Last post on Sep 20, 2013 at 8:25 AM
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#5321 of 5338 Re: Grade Inflation and [euphonium]
by kyfdx@Edmunds HOST
May 08, 2013 (6:29 pm)
That's not our experience at all.. and, our son graduated just last year.
Lots and lots of homework, 30 hours (not a typo) of advanced placement college credit, and Honors classes for freshman year in college. And, he wasn't even in the top 10% of his graduating class.
All in our local public school..
#5322 of 5338 Re: Grade Inflation and [kyfdx]
May 08, 2013 (7:18 pm)
>That's not our experience at all.. ...Lots and lots of homework, 30 hours (not a typo) of advanced placement college credit, and Honors classes for freshman year in college. ... All in our local public school....
My wife's retired friends say that communities get the schools they deserve. If the community wants to be a bunch of fools valuing athletics and other social things over academics, they get the school to do as they wish, and therefore get the results from their schools same as their community's values. Period. The school represents the community.
Rush Limbow can say it as often as he wants to stigmatize the public schools, but it's not true.
Our son had a similar experience to KYFDX's. He turned down the advanced physics and calculus AP credit on advice because his major involved those courses at OSU, but he used the other credits. He was glad he did take the calculus and phsics afterwards because there was a lot of expanded content in the college course at this, a really academic college, in the courses where he did start.
On the topic of insurance, I don't think I can claim the cracked paint on the rear bumper of my Cobalt from someone pushing against the plastic bumper and flexing it. That caused the paint to crack off in one spot and just crack and crinkle in a couple of others higher up. I'll wait until he's moved out of the high density parking lot for the 33 residents of the 5 1/2 apartments in July, then I'll see how much repaint will cost. I know it's a lot because it's the sides of the rear fenders all as a part of the rear bumper too.
#5323 of 5338 Re: cash option? [imidazol97]
May 09, 2013 (7:05 am)
I have no idea, but it would be very interesting to see what Richard had to say on this subject. I wish he would chime in.
I had wonderful teachers when I was growing up, and for the most part, so did my kids. I am not concerned about most individual teachers, my concerns are about the system these teachers have to operate under.
I say reward individual teachers where warranted and get rid of about half of the school administrators and the teachers who don't do a good job. But this seem to be impossible under our current system.
#5324 of 5338 Re: cash option? [houdini1]
May 09, 2013 (12:37 pm)
Merit pay to teachers leads to professional competition & the chalk clinching mouth breathers don't want that & they vote accordingly on union issues.
Perpetual mediocrity insures job security & tenure. Because teachers go on strike - they don't qualify to be professionals. Charter, military prep, & private academies place their graduates in universities with better graduating success than public school candidates. It didn't used to be that way, but it is now.
#5326 of 5338 Re: cash option? [houdini1]
Jun 20, 2013 (5:40 pm)
I'd have to second that opinion, sad to say here in NJ the public school system is a mess. So many teachers just "putting in their time". Also a lack of respect for traditional American traditions (ie: the pledge of allegiance is being phased out) . Not to mention folks who opt to send their kids to parochial schools but still must pay for the local public school.
There must be a better way ! The voucher system sounds promising. Anything to reduce gov't involvement in the education of our children. Simply living within the boundaries of school A should not be a death sentence. Given the vochure system ..... a child would have the opportunity to apply for the school(s) of their choice. And the schools would have a right to set their own requirements (based solely on academic standards) .
Sep 06, 2013 (2:09 pm)
"Facebook is used in almost every claim now, especially when there is an injury. "Checking social media accounts has become one of the first things an insurance company or adjuster will do when you file a claim," adds Darras. Especially when any injuries stem from the accident."
Car Insurance Companies Use Facebook for Claims Investigations
#5329 of 5338 Re: zip your injured lip [Stever@Edmunds]
Sep 11, 2013 (5:10 pm)
I think it is a good idea, and I represent those injured in the wreck...I hate being involved in less-than-truthful claims...when folks come to me in consult and say their car was damaged but they did not suffer injury, my first question is...why are you here?...when they say, "for pain and suffering"...I respond that since they told me they don't hurt, why would they get any pain and suffering when they never experienced any pain and suffering???
I am also amazed at folks who clai injury, and when they send out a private investigator to videotape them, they are caught carrying 100 lbs of shingles up the ladder to the roof...
