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Smart Shopper Questions About Auto Insurance & Accidents
4422 messages, Last post on Dec 04, 2009 at 6:46 PM
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Replying to: cccompson (May 15, 2008 2:12 pm) No sweet cheeks, I knew exactly what you were trying to do. All I did was "reverse" your point to prove that your point was in fact pointless.
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Replying to: satire (May 19, 2008 10:50 pm) |
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Replying to: marsha7 (May 19, 2008 6:41 pm) |
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Replying to: satire (May 19, 2008 10:50 pm) |
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 Hi! I own a 2008 Prius and was in an accident which wasn't my fault. The other drivers insurance says the damage is around 12K. What is the process for determining and pursuing a diminshed value claim? They are about to begin repair on the car. Thanks
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Replying to: smashedcar22 (May 22, 2008 10:09 am) If the roof was bent out of shape, will the new windshield never leak? |
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Replying to: smashedcar22 (May 22, 2008 10:09 am) There are different kinds of DV and it doesn't necessarily have to include anything about the repairs being done poorly or inferior parts being used. Even if the car was fixed perfectly and looks fabulous, you can still have Diminished Value. You WILL have diminished value, in fact, on a $12,000 hit. That's a given.
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Replying to: Mr_Shiftright (May 22, 2008 4:11 pm) The draft that pays to have it fixed has a "Release" statement just above where the Claimant signs the draft over to the body shop. Doesn't that "Release" say "Accepting this payment releases the insurer and insured from any and all claims arising as a result of the accident stated herein." After signing the "Release" how do you still have a position to seek DV?
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Replying to: euphonium (May 22, 2008 6:40 pm) I believe you might be referring to medical claims. You can't sue your own insurance company (in some states) for DV, but I haven't heard that you can't sue on a third party claim. But then, I don't know insurance law in all 50 states. In California, you certainly can file a DV claim. |
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Replying to: Mr_Shiftright (May 24, 2008 3:32 pm) This does raise an interesting question though - is DV part and parcel of a property damage claim or is it separate? It seems to me that it is the former.
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