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Smart Shopper Questions About Auto Insurance & Accidents
4409 messages, Last post on Nov 29, 2009 at 5:58 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: dkvn (Oct 16, 2009 4:20 pm) If the person is a deadbeat who has been allowed to drive without financial responsibility then it's up to your state to take away their license and registrations. In Ohio when getting license plates for a vehicle you have to sign that you have financial responsibility in place, whether it's your own personal wealth that you can use to pay damages or you carry insurance. The state of Ohio regularly sends out letters for proof to those not listed as holding insurance in of Ohio. Your claim is small and your own insurance company may not want to go after the person for the $1000, since it is your money, if LM doesn't fork up. |
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Replying to: dkvn (Oct 16, 2009 4:20 pm) If you are going to claim medical injuries, you almost have to file a claim, make out an accident report, etc. |
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Insurance!! My 6-month renewal increased 54 %. No accidents/citations in 8 years. Calling the company got the ".....and we are reevaluating our rating structure in CA. Our losses are exceeding our premium revenue.........." Realizing that CA does have social issues, flake factor, LA LA land concerns et al...........I called about 15 other companies (and lo and behold - - - none of these companies are in the same ballpark)........... What does my present company know that 15 others apparently do not? Today I meet with the lizard. I'd like to close with "Season's best" (but I am actually big time annoyed).......... ez.....
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Replying to: ezshift5 (Nov 27, 2009 7:06 am) Usually, the company person will not mention your having taken bankruptcy, spent a night or two in jail, or a credit problem all of which can cause your rate to increase. Is there a new driver in the household that is less than sterling in all areas? What have your neighbors told the field underwriter when he came knocking?
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Replying to: euphonium (Nov 28, 2009 8:44 pm) As I'm the sole operator, the neighbors must factor here. Perhaps they reported seeing a spaniel driving my little VW diesel PU. season's best, ez.... |
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