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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
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Replying to: hilversum (Aug 25, 2008 1:57 pm) But that makes about as much sense and what I found out this week. Allstate insuring 2004 GMC Envoy XL & '00 Trooper, both with full coverage. I'm interested in buying a Saturn Outlook to replace the Trooper. My Allstate folks tell me that if I drop collision and comprehensive on the Trooper and add the Saturn at full coverage, my premium will either stay the same or go up $5-8 a month maximum. Since trade on the Trooper (137K miles) is probably less than $1500, I'm keeping the Trooper for dirty work  . I had always assumed the cost to keep the 3rd vehicle even with only liability would be more than I wanted to pay.
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Replying to: wlbrown9 (Aug 29, 2008 9:28 am) Just be sure the Liability ID card is is to find in the Glove box. 
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Replying to: euphonium (Aug 30, 2008 3:35 pm) |
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I was in a car accident recently in my 2006 Toyota Corolla. I was told by the insurance company that it is worth $14,000 and that my damage is $11,800. The other insurance company was convinced that my car was totaled, along with a few other friends that work on cars. I do not feel comfortable driving myself and my 1 year old son in a car that has suffered significant damage. Does anyone have any advice on how I can get the insurance company to total my car or any suggestions about my situation? Thank you!!
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The other insurance company was convinced that my car was totaled, What prevents you from dealing with "the other insurance company"? They & you both say "total".. |
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Replying to: mypoorcar (Sep 18, 2008 8:05 pm) Anyway, if you were hit by another party and they were at fault, let the other insurance company total it. |
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| I have a 2001 BMW 325I with 90000 miles on. I had an accident about 3-4 years ago which cost about $7500 to fix. I got into another accident a few days ago and Mercury recommended body shop is quoting $7800 for the repair; it took them 3 business days to get me a quote with a tear down. In my knowlege, KBB vaue for my car is about $9000 at best unless I'm mistaken. But the insurance adjuster who recommended the shop is pushing for the repair. Body shop is saying that I already approved the repair when I dropped off the car by signing their forms without the estimate. Everything appears too shady. Do I have a right to demand the $7800 from Mecury and have my car back? I might as well donate it or junk it and use the money toward a new car. My adjuster did not answer the questions today. She just said she will have the body shop contact me. Does this sound right to anyone? Why is she forcing me to fix it? Help! | |
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Replying to: hello7 (Oct 06, 2008 11:47 pm) If you would be happy with $9K for your car, then there is no way they should be doing a $7800 repair to it. I'd call the body shop immediately, and tell them that you have NOT authorized repairs. If Mercury is your insurance company, I'd get on the phone to your local agent, ASAP, and tell them you are getting the run around. You need to stop the process, until you get answers. regards, kyfdx visiting host |
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Replying to: hello7 (Oct 06, 2008 11:47 pm) You are being bullied. Don't stand for it. Call your state insurance board if they keep stalling you. |
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Replying to: hello7 (Oct 06, 2008 11:47 pm) Is not your signature on their forms binding? Are you Second guessing your decision? Nobody including the Body Shop is doing any forcing. You approved the repair by signing forms. The insurance company & body shop is relying on your signature of permission. 
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Smart Shopper Questions About Auto Insurance & Accidents
