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#5132 of 5324 Re: Insurance [fezo]
by Mr_Shiftright HOST
Oct 20, 2012 (8:34 am)
Wise words from Grandpa. Trust no one. His blinker is on for a right turn? Presume it's been stuck for a week.
Oct 22, 2012 (1:48 pm)
I really think that the greatest harm is that the police in PA do not come unless there is bodily injury...you can total out a car and come out unscathed, yet the cops do not come to determine who is, obviously or not obviously, at fault...that is a problem, IMO...that allows ANYONE to say anything at the scene and retract the story later...that can happen anywhere, but a police report, while not the Gospel, documenting what may be obvious (skid marks, witness names, etc) can certainly help to determine fault...
Other poster: people CAN suffer injuries at what most call a "low speed collision"...while this does not always happen, I had a client who fractured a cervical vertebra (i.e.broken neck) at being rear-ended at 10-15 mph...all you need is a 10-15 mph differential and the "whiplash effect" snaps your neck back and forth (or side to side) and can cause injury...yes, some do fake it, but the biomechanics of a low speed collision still can cause injury to the spine, and, no, seatbelts do NOTHING to stop that injury...some folks say that seatbelts ENHANCE the injury by holding your body in place, but that is preferable to having your body fly thru the windshield, a la Jayne Mansfield...
#5134 of 5324 Re: victor23 [marsha7]
Oct 22, 2012 (2:38 pm)
Thanks, marsha7, for your comments. That was not "Other poster"; actually both posts were mine. In that case, there was no speed difference of 10-15 mph, it was indeed a NYC traffic jam with stop-and-go at ~5 mph, as much as I could gather. The rear-ended party only complained that he is late for the party, and nobody ever heard from him for 2 years, until recently. Legal experts say that what he is presenting looks like an X-ray of a very old spine problem, though a more thorough review is in order.
Oct 24, 2012 (8:56 am)
Assuming the x-ray was taken shortly after the collision, any degenerative arthritis is proof positive of an old problem, simply because arthritic spurring and thinning discs take a lot of time to show up on film...years...if they were present at the time of the collision, they were probably pre-existing for at least a year or longer...
#5138 of 5324 Hurricane Sandy victim?
by steve_ HOST
Nov 19, 2012 (5:43 am)
A reporter would like to speak to Sandy victims who lost a car in the storm and are trying to replace it. If this fits your description, please send your daytime contact info to predmunds.com no later than Tuesday, November 20, 2012 at 9 a.m. PT/noon ET.
#5139 of 5324 statements to insurance co.
Dec 08, 2012 (11:54 am)
My daughter is insured under my policy (Allstate) and she recently was in a fender bender driving her grandmother's car. Her grandmother's insurance company is Gieco. Geico is wanting my daughter to give them a recorded statement. I've always heard to never to this. What would her grandmother's interest be in my daughter's recorded statement? Could she just give a written statement? What information is she required to give them that would not already be in the police report?
Thanks for your help
#5140 of 5324 Re: statements to insurance co. [sdunckel1]
by Mr_Shiftright HOST
Dec 08, 2012 (12:45 pm)
tricky. you NEVER should give out recorded statements to the OTHER party's insurance company, but generally you are obligated to cooperate with your OWN insurance company and give such statements; however, since this is grandma's insurance company, what I would do is ask the claims agent to point out exactly upon what wording in grandma's policy is the agent is making this request. Be SURE that this agent does in fact represent GEICO. Also, if BOTH parties have GEICO insurance, I think I'd consult an attorney before giving the recorded statement.
#5141 of 5324 Re: statements to insurance co. [sdunckel1]
Dec 09, 2012 (6:09 pm)
Grandma loaned her car and her insurance coverage when daughter was involved in the fender bender. What was the extent of bodily injury and who have the police deemed to be at fault? As Gieco is Grandma's company, it would be prudent of daughter to cooperate with them as much as possible.
Reason for Non renewal: Insured uncooperative following claim.