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Questions About Auto Insurance & Accidents

4415 messages,  Last post on Dec 03, 2009 at 10:32 PM

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What is this discussion about? Buying Insurance


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#3924 of 4415
Re: shiftright [marsha7] by Mr_Shiftright HOST
May 19, 2008 (8:51 am)
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Replying to: marsha7 (May 18, 2008 5:15 pm)

But then it's not "small" claims court anymore.
 
It's supposed to be a "small change" type of system.
 
for a $25,000 claim, you can afford a lawyer and a lawyer might make sense.
 
Small Claims is the roll of the dice after all, decided (often) in a few minutes by a person who may or may not even be a judge, and who may not know all the ins and outs of the laws being debated.
 
I personally wouldn't roll a $25,000 set of dice in Small Claims.
#3925 of 4415
I guess I just see it by marsha7
May 19, 2008 (1:08 pm)
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differently...gas used to be 50 cents, now $4.00...the standard American car, the Impala, used to cost under 10 grand, now probably closer to 30, even tho it is not the same size car it used to be...I just do not see that $25K is so great an amount, and, remember, just because that is the limit does not mean every case will have that amount demanded...
 
But, if a contractor performed shoddy work, and a home remodel for just a room or two can break $25K, or a shoddy repair of a Cadillac, it would be nice to be able to sue, without an attorney, for amounts up to $25K...
 
Remembering that either side has the right to appeal to a higher court, I do not see this as a problem...for every loser that does NOT appeal, the system has now been un-clogged by one less case filed by some scummy lawyer, I mean some highly skilled underpaid attorney...
#3926 of 4415
Re: I guess I just see it [marsha7] by Mr_Shiftright HOST
May 19, 2008 (4:56 pm)
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Replying to: marsha7 (May 19, 2008 1:08 pm)

This looks like a good book for people interesting in Small Claims Court:
 
http://www.amazon.com/Everybodys-Guide-Small-Claims-California/dp/0873378075
 
Essentially I see Small Claims as a simplification process. Small amounts, private parties disputes only (in most cases), simplified rules of evidence, no attorneys, depositions, complicated maneuvers, etc. I'd hate to see this altered, although really the entire concept of Small Claims is relatively new to American history, so I guess any rule one can make up, one can change. It's a great way to get compensated for shoddy repairs and a great way to throw your deadbeat tenant out of the apartment...or to get your damage deposit back from your deadbeat landlord
#3927 of 4415
We agree on this by marsha7
May 19, 2008 (6:41 pm)
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simple process, simple evidence, no deps, almost always no attorneys, and keep costs down...
 
I just see the amount in question as higher than you do, that's all...
#3928 of 4415
Re: Need help fighting auto insurance company [cccompson] by satire
May 19, 2008 (10:50 pm)
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Replying to: cccompson (May 15, 2008 2:12 pm)

You took that wrong, satire. I guess that you're going to have to sue and learn the lesson in reverse.
 
No sweet cheeks, I knew exactly what you were trying to do. All I did was "reverse" your point to prove that your point was in fact pointless.
#3929 of 4415
Re: Need help fighting auto insurance company [satire] by cccompson
May 20, 2008 (3:22 am)
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Replying to: satire (May 19, 2008 10:50 pm)

Only to one who already knows it all.
 
#3930 of 4415
Re: We agree on this [marsha7] by Mr_Shiftright HOST
May 20, 2008 (8:21 am)
Reply

Replying to: marsha7 (May 19, 2008 6:41 pm)

I guess my point was (clear as mud) that as the $$$ amount rises, the complications invariably rise with it, both in complexity of the issue and the maneuvers around it.
#3931 of 4415
Re: Need help fighting auto insurance company [satire] by mitzij
May 22, 2008 (9:47 am)
Reply

Replying to: satire (May 19, 2008 10:50 pm)

I recommend buzzing over to the 'real world trade in values' thread and putting the particulars of your car in and seeing what the experts there say your hotrod is worth. I may have missed it in the pile of heated words, but hoow many miles does this Benz have on it?
#3932 of 4415
DV Question by smashedcar22
May 22, 2008 (10:09 am)
Reply
Hi! I own a 2008 Prius and was in an accident which wasn't my fault. The other drivers insurance says the damage is around 12K. What is the process for determining and pursuing a diminshed value claim? They are about to begin repair on the car.
 
Thanks
#3933 of 4415
Re: DV Question [smashedcar22] by euphonium
May 22, 2008 (12:00 pm)
Reply

Replying to: smashedcar22 (May 22, 2008 10:09 am)

Does their estimate include the Hidden Damage not usually found until the body shop tears into it? You could be looking at a total.
 
If the roof was bent out of shape, will the new windshield never leak?

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