Last post on Dec 11, 2013 at 11:15 AM
You are in the Prices Paid - Buying & Leasing Experiences
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BMW 3 Series, Sedan, Wagon
#11829 of 12245 Re: Buying 2013 328i xDrive in PA [roadengine]
Mar 13, 2013 (5:13 pm)
Some dealers configurer deals different ways. He should have just structured it first month and bank fee out of pocket and it would have come out to $1,143.04 plues DMV. With that being said on a car with that MSRP you should have a monthly payment of $418.04. Doesn't look like he is giving you such a great deal. See the details of what the deal should look like below... Good Luck!
Customer Name: Inside Car Buying, LLC
Sale Vehicle: New 2013 BMW 3 SERIES 133* 4dr Sdn 328i xDrive w/AC , Automatic , Odom: 0
Base Payment 383.52
Total Payment 418.04
Purchase Option 27,370.35
Est. Miles Per Year 10,000
Disposition Fee 250.00
Excess Mileage Charge 0.20
Amount Due at Signing
1st Month Payment 418.04
Acquisition Fee 725.00
Total Inception Fees 1,143.04
Rebate as Cap Reduction 1,000.00
Total Drive Off 2,143.04
Total Cash Required on Delivery 1,143.04
Customer State: Pennsylvania Customer County: ADAMS
Type Amount Rate Paid
Cashdown Tax 65.25 9.0000 Capped
Monthly Tax 34.52 9.0000 Capped
Description Amount Paid
Temporary Plate Issue Fee 5.00 Capped
Transfer Fee 6.00 Capped
Encumbrence Fee 5.00 Capped
Online Dealer Fee 14.15 Capped
Online Reg Fee 16.85 Capped
#11830 of 12245 Re: Buying 2013 328i xDrive in PA [insidecarbuy]
Mar 13, 2013 (7:44 pm)
Thanks for the below. I tried to negotiate and dealer is not ready to come under $489. There is a big difference with what you have mentioned.
Any dealers you suggest I should check with?
#11831 of 12245 Re: Buying 2013 328i xDrive in PA [roadengine]
Mar 13, 2013 (11:24 pm)
Total Cap Reduction: $1,149.19 (I didn't understand whats this. Can someone tell me whats this?)
To be honest here if you do not understand leases DO NOT LEASE.... There are many articles on Edmunds in regards to leasing, what it is, and the lingo that goes with it.
#11832 of 12245 Re: Buying 2013 328i xDrive in PA [flightnurse]
Mar 14, 2013 (3:18 am)
As flightnurse said, before going into any lease deal, start here....
In brief, cap cost reduction is a down payment on a lease.
And, to compare apples to apples, insidecarbuy is quoting over $1,000 more out of pocket than your dealer to get a lower monthly, too.
Not saying his deal is good or bad, nor if your dealer's is good or bad. Leases can get crazy. It's important to compare everything, from Cap Cost, to residuals, to money factor, to mileage restrictions, etc, etc.
#11833 of 12245 Re: 2013 328i Lease Question [flightnurse]
Mar 15, 2013 (4:26 am)
yes, I believe so. My lease on my 2011 328 coupe is up in Sept and I had a message from the dealer the other night wanting to 'talk about my options'.
I haven't returned the call yet. Does anyone have a concrete date when the 4 series will hit the lots? I am not inclined to get another coupe that looks just like the one I have. Not sure if I want to pony up the extra $ to stay with the lovely I-6 and move to a 335. I'll take a look at the sedan but if I am going the turbo 4 route I will definitely cross shop the A4. A5 is out as the roof only pops up not slide back and silly as it may sound thats a big deal to me.
I'd consider a 'vert 3 or A5. Significantly more $ I know and to be honest I like the look of the A5 'vert better than the current 3 but thats probably just my eyes looking for something different in the garage. I've never been one to buy the same make back to back much less the same model so this will be interesting!!
#11834 of 12245 Re: 2013 328i Lease Question [au1994]
Mar 15, 2013 (6:01 am)
The BMW 4 series is the successor to the E92 3 Series coupe, which is still on dealer's lots. From the pictures, it looks substantially different than the current 3 Coupe.
That said, the A5 is GORGEOUS, IMHO! Didn't know that about the sunroof, though. I thought it opened all the way. Sounds like the sunroof in the Caddy CTS Coupe, as it only tilts because of the roofline.
You really can't go wrong with either the BMW or the Audi. Drive both and decide.
BTW....if you get the opportunity, drive an Audi S4. I think it's the best car Audi currently produces.
#11835 of 12245 Re: 2013 328i Lease Question [graphicguy]
Mar 15, 2013 (6:17 am)
thanks GG. I think the 4 series is pretty sharp from the pics I have seen. Definitely a totally different vehicle from what I have now, which I have thoroughly enjoyed btw.
Agree on the A5. Styling is obviously subjective but I think that is one of the best looking cars on the road at any $ amount. If only that roof slid back it would be a no brainer!
S4 would be awesome. I would like to try to keep the next vehicle under 45k which I couldn't do with an S4 or a convertible BMW or Audi.
#11836 of 12245 European Delivery Lease
Mar 15, 2013 (7:36 am)
I am new to this forum and pretty inexperienced in leasing cars. I am interested in doing a European Delivery on a 328i lease, 36 mos/12k year. Base MSRP is $36,850 - total with options is $44,970. My understanding is that BMW will give 7% discount on the base MSRP, not the options and that destination handling fee is waived. I am willing to put $5k down. Sales tax in NJ is 7%. Does anyone know what my total monthly payments should be? I am getting some quotes that are all over the place..
#11837 of 12245 Re: 2013 328i Lease Question [au1994]
Mar 15, 2013 (8:30 am)
BMW has some incredible deals right now on the coupe and convertible as they want to move them out before the 4 series arrive. A friend of mine in Atlanta just leased a 2013 335i convertible fully loaded there is 2350 cash back on them right now, and the MF is pretty low with a high residual, so this makes a perfect combo..
I love the A5, however for the price, I think the a 4 cyl isn't right engine..
#11838 of 12245 Re: European Delivery Lease [bmulder1]
Mar 15, 2013 (9:44 am)
I am not a very experienced in leasing. But thanks to friends on this forum one thing I learnt is we shouldn't do any down payment in lease. Instead security deposit is an option in which your lease per month will come down and will get money back at end of lease.