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Smart Shopper Questions About Auto Insurance & Accidents
4419 messages, Last post on Dec 04, 2009 at 12:50 PM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Does anyone know of a way I can get a feel for insurance rates on one car vs. another? My 16yo daughter recently got her driver's license and we're starting to car shop. Right now, pretty much anything with 4-cyl, 4 wheels and an auto tranny is on the table. Would a 2-door civic be more expensive than a 4-door civic, all else being equal, for example? A VW cabrio more than a VW golf? (I'm assuming that the answers to both of those questions is yes). It gets much cloudier when the cars become a 2-door civic vs. a 2-door ford probe. I've been calling my insurance company with VINs to get rates, but since so many different cars are being looked at, it's getting to be a real pain in the butt. I guess I'm looking for some database of cars that provides an "insurability" rating of some sort. Where I can quickly and easily see that car "A" would be ~20% more expensive to insure than car "B". Again, I don't need $$ amounts, just something with relative costs. Anyone know of any such thing? Thanks!! |
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Replying to: kominsky (Jun 09, 2008 8:18 am) |
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Replying to: kominsky (Jun 09, 2008 8:18 am) tidester, host SUVs and Smart Shopper |
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Replying to: kominsky (Jun 09, 2008 8:18 am) You might want to chat with your agent to see if they agree. And, I know I've said this more than once on these boards, but I strongly believe that the
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Replying to: michaell (Jun 09, 2008 11:48 am) That's all covered.. I must be doing something right since she keeps telling me "it's not fair!". 
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Replying to: kominsky (Jun 09, 2008 2:45 pm) The only time I heard that was when I took back her car keys for a week & when she started to rant some more, I said you just lost the privilege for two weeks. Want to try for a month? 
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Replying to: kominsky (Jun 09, 2008 2:45 pm) The agreement was that the savings covered the deductible, then they couldn't resume driving until that amount was replentished in the savings account. |
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Replying to: funkypetals (Jun 07, 2008 4:35 pm) Am going thru the same thing (scroll back a few messages) wherein the other person's insurance company won't offer a reasonable/fair settlement. I've chosen small claims court as the method of resolution. Let the judge decide. Court date is July 11th. I'm suing the lady who hit me, not her insurance carrier. Cost $75 to file the claim. $30 for the sheriff to serve the summons. Took all of 10 minutes to get it done. Best of luck. |
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Replying to: kominsky (Jun 09, 2008 8:18 am)
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Replying to: satire (Jun 10, 2008 11:47 am) http://moneycentral.msn.com/marketplace/home.aspx?iMarketID=8 At the top, there's a pull-down with auto brands. I'm not exactly sure how they choose the cars on the list.. Chevy Cavalier (no longer made) is there, but Nissan 200SX (also no longer made) isn't. But again, it's a start. |
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