You are here: Forums Smart Shopper Questions About Auto Insurance & Accidents

Questions About Auto Insurance & Accidents

3922 messages,  Last post on May 17, 2008 at 2:33 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance

Messages Page 384 of 393 1 ... 381 382 383 384 385 386 387 ... 393 Prev Next Last

Go To Msg # Search This Discussion

#3823 of 3922 I agree with mike fm by marsha7 Mar 14, 2008 (8:10 pm)
but also it would pay to see what the damage was...if a fender was replaced or a door was popped out, with no damage to frame and all doors and windows close correctly (no warpage) than you may have what we call a "no harm, no foul" situation, and the car may be worth keeping...   Minor damage should not cause much, if any, diminished value, simply because if it is purely cosmetic, and a body part is replaced, and nothing else is damaged, and everything works properly, you may have bought a great car...   My 2000 Intrepid was backed into at the tip of the front, and the hood was repaired, perfectly, for $500.00...I cannot see why my car would suffer any diminished value simply because of some simple body work on the hood...   I am not overlooking what the dealer may or may not have done, but if you are not adversley affected, it may be worth keeping the car... Replies to this message: kyfdx (Mar 15, 2008 9:03 pm)
#3824 of 3922 Re: Mercedes Diminished Value [brentgrove] by cccompson Mar 15, 2008 (5:59 am)
Replying to: brentgrove (Mar 14, 2008 6:05 pm) In addition to the good advice above, I'll throw out a couple of other things for your consideration.   Since the selling store did the repairs, they should have the work order in their computer which will show precisely the extent of the work performed. Couple that with the language of the Carfax entry. Sometimes crash information is very specfic in indicating damage severity and other times it is not. The thing that will truly hurt the value is a Carfax record reflecting a serious crash. A hazy record is bad too because it just raises questions.
#3825 of 3922 Re: need help for car accident [sharpns] by lilyowen Mar 15, 2008 (10:12 am)
Replying to: sharpns (Mar 12, 2008 6:28 pm) I don't want to be the skeptic here, but I smell the hint of something not said. I get the feeling that there is more to the story that maybe you don't know, or are not relaying to the forum.   Allstate would not have a 30 day limit on their liability rental coverage -- unless they have reached a limits issue (in which case they would not be managing the repairs regardless) or the adjuster is new and unfamilliar with the most basic aspects of their policy.   Parts on an 07 should not be hard to get, they are no longer on the assembly line, they should be only a few days out -- unless you live on an island somewhere.   But my primary concern here, is that I'm getting the feeling that you are not, in any way, taking charge of this situation -- thereby opening yourself up to much greater expense. By this I mean, you should know why the repairs are delayed -- it is your car and you have a duty to follow up on the process. You also stated that you were UNABLE to relocate due to the car, I don't buy that for a second, and that is the PRIMARY reason I feel that there is more to this story, and that you should begin to get a better idea of what EXACTLY is happening with your vehicle.   You will have little luck getting your carrier to provide rental at this point, because rental is tied directly their collision or comprehensive loss -- that they are not paying for currently, but it is worth a shot. If I were you, I would conference in the Body Shop manager and the adjuster or the adjuster's supervisor on the phone and really hash out what the issue is, and who is footing the bill for the extended rental. NEVER underestimate the power of a conference call.
#3826 of 3922 Re: Mercedes Diminished Value [brentgrove] by oldfarmer50 Mar 15, 2008 (1:11 pm)
Replying to: brentgrove (Mar 14, 2008 6:05 pm) "...had I known it was in an accident, I would not have bought it..."   Now you know why they didn't tell you. I think I've heard salesfolks say a well repaired accident takes about 20% off the resale value. I would ask for at least that depending on where the damage was. Have you had it inspected by a third party. It may look good now but if everything starts to rust and bubble a year from now you may regret keeping it.   The other screaming question I have is why would you do business with these guys? I can't imagine any dealer with an IQ above 10 who doesn't check to see if a car has accident history. If it's on Carfax there is no way they can say they didn't know.   This sounds like a sleazy operation. If you can, return the car and get your money back. God knows what else is wrong with it that they didn't mention. Replies to this message: dtownfb (Mar 15, 2008 1:52 pm)
#3827 of 3922 Re: Mercedes Diminished Value [oldfarmer50] by dtownfb Mar 15, 2008 (1:52 pm)
Replying to: oldfarmer50 (Mar 15, 2008 1:11 pm) One thing we all are missing is this is a Certified Pre-Owned Mercedes. Mercedes probably has specific rules for what qualifies for their Certified Pre-owned cars. The OP may want to do some research on their process. If the dealer does not resolve this situation, I would make a call to Mercedes to "discuss" the situation.
#3828 of 3922 Re: I agree with mike fm [marsha7] by kyfdx HOST Mar 15, 2008 (9:03 pm)
Replying to: marsha7 (Mar 14, 2008 8:10 pm) A few things..   Paint work on a late-model Mercedