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Bankruptcy and Vehicle Financing
860 messages, Last post on May 09, 2011 at 8:09 PM
You are in the Smart Shopper Forum.- Your Host is kirstie_h
What is this discussion about? Car Financing, Sedan
#841 of 860 Leasing a vehicle while in bankruptcy by rogg2148
Sep 15, 2008 (3:21 pm)
Is it possible to lease a vehicle while in bankruptcy? I need to get a car, but no lenders will work with me because I still have about 3 more years to go.
#842 of 860 Re: Leasing a vehicle while in bankruptcy [rogg2148] by kirstie_h HOST
Sep 16, 2008 (11:23 am)
Replying to: rogg2148 (Sep 15, 2008 3:21 pm)
The issue is that you usually have to have a higher credit score in order to lease a vehicle than you do to buy a vehicle.
- rogg2148 (Sep 16, 2008 12:56 pm)
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#843 of 860 Re: Leasing a vehicle while in bankruptcy [kirstie_h] by rogg2148
Sep 16, 2008 (12:56 pm)
Replying to: kirstie_h (Sep 16, 2008 11:23 am)
What about having a co-signer with good credit?
- dtownfb (Sep 16, 2008 1:34 pm)
- isellhondas (Sep 18, 2008 2:32 pm)
Replies to this message:
#844 of 860 Re: Leasing a vehicle while in bankruptcy [rogg2148] by dtownfb
Sep 16, 2008 (1:34 pm)
Replying to: rogg2148 (Sep 16, 2008 12:56 pm)
Do you really think someone woull co-sign a loan for you while you are still in bankruptcy? Scratch that question, here's another for you: Do you really think it is responsible to ask someone to co-sign for you while you are still in bankruptcy? How about buying a used car? There are plenty of cheap used cars out there that will last 3 years.
#845 of 860 Re: Leasing a vehicle while in bankruptcy [rogg2148] by isellhondas
Sep 18, 2008 (2:32 pm)
Replying to: rogg2148 (Sep 16, 2008 12:56 pm)
A co-signer won't help you. As long as your name is on that application your BK will stop a loan from happening.
#847 of 860 Car loan after bankruptcy? by rexwagon
Nov 22, 2008 (8:07 am)
In the currnt credit enviorment is it possible to get a car loan with a recent bankruptcy discharge? I am interested in purchasing a 2005ish Volvo XC90 or Toyota Sequioa. I have a trade in worth $3-4k and have $3k to put down. Hoping to find a 3rd row suv for around $15k.- joel0622 (Nov 22, 2008 8:24 am)
Replies to this message:
#848 of 860 Re: Car loan after bankruptcy? [rexwagon] by joel0622
Nov 22, 2008 (8:24 am)
Replying to: rexwagon (Nov 22, 2008 8:07 am)
In the currnt credit enviorment is it possible to get a car loan with a recent bankruptcy discharge? Yes, especially with the down payment you have.
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