5324 messages,
Last post on May 09, 2013 at 1:37 PM
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Buying Insurance
#5192 of 5324 Re: POP QUIZ [houdini1]
by imidazol97
Jan 27, 2013 (12:18 pm)
Wife's insurance has gone up greatly: higher payment to her retirement plan, higher deductible (doubled), and a higher number for the amount of copayment's after the deductible before she hits the 0% payment level. Can't wait for next year's new rates.
#5193 of 5324 Re: POP QUIZ [steve_]
by imidazol97
Jan 27, 2013 (12:23 pm)
>That outfit lobbies against bike paths. No thanks.
I lobby against walking paths and bikeways paid from gasoline tax funds, too.
Ironic that government pays for bike paths and green stuff out of gasoline tax payments, but doesn't want to pay to build a new bridge in Cincinnati on I-75 for all the people from other states as well as locals to travel across the Ohio River. The planners are talking about TOLLS to be collected there from the Michiganders and others to travel to and from warm Florida... :grin
Is the Mackinaw Bridge toll to the Upper Peninsula on I-75? It's been too many years ago that we went across to remember...
#5194 of 5324 Re: POP QUIZ [imidazol97]
by steve_ HOST
Jan 27, 2013 (12:54 pm)
lobby against walking paths and bikeways paid from gasoline tax funds, too.
All the old guys in AK fought them too. Then after they'd have their first heart attack they would write the paper saying how nice they were instead of walking on the road shoulders.
AARP exists to sell insurance. While I'm ranting, check out Duckduckgo sometime too.
Yeah I-75 crosses the Straits of Mackinac.
#5195 of 5324 Re: POP QUIZ [imidazol97]
by houdini1
Jan 27, 2013 (1:06 pm)
I think everyone should be planning on med coverage at least doubling in cost over the next couple of years... and then skyrocketing from there. No one will be able to understand the coverage...they will just know it costs 2 to 3 times what it used to and the coverage is worse. Plus a doctor's visit will be worse than dealing with your local tag agency.
I hope I am wrong about this, but that is the way it looks to me.
#5196 of 5324 Re: POP QUIZ [steve_]
by imidazol97
Jan 27, 2013 (1:07 pm)
>Yeah I-75 crosses the Straits of Mackinac.
But is it toll?
#5197 of 5324 Re: POP QUIZ [imidazol97]
by steve_ HOST
Jan 27, 2013 (1:16 pm)
Oh yeah, went up to $4 last year for passenger cars.
No extra charge if you want someone to drive you and your car across.
#5198 of 5324 We subsidize bike lanes and
by euphonium
Jan 27, 2013 (2:39 pm)
inter island ferries throughout Puget Sound with gas taxes revenue. Now we need a new bridge to cross the Columbia on I-5 & some progressive crazies want light rail to be included - and paid for by gas taxes.
#5199 of 5324 Re: POP QUIZ [houdini1]
by Mr_Shiftright HOST
Jan 27, 2013 (2:50 pm)
your view seems rather grim and unsubstantiated but who knows, you could be right. What I do think is that current insurance rate escalation would definitely have been unsustainable for most Americans without intervention and controls.
We know who writes insurance laws don't we? Insurance companies.
It's very bizarre to have a business model like airlines and insurance companies where the idea is to try to deny you as much as possible.
#5200 of 5324 Re: POP QUIZ [Mr_Shiftright]
by euphonium
Jan 27, 2013 (9:57 pm)
The casualty insurance busines has been a very competitive one & future competition will keep the premiums within reason. Natural disasters, world wide affect the premiums as a result of re insurance treaties with other carriers world wide. Catastrophies in other parts of the planet influence what we pay as well as the domestic hazards exploding in our own back yards.
Medical insurance pays for the injuries we expect the hospitals and doctors to treat and the cost of that treatment will sky rocket as we demand & expect the best care we can afford. If a person thinks the insurance industry controls - they don't know the duties of fifty different state insurance commissioners and the clout they have.
What can be done about using all of the PIP benefits of the policy to take advantage of Chiropracter massages and when the limit is out of gas, the patient is suddenly without any more pain? Claimants work the system if they can.
#5201 of 5324 Re: POP QUIZ [euphonium]
by Mr_Shiftright HOST
Jan 28, 2013 (8:27 am)
As Christopher Hitchins said (paraphrase)....quality medical insurance allows you to have a level of suffering that normally you couldn't have afforded.