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Questions About Auto Insurance & Accidents

4407 messages,  Last post on Nov 27, 2009 at 7:06 AM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance


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#4166 of 4407
Re: steve [euphonium] by kirstie_h HOST
Dec 03, 2008 (12:51 pm)
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Replying to: euphonium (Dec 03, 2008 12:42 pm)

There are a TON of valid reasons!
 
One of my good friends is 58, single, no kids, very little debt. It'd be a total waste of money for him. Likewise, if your spouse is able to cover the debt with his/her salary alone (should the worst befall you), it doesn't make a lot of sense unless you just WANT to.
 
Or perhaps steve knows he's immortal.
#4167 of 4407
Re: steve [kirstie_h] by steve_ HOST
Dec 03, 2008 (1:13 pm)
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Replying to: kirstie_h (Dec 03, 2008 12:51 pm)

Sounds a bit like me Kirstie, plus my wife has a better resume than I do.
 
Steve, just a visiting immortal host
#4168 of 4407
Re: steve [euphonium] by oldfarmer50
Dec 03, 2008 (4:50 pm)
Reply

Replying to: euphonium (Dec 03, 2008 12:42 pm)

"...No valid reason for not buying it. What is yours?..."
 
Because when I go, I want my wife to be REAL sad I'm gone.
 
Besides, if I'm worth more dead than alive she might give me some assistance in "shuffling off this mortal coil".
#4169 of 4407
Another reason by marsha7
Dec 03, 2008 (7:12 pm)
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for having at least SOME term life is to pay for burial or cremation or burial at sea...the last thing your survivors need upon death is to pay for the cost of finally getting rid of you...
 
If one does not have credit life or mortgage life, then at least carry a term policy to cover any debts you have...
 
To saddle your survivors with your debt but not having your income is beyond selfish and unreasonable...
 
Even if you are single, at least cover the cost of your disposal, unless you want to be left to rot in the woods...
#4170 of 4407
Re: Another reason [marsha7] by steve_ HOST
Dec 03, 2008 (7:58 pm)
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Replying to: marsha7 (Dec 03, 2008 7:12 pm)

Cremation is $950 in Boise - that's like three car payments. I hear burial is even cheaper down in your neck of the woods where they just toss the bodies in the woods.
 
But I digress.
 
My next car insurance payment isn't due until March, at which time I'll yell at you again.
#4171 of 4407
When your widow is well taken care of by your life insurance by euphonium
Dec 03, 2008 (8:00 pm)
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it enables her to be much more discriminate about your replacement!
#4172 of 4407
Re: Another reason [marsha7] by mikefm58
Dec 04, 2008 (5:51 am)
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Replying to: marsha7 (Dec 03, 2008 7:12 pm)

To saddle your survivors with your debt
 
How does one "saddle my survivors with my debt"? Let's say I get hit by a Mack truck, I'm single, have a small term life ins policy to pay for my funeral, mortgaged to the max on my house, owe 6 figures on credit cards, just leased a new BMW 7-series, and have no other assets.
 
How do my survivors (parents) get saddled with my debt?
#4173 of 4407
Since you have by marsha7
Dec 04, 2008 (8:15 am)
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your funeral covered, and you are single, you would be fine...but if you were married in the same situation, someone would have to pay the mortgage or the wife and kids sleep on the street...
#4174 of 4407
Re: Since you have [marsha7] by houdini1
Dec 04, 2008 (7:15 pm)
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Replying to: marsha7 (Dec 04, 2008 8:15 am)

Can you give me a quote?
#4175 of 4407
If you are looking by marsha7
Dec 04, 2008 (8:00 pm)
Reply
for a famous quote, how about "Give me liberty or give me death?"...it worked well for Patrick Henry...

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