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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
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Replying to: mikefm58 (Jan 10, 2009 5:44 am) You mean I could have gotten 10K every time I fell down the stairs drunk when I was young? Dang, I could be rich by now. 
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Replying to: oldfarmer50 (Jan 10, 2009 5:56 am) 
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Replying to: lokki (Jan 10, 2009 7:02 am) I suspect that like professional sports, falling down drunk is a young man's game. 
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Replying to: horpscorp (Jan 09, 2009 6:34 pm) If your back is doing fine, then get reimbursed for the doctor bills. Don't be surprised if your medical insuranc company (if that is what you used to pay for the therapy), goes after the other driver to reimburse their expenditures. |
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"He went out, got drunk and fell down in the apartment complex, breaking his wrist. His divorce attorney told him he could get him $10K for that by sueing the apartment complex." Maybe I'm just stupid, but I fail to see how falling down will get him money...now, if the stairs were negligently maintained and he broke his writs falling THRU the wodden stairs, the apt complex is negligent, whether he was drunk or not...but, if someone just falls down for no apparent reason except clumsy, there is no negligence and no $$$
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Replying to: marsha7 (Jan 11, 2009 7:23 pm)
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Replying to: horpscorp (Jan 09, 2009 6:34 pm) How much will you get? Just about enough to pay your new raised insurance rates for a couple of years with your new substandard company who will be charging you overpriced rates. Bottom line: Insurance companies don't have any problem with someone suing to get reasonable reimbursment of legitimate expenses. But insurance companies also know who is running these doctor/lawyer/chiropractor mills for the purpose of pimping, er, puming out lots of money. (Yeah, they ARE pimping you.) Chances are, when they see the lawyer's name and the name of his/her doctor, they will know what is going on. Did you notice from the diploma which third-world country your doctor attended school at? By the way, whatever money comes into play, your "Fast Eddie" lawyer will take a third, plus the doctor bills. Enjoy! |
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Replying to: marsha7 (Jan 11, 2009 7:23 pm) I think only lawyers can break their writs. Us civilians don't have that bone.
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Replying to: mikefm58 (Jan 11, 2009 7:32 pm) This is sometimes called goodwill coverage and it will indeed pay medical bills of someone who may have been injured on your premises, (possibly a friend or valued client) even though you were not at all negligent. This allows you to stay on friendly terms with the injured party as the insurance will respond without a suit being filed and without admitting further liability. After all, you would not want a friend or client running around with their writs broken !  See, insurance companies do have a heart ! It is immaterial that a small payment like this, along with a signed release, could also prevent a much more expensive lawsuit. Goodwill indeed, eh !!
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Hey, don't call me a legal expert here, I'm just a There usually (always the cop-out words, like usually) has to be negligence on the part of the owner, but there can also be exceptions...if you simply fall down on my concrete because you are clumsy, ain't my fault...but if I put Crisco on my porch to get rid of annoying Jehovah Witnesses, I could be liable...(p.s. no problem with practicing their religion, but I get very angry when they try and cram it down my throat, and that is what they do)...
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