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Questions About Auto Insurance & Accidents

4422 messages,  Last post on Dec 04, 2009 at 6:46 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance


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#4215 of 4422
Re: mikefm [marsha7] by fezo
Jan 13, 2009 (12:06 pm)
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Replying to: marsha7 (Jan 13, 2009 8:59 am)

And Crisco on the porch is what you do.....
#4216 of 4422
fezo by marsha7
Jan 13, 2009 (7:21 pm)
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Old local joke, probably used other places..."How do you get a University of Georgia PhD candidate off your front porch???...pay for the pizza..........................................."
#4217 of 4422
how much to fix this? by Mr_Shiftright HOST
Jan 13, 2009 (7:30 pm)
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Anybody want to help me guess what this repair would cost?
 
(straighten dent, blend in paint, 1996 Miata)
 
#4218 of 4422
shiftright by marsha7
Jan 13, 2009 (7:36 pm)
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$450.00...The Price is Right!!!!!!!!!!!!!!!!...Come On Down!!!!!!!!!!!!!
#4219 of 4422
Re: shiftright [marsha7] by Mr_Shiftright HOST
Jan 13, 2009 (7:44 pm)
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Replying to: marsha7 (Jan 13, 2009 7:36 pm)

Yeah but I'm in california. I can barely get it washed for $450. You think?
#4221 of 4422
HIT BY A TRAILER by jjgs
Mar 04, 2009 (2:57 pm)
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new to this board but need some advice- pls help...
I was in an accident in Jan09, it was a 2 lane street (1 way east bd/1 way west bd)
There is a 53' trailer double parking on the wrong side of the street, as I try to pass thou the trailer but it suddenly move and backing up, I try to avoid the hit by going to my right but no room since there is car parking on the side. My car was hit on driver side rear door (deep) and rear quarter panel. My car was already 90% pass the container box, and got hit by the trailer back wheel. I had filed claim against the trailer driver insurance co. (country-wide) and the adjustor already check and quoted the price $4500 for the repair (my car is bmw 528 /2002).
I just receive settlement from country-wide stated they are only responsible of 50% of the damage ($2250) since they said I am 50% at fault....They argue that their client mentioned the trailer already in motion and i try to go pass it when their backing up....I think it is total non-sense & if the trailer is indeed in motion of backing up, the damage of my car should be the front instead of the rear. Question is at this point, can i still negotiate with the insurance co? If so how...?? Or this is the offer I had to accept and take $$ out my pocket to cover the rest of the repair.....I tell them every single pieces of info i had i even draw them a diagram of what happen that day...but didnt seem to work in either way for them to reconsider the price.....Pls help.....
#4222 of 4422
Re: HIT BY A TRAILER [jjgs] by tidester HOST
Mar 04, 2009 (3:07 pm)
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Replying to: jjgs (Mar 04, 2009 2:57 pm)

I am neither a lawyer nor an insurance expert but it would seem to me that being parked on the wrong side of the road would place 100% of the responsibility on the other party.
 
tidester, host
SUVs and Smart Shopper
#4223 of 4422
I think tidester by marsha7
Mar 04, 2009 (6:48 pm)
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is correct, but I am wondering how the police reacted when they saw the scene...did they ticket anyone or at least assign fault from what they saw???...I know police reports are not the be-all and end-all, but if they saw obvious lawbreaking, then their report could carry some weight...no, they did not see who moved first, but a truck parked on the wrong side, and cited for it, might be one of those objective things that could be hard to argue or dispute...
#4224 of 4422
Re: I think tidester [marsha7] by jjgs
Mar 04, 2009 (7:14 pm)
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Replying to: marsha7 (Mar 04, 2009 6:48 pm)

Problem is when the police arrive the driver already back & move the trailer back to the lot (I try to stop him from moving but I am just a 5'4 Asian girl and they had a group of people from the whse come out and yelingl, I just stay in my car until police come) and police didn't see the original spot of the trailer and my insurance co told me the street had to have double solid line to consider 2 way road no one got ticket at the scene....police report is just base on my point of view and the other side point of view , not really say who fault

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