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Questions About Auto Insurance & Accidents

4409 messages,  Last post on Nov 29, 2009 at 5:58 AM

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#4397 of 4409 Re: passenger side mirror [imidazol97] by dtownfb Sep 18, 2009 (8:59 am)
Replying to: imidazol97 (Sep 18, 2009 4:14 am) And if she is looking for something a bit more familiar, E-Bay is always an option. I bought a used side view mirror for my 2000 Intrigue. Mirror cost $40 and changing it took about 30 minutes.
#4398 of 4409 Re: passenger side mirror [anitaa] by the_big_al Sep 18, 2009 (10:48 pm)
Replying to: anitaa (Sep 17, 2009 2:44 pm) A few years ago I snapped the mirror off my '95 S-10 when I backed up and it hit a non-movable post. I went to Shucks and ordered a mirror for like $60 or something like that. It was a power mirror. Install involved removing the interior door panel, removing a couple screws that held the mirror base plate in place and then reconnecting the power wires. Very simple. It took me about 20 minutes I think. Not that an S-10 is the same as a Grand Am, but I'll bet the process is very similar.
#4399 of 4409 slow starting by anitaa Oct 12, 2009 (10:31 am)
my 1999 pontiac grandam has been starting slow for last 2 months and since its not giving a code they haven't diagnosed the problem.. when it starts i smell fumes would it have to do with the fuel injectors? Replies to this message: oldfarmer50 (Oct 12, 2009 12:31 pm)
#4400 of 4409 Re: slow starting [anitaa] by oldfarmer50 Oct 12, 2009 (12:31 pm)
Replying to: anitaa (Oct 12, 2009 10:31 am) Wrong forum anitaa. Look to the right side of the screen where it says "Browse by Vehicle" and plug in the info for your make and model.   You should get some advice there.
#4402 of 4409 My Corrola 2010 got hit by dkvn Oct 16, 2009 (4:20 pm)
My Corolla 2010 (bought brand new, only 2000 miles) got hit in the back. The back bumper was destroyed. I have ins. with $1000 deduction. The person who hit me has ins. with Liberty Mutual. I don't know what I should do, claiming with my ins. or with LM ins. My ins. told me they will fix it then working with LM to get back their $ but we may have to deduct $1000.   Also my wife has to call the doctor now and will definitely have to visit her doctor next week even though she was OK by the time of accident in this morning. Should we call a lawyer? Any advices are appreciate . Replies to this message: mikefm58 (Oct 17, 2009 4:22 am) imidazol97 (Oct 17, 2009 6:13 am) Mr_Shiftright (Oct 17, 2009 9:53 am)
#4403 of 4409 Re: My Corrola 2010 got hit [dkvn] by mikefm58 Oct 17, 2009 (4:22 am)
Replying to: dkvn (Oct 16, 2009 4:20 pm) Call LM and open a claim, leave the attorneys out of the picture, give LM a chance to fix things, your car and your wife's injuries. If you're in an "at fault" state, your policy will pay your wife's medical bills, and since there were injuries, you are also required to notify your ins. company, which it seems you already did.   In the grand scheme of things, your accident is quite minor and there shouldn't be any problems getting LM to pay things. I take it the police were called and an accident report was issued?
#4404 of 4409 Re: My Corrola 2010 got hit [dkvn] by imidazol97 Oct 17, 2009 (6:13 am)
Replying to: dkvn (Oct 16, 2009 4:20 pm) Don't be distracted by the concept that you are only dealing with the insurance company for the person at fault. You are not bound by what their insurance policy pays or doesn't pay. The person who hit you is at fault and their hold all responsibility for your damages. So after a brief chance to set things right, you talk suit to go after what hasn't been covered, including your wife's injuries.   If the person is a deadbeat who has been allowed to drive without financial responsibility then it's up to your state to take away their license and registrations. In Ohio when getting license plates for a vehicle you have to sign that you have financial responsibility in place, whether it's your own personal wealth that you can use to pay damages or you carry insurance. The state of Ohio regularly sends out letters for proof to those not listed as holding insurance in of Ohio.   Your claim is small and your own insurance company may not want to go after the person for the $1000, since it is your money, if LM doesn't fork up.
#4405 of 4409 Re: My Corrola 2010 got hit [dkvn] by Mr_Shiftright HOST Oct 17, 2009 (9:53 am)
Replying to: dkvn (Oct 16, 2009 4:20 pm) also, you can (and should) settle the car damage and the medical issues separately.   If you are going to claim medical injuries, you almost have to file a claim, make out an accident report, etc.

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