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Smart Shopper Questions About Auto Insurance & Accidents
4413 messages, Last post on Dec 03, 2009 at 6:29 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: Mr_Shiftright (Dec 09, 2008 9:07 am) Without profit and investment income, honest & true claims could not be paid. The purpose of insurance is to prevent a financial catastrophe and not be a maintence policy like a case of the sniffles is to medical insurance. Victims are not punished, but made whole without raking in an undeserved profit. The only "gamble" in the insurance industry is when you buy Retroactive Liability.
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Replying to: euphonium (Dec 11, 2008 5:18 pm) I'm not saying this is the norm or the intention, but it happens. You can always google "worst insurance company in America" (or similar) and read the stories. It's not pretty. Sometimes profit is definitely a 4-letter word (e.g., sell drugs to the Seven Dwarfs, etc. ) If we get slow here, I'll post gruesome tales from my files. Hide the children.
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Replying to: Mr_Shiftright (Dec 11, 2008 5:46 pm) However, on the flip side, I am still in litigation with a different insurance company, and have been for more than THREE years. They will ultimately lose (and they suspect this, as they keep offering to settle), but in the interim they keep delaying and delaying. The bottom line is that it is best to research insurance companies and what current & past customers have to say about them before buying. No, you can't control what insurance a third party might have, but you can control your own. Hot tip: Cheaper ain't always better. |
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I have a question about a wreck i was recently in: I was going about 60 mph on a 2 lane highway, it had just gotten dark and im driving along when i suddenly see a large wooden structure about 1 foot high and prolly 8x10ft. i had no time to react, didnt even hit brakes, just plowed through it in my sentra. apparently some guy had been pulling a trailer with no lights out of a parking lot, and the trailer was hit by another driver about 30 seconds to a minute before i hit the rest of the trailer. anywho, a lawyer that the other guy had hired contacted me and set me up to have my back checked out (it was kinda sore in some places) and mentioned i could get some money out of it i end up going to therapy for about a month and a half. the dr rated my injury as a 2 out of possible 3 as far as severity goes. my therapy just ended, and when my lawyer receives everything she says they'll start negotiations for a settlement i guess, to be honest i didnt talk to the lawyer all that much, she just mentioned i could get money out of it. my questions are: about how long does this time of negotiation take? also, what kind of money could i be looking at?
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Did you seek treatment because you were injured, or did you seek treatment simply becauise osmeone said there was money in it??? 2. "...a lawyer that the other guy had hired contacted me..." how does the other hire a lawyer for you???...unless I am misreading your post (and I often misread as the functional illiterate that I am), something sounds fishy to me... Maybe you might explain a little better (or maybe I need to learn to read better)...
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Replying to: horpscorp (Jan 09, 2009 7:07 am) Not sure what you are looking to get out of this. Right now I think you'll only get whatever it takes to fix your Sentra and the doctor bills. Not sure what else you are expecting???? |
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Replying to: marsha7 (Jan 09, 2009 9:03 am) 
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Replying to: marsha7 (Jan 09, 2009 9:03 am) I read the lawyer who contacted our poster also represents the "another driver" mentioned above. |
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Replying to: horpscorp (Jan 09, 2009 7:07 am) some guy pulling a trailer with no lights out of a parking lot I am curious. What was the posted speed limit? tidester, host SUVs and Smart Shopper |
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Not to mention going to the ambulance chaser's doctor... You do know he sent you there because they're likely to bill the highest amount for care and make your injury appear in ever so litigation friendly terms, right? Jeebus, wonder why our insurance rates keep going up... get you car fixed, and any LEGITIMATE injuries attended to, and move on....
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Smart Shopper Questions About Auto Insurance & Accidents
