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Smart Shopper Questions About Auto Insurance & Accidents
3921 messages, Last post on May 17, 2008 at 4:12 AM
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Replying to: satire (May 07, 2008 10:45 pm) I think it would have helped making your case on that web page were you to give a little background as to what led you to the point where things start. Because it starts with you already angry you don't come off well on it. Just editorial advice. I certainly sympathize and, believe me, siding with an insurance company doesn't come easy for me. Bob/marsha explains it well. I hate agreeing with him but sometime it is inevitable. Take the settlement and go buy that car that Shifty is pointing you to. Maybe we could get cars insured by Farmers some sort of identifying device so we know not to run green lights around them.
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"I hate agreeing with him but sometime it is inevitable." I am flattered...no, HUMBLED...    Sometimes even the blind pig can stumble on an acorn, so maybe that is my function in life... 
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Replying to: marsha7 (May 09, 2008 7:26 pm)
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Replying to: satire (May 07, 2008 10:35 pm) When some fool knocked down my mailbox and dug up my lawn years ago I dealt with Nationwide. I called them up and told the claims person that I could either have the repairs done by a professional carpenter and landscaper OR I could fix it myself for $100. The adjuster was both friendly and smart (knew my way would save them money). She said to take a few pictures and send them to her so she could verify the damage. I did and a week later a got my check. Easy peasy.
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Replying to: oldfarmer50 (May 10, 2008 4:42 pm) That's pretty much how things went here in Florida when we got hammered with several back to back storms in 2004. I knew people that got hit hard and did all the work themselves: cut down and remove trees that were hit, fixed fences and their roofs, all the while getting paid somewhat close to the going rate for a professional to do the job. |
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Replying to: satire (May 06, 2008 11:12 am) |
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Replying to: fezo (May 09, 2008 8:18 am) Big hugs to all. I appreciate the opportunity to vent. And thanks to y'all and a new friend made at Craigslist (I posted the same message there), I think I have a plan of action that might work. It won't get me all that I want, but it will get me more. I'm suing the lady who hit me in small claims court. Not once but twice. First for the damages (small claims can award $7,500 wherein Farmers only offered just under $7,000 total) and then a second time for loss of use (perhaps another $750 to $1,000). Best part of all this is that I can keep the car without it be branded salvage. Once all is settled, I'm selling the car to a mechanic friend of mine. He wants to fix it for his wife. I'll then take all of the cash and head to Honda for a new Accord. It will be a nice car of which I'll not have any emotional attachment. Although someday I hope to love another car. There does remain one question. How will Farmers respond to me suing their insured? If it encourages them to be more reasonable, great. I will now be happy to settle for $4,697,521,590,386.09 Nevertheless, wish me luck and I'll keep y'all advised as this progresses. Thanks again.
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Replying to: satire (May 11, 2008 9:29 pm) 
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Replying to: satire (May 11, 2008 9:29 pm) Probably not much different, I'm sure it's happened to them before so they'll know how to handle it. They might up their offer a bit. And you won't be able to sue them twice as any kind of payout whether they just settle up or you win in court will require you to sign something that eliminates future claims. That's pretty much standard legal practice.
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