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Questions About Auto Insurance & Accidents
5324 messages, Last post on May 09, 2013 at 1:37 PM
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What is this discussion about? Buying Insurance
#5162 of 5324 Re: POP QUIZ [Mr_Shiftright] by houdini1
Jan 19, 2013 (7:35 am)
Replying to: Mr_Shiftright (Jan 18, 2013 5:52 pm)
Homeowners?...but the deductible might wipe it out.
- Mr_Shiftright (Jan 19, 2013 9:18 am)
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#5163 of 5324 Re: South Florida [sandman_6472] by kyfdx HOST
Jan 19, 2013 (8:22 am)
Replying to: sandman_6472 (Jan 18, 2013 6:48 pm)
You should try State Farm, again.... to get the best rates, you'll have to add Homeowners, which can be a little pricy through them, but generally has superior coverage..
#5164 of 5324 Re: POP QUIZ [houdini1] by Mr_Shiftright HOST
Jan 19, 2013 (9:18 am)
Replying to: houdini1 (Jan 19, 2013 7:35 am)
Near as I can tell, homeowners might cover personal property left in a stolen car, yes, but the "rider" on most insurance policies wouldn't--it only covers "affixed" property, so things bolted to the car essentially--so maybe your sub-woofers in the trunk.
#5165 of 5324 Re: POP QUIZ [Mr_Shiftright] by mikefm58
Jan 21, 2013 (7:29 am)
Replying to: Mr_Shiftright (Jan 18, 2013 5:52 pm)
Hmmm, what about Comprehensive? My son's vehicle was broken in to years ago, and everything that was stolen as well as the damages was covered by my comprehensive.
- Mr_Shiftright (Jan 21, 2013 10:01 am)
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#5166 of 5324 Re: POP QUIZ [mikefm58] by Mr_Shiftright HOST
Jan 21, 2013 (10:01 am)
Replying to: mikefm58 (Jan 21, 2013 7:29 am)
Lucky him. It really depends on what the policy says. You always have to read the riders on personal property to see what limitations are set. Perhaps it's different when the contents are stolen but not the entire vehicle? This I don't know.
- marsha7 (Jan 21, 2013 11:52 am)
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#5167 of 5324 Re: POP QUIZ [Mr_Shiftright] by marsha7
Jan 21, 2013 (11:52 am)
Replying to: Mr_Shiftright (Jan 21, 2013 10:01 am)
I thought we always used to call Comprehensive by another name, Fire, Theft & Vandalism...
- Mr_Shiftright (Jan 21, 2013 1:11 pm)
- euphonium (Jan 22, 2013 2:26 pm)
- marsha7 (Jan 22, 2013 3:09 pm) and 44 more...
- euphonium (Jan 22, 2013 2:26 pm)
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#5168 of 5324 Re: POP QUIZ [marsha7] by Mr_Shiftright HOST
Jan 21, 2013 (1:11 pm)
Replying to: marsha7 (Jan 21, 2013 11:52 am)
In theory, but people are denied personal property damages all the time---either limits are set to the amount, or the "type" of personal property, etc. I don't think personal property is automatically covered regardless of type or amount.
- euphonium (Jan 22, 2013 2:26 pm)
- marsha7 (Jan 22, 2013 3:09 pm)
- kyfdx (Jan 22, 2013 5:05 pm) and 43 more...
- marsha7 (Jan 22, 2013 3:09 pm)
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#5169 of 5324 Re: POP QUIZ [Mr_Shiftright] by euphonium
Jan 22, 2013 (2:26 pm)
Replying to: Mr_Shiftright (Jan 21, 2013 1:11 pm)
When the stolen vehicle has a tape or CD player that is permanently attached, some policies will extend to cover up to 6 tapes or CD's, but not a lifetime collection.
- marsha7 (Jan 22, 2013 3:09 pm)
- kyfdx (Jan 22, 2013 5:05 pm)
- marsha7 (Jan 24, 2013 7:44 pm) and 1 more...
- igozoomzoom (Jan 25, 2013 3:21 am) and 40 more...
- kyfdx (Jan 22, 2013 5:05 pm)
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#5170 of 5324 Re: POP QUIZ [euphonium] by marsha7
Jan 22, 2013 (3:09 pm)
Replying to: euphonium (Jan 22, 2013 2:26 pm)
So, they will pay for any Beyonce music I have, but my Barry Manilow and Elvis CDs are not replaced???
- kyfdx (Jan 22, 2013 5:05 pm)
Replies to this message:
#5171 of 5324 Re: POP QUIZ [marsha7] by kyfdx HOST
Jan 22, 2013 (5:05 pm)
Replying to: marsha7 (Jan 22, 2013 3:09 pm)
Costello, yes.... Presley, no... 
- marsha7 (Jan 24, 2013 7:44 pm)
- igozoomzoom (Jan 25, 2013 3:21 am)
- kyfdx (Jan 25, 2013 5:23 am)
- kirstie_h (Jan 25, 2013 7:30 am) and 38 more...
- kyfdx (Jan 25, 2013 5:23 am)
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