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Questions About Auto Insurance & Accidents

4410 messages,  Last post on Nov 29, 2009 at 5:58 AM

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#4316 of 4410 Re: here's one to ponder [euphonium] by marsha7 Aug 01, 2009 (8:13 pm)
Replying to: euphonium (Aug 01, 2009 8:07 pm) euphonium, I edited and added to my response...I don't know if you read the original answer, or the elongated answer... Replies to this message: euphonium (Aug 02, 2009 8:46 am)
#4317 of 4410 Re: steve [marsha7] by steve_ HOST Aug 01, 2009 (8:49 pm)
Replying to: marsha7 (Aug 01, 2009 8:00 pm) I didn't read into it that the passenger may have contributed to the accident by reaching for the dropped phone. That would be an interesting twist.   In a no-fault state (or country, like Canada), would it matter a whit?
#4318 of 4410 Re: here's one to ponder [euphonium] by houdini1 Aug 02, 2009 (6:18 am)
Replying to: euphonium (Aug 01, 2009 8:07 pm) Now that is funny !!!
#4319 of 4410 Re: here's one to ponder [marsha7] by euphonium Aug 02, 2009 (8:46 am)
Replying to: marsha7 (Aug 01, 2009 8:13 pm) read the original answer
#4320 of 4410 Progressive Claims - DENIED by emmett96 Aug 03, 2009 (9:42 pm)
I reciently had both my vehicles sittting in my driveway when a bad hail storm came through and sharp hail hit hard on my vehicles. each vehicle had over $1,000 damage each. Both windshileds recieved approx. 100 chips, Progressive denies the windshiled claims stateing hail cannot damage a windshield and after fighting with claims rep. now want to cover only one windshield stating chips were caused by stones flying of a truck and charge me another $100 deductable. Progressive seems to have their own policies and only pay for what they want - BEWARE and Warned! Both vehicles recieved the same chips at the same time in same place, maybe a "truck" flew in my driveway at same time hail storm came through and hit my parked cars, anything possible - Right ? Any suggestions out there? Replies to this message: tidester (Aug 03, 2009 10:12 pm) Mr_Shiftright (Aug 04, 2009 9:55 am) wlbrown9 (Aug 04, 2009 10:38 am) imidazol97 (Aug 04, 2009 11:01 am) cccompson (Aug 04, 2009 2:51 pm)
#4321 of 4410 Re: Progressive Claims - DENIED [emmett96] by tidester HOST Aug 03, 2009 (10:12 pm)
Replying to: emmett96 (Aug 03, 2009 9:42 pm) You may want to show thess videos to your agent:   http://www.metacafe.com/watch/1775973/hail_damage_windshield_in_bad_storm_scary_- awesome_raw_video/   http://www.metacafe.com/watch/2632429/huge_hailstones_smash_windshield_pounding_- my_vehicle/   There are a lot more of them here   http://www.bing.com/videos/search?q=windshield+hail+damage&FORM=BVFD   and here   http://www.metacafe.com/watch/2632429/huge_hailstones_smash_windshield_pounding_- my_vehicle/   tidester, host SUVs and Smart Shopper
#4322 of 4410 Re: Progressive Claims - DENIED [emmett96] by Mr_Shiftright HOST Aug 04, 2009 (9:55 am)
Replying to: emmett96 (Aug 03, 2009 9:42 pm) Well certainly hail can smash and crack, but I don't know as it could "chip" a windshield.   I'd have to see a photo of the damage before giving any kind of opinion. If it's tiny, itsy bitsy little gouges in the windshield, then I'd agree with the agent. But you know, that's just my two cents. I just can't get my head around a small ball of ice causes a tiny pin-prick type of chipping. Replies to this message: wlbrown9 (Aug 04, 2009 10:38 am) imidazol97 (Aug 04, 2009 11:01 am)
#4323 of 4410 Re: Progressive Claims - DENIED [Mr_Shiftright] by wlbrown9 Aug 04, 2009 (10:38 am)
Replying to: Mr_Shiftright (Aug 04, 2009 9:55 am) It would seem that if the damage came from rocks dropped from a truck going down a road there would be significant damage on the front of the vehicle as well. If the damage was from something dropping out of the sky, there should not be significant damage (paint chipping) on the front. Might see how it goes if you argue from that angle.
#4324 of 4410 Re: Progressive Claims - DENIED [Mr_Shiftright] by imidazol97 Aug 04, 2009 (11:01 am)
Replying to: Mr_Shiftright (Aug 04, 2009 9:55 am) I had hail chip a windshield, long, long, ago. Glass technology has changed lots since then. But I didn't slow down when the hail started and it left a circular fracture about 1/2 inch diameter, but it was not a chip; it just cracked the glass around the impact.
#4325 of 4410 Re: Progressive Claims - DENIED [emmett96] by cccompson Aug 04, 2009 (2:51 pm)
Replying to: emmett96 (Aug 03, 2009 9:42 pm) Wait a minute - what other part(s) of the vehicles took damage?. One thousand dollars in hail damage (including windshield) is a small claim.

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