Edmunds.com | Inside Line | Auto Observer Your Account | Help | Directory
You are here:
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
|
Replying to: mhageman (Nov 21, 2008 8:47 am)
|
|
|
Replying to: qbrozen (Nov 21, 2008 9:42 am)
|
|
|
Replying to: jimmydc2 (Nov 20, 2008 11:16 pm) Tell him you will not report him to the state if he pays for the repair of your car. IOW, you will not fill out a state accident form that includes insurance information for yourself, that he can NOT match. His inability to show a matching and comparable form with the DL, that evidences financial responsibility, will eventually cause him to lose his license. To preserve his license, he should pay your damages realizing he should not be on the road without financial responsibility. 
|
|
|
Replying to: mhageman (Nov 21, 2008 10:06 am) Having never had any more than a fender bender and still never an at fault accident I had two cars totaled in three months time. One was flooded and the other was a guy who ran a stop sign and t-boned me. In both cases these were cars that in theory weren't worth much but were utterly valuable to me. The flooded (with salt water in the engine!) Nissan Sentra fetched a whopping $1,400. The t-boned Accord was maybe $4,200. I did ask for more because I was able to show major work just done on it (replaced brakes and a coupel of things like that) and they upped it a bit not that much. I was ready to hold out longer but then the insurance folks let me know they'd be pulling the rental on Friday. I countered with "give me the weekend to buy a car and I'll come right to your office, sign off and pick up the check." That's what we did.
|
|
|
Replying to: euphonium (Nov 21, 2008 10:54 am) What if he says "Accident? What accident? " Where do you go from there? I know he violated the law by driving without insurance and should be punished, but what can you really do? Other than turn him in and if the state does not do much then he is not really out. We have the same laws here in Tn but a bunch of drives that disregard those laws as well. Maybe we should be proactive instead of reactive. |
|
|
|
|
Replying to: jimmydc2 (Nov 20, 2008 11:16 pm) Sorry for the late arrival. I must of forgot to pay my bribes...er...dues to the Edmunds hosts because they said the system was down for "maintaince". Anyway, did you have any police at the scene to make out a report? Could be very helpful if the person you tapped suddenly comes down with "lawsuit neck" and tries to sue you. Otherwise, the advice given is pretty good.
|
|
|
|
|
Replying to: mhageman (Nov 21, 2008 8:47 am) I would take that offer and run like a thief. If I thought I could get that kind of money for an old bucket like that, I would crash it myself. 
|
|
|
Replying to: euphonium (Nov 21, 2008 10:54 am)
|
|
|
Replying to: oldfarmer50 (Nov 22, 2008 5:20 am) |
|
|
|
|
Replying to: jimmydc2 (Nov 22, 2008 7:28 am) I'd say if you hear a peep out of him, report him immediately to DMV. How the hell did he register his car without insurance? Or how did he get to keep his registration if he bought insurance and cancelled it? Aren't you required in your state to report an accident if it exceeds X dollar amount? Next time, if someone can't show you an insurance card, or your car suffers significant damage, call the police immediately. I wasn't there, so I can't make the judgment if you did the right thing or not. For myself, given how weird things are these days, if i were you, and my car was damaged, and I struck someone from behind, I think I would have reported it to the cops and my insurance company. But given the guy's precarious insurance situation, you're probably okay doing what you did---but your car isn't unfortunately. |
|
You are here:
Forums
Smart Shopper Questions About Auto Insurance & Accidents
New? Join Now!
Forum Tools
Search Forums
Browse by Vehicle
Browse by Board
Browse by Topic
Today's Chats
