etc, etc.. I didn't even ask for a breakdown of it.. Security deposit: To get the lowest rate, you have to make a security deposit, that is rounded up to the next $50 increment over your payment.. The lease on my car is $529/mo.. My total due at signing was $1194.. $529 1st pymt $550 security deposit $114 Title/license fees That's it... The acquisition fee was rolled into the lease payment.. no dealer fees, no document fees, nothing else.. Hope this helps.. kyfdx
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Replying to: mwhitt (Jan 09, 2006 7:59 pm) For wheels/tires, they tried to sell me on a 5 yr warranty that would protect tires on a pro-rated basis if they got damaged by road hazards. It's not worth it. To protect your wheels, get full coverage. Most insurance companies cover wheels in their full coverage. To protect your tires, buy from Costco. They give free road hazard protection. Or you can buy it from an online dealer like tirerack.com
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