Facebook may lessen the need for expensive investigators...
#5330 of 5338 Re: zip your injured lip [marsha7]
Sep 11, 2013 (7:51 pm)
I’m am so glad to hear you say that! The whole sense of entitlement mindset drives me insane!!!
After dealing with a car accident my mom was involved in back in 2010, I actually decided to get my license and become an independent insurance agent. She was rear-ended while stopped at a red-light by a teenage girl who was TEXTING! She rammed into her at 45mph and forced her into the car stopped in front of her. She hit that car so hard that the airbags deployed!
My mom had a number of fairly significant injuries (including broken fingers and a broken toe, fractured wrist and (ouch!) one of her toenails was ripped off when her slid off the brake pedal as the airbag deployed! She also had horrible bruises from the seatbelt and burns on her face and hands from the airbag. She refused to take an ambulance to the E/R, but my step-dad came to the wreck site and drove her to the hospital himself. They discovered that she had suffered damage to at least one disc in her cervical spine. She had been treated for a broken shoulder the previous year and, luckily, had an MRI from six months prior to the accident of the shoulder that also showed that part of her c-spine undamaged. She ultimately required surgery to remove two discs in her c-spine.
All she (we) sought from the at-fault driver’s insurance was reimbursement for out-of-pocket medical expenses and salary reimbursement for the 10 weeks she was out work due to the c-spine injury and surgery. The total was less than $30k, but the most she was offered was $14k and that was only after much wasted time and energy spent negotiating! The real clincher- the at-fault driver and my parents were insured by the SAME company and they treated her like dirt! I won’t name them directly, but I like to call them State Harm…actually I call them a lot of names, but I’d be banned if I repeated them here!
She had no choice but to hire an attorney and he went for the throat, so to speak. The at-fault driver had $100k in Bodily Injury coverage and that’s what he got! She happened to be driving my car at the time, so the attorney also sued my insurer for the $50k Uninsured/Underinsured Motorist Bodily Coverage on my policy and also won that! After taking his 40%, mom got $90k and her related expense were just over $40k by that point. But she was very upset about the additional $50k and didn’t want it! She was horrified because she had money that she felt didn’t belong to her! Ultimately, I convinced her to treat herself to a new Mazda CX-9 and put the rest in my nephew’s college fund.
As an agent, most of my customers make their initial notification by calling me if they’re in an accident. Most of my carriers allow me to open a claim online and then they contact the customer to follow-up. It never ceases to amaze me how often my own customers ask “How much can I get out of this?” or “Which attorney in town do you think can get me the biggest settlement?” It happens almost every day!
I don’t (technically) have the power to have their policies non-renewed when they expire, but I have told at least two of them that they would be better served if they took their business elsewhere when their current policy expired! One was a woman who was totally faking the severity of her injuries. She was suing the at-fault driver but also intended to sue her own insurer (who I represented) under the Underinsured Motorist coverage on her policy. She was going for $750k ($500k from the other driver, $250k from her own insurance) and she didn’t have any serious injuries!!! What she did have was the sleaziest attorney in the area and the support of a local ‘Pain Management Specialist’ (aka- d-bag who would write a prescription for anything with “oxy” in the name or labeled “may be habit forming”). How did I know all of this? Let’s just say that no HIPAA, Privacy or any other law trumps working in the same small town I grew up in! =)
The other case was a man hit by an Uninsured Motorist. He sued our insurer for $50k under the Uninsured Motorist Bodily Injury portion of his policy. But he didn’t seek any sort of medical treatment for more than a MONTH after the accident! Then I found out (from the cop who wrote the accident report) that the dude WASN’T EVEN IN THE CAR when it was hit!!! I turned him into the insurance company’s fraud department and told him to seek coverage elsewhere!
People who get insurance settlements that they aren’t legitimately entitled to receive hurt ALL OF US! They increase insurance premiums across the board and, worst of all, they make it very difficult for the truly injured to receive the compensation they deserve and need!!!
I know this isn’t politically correct, but in closing I feel compelled to share what my mom said when she was awarded more than what she was out-of-pocket. She said she felt like “white trash” for more than just reimbursement for expenses for her claim. When I was growing up, the only people who sued for such ‘damages’ were simply too lazy to work and could only be classified as ‘trash’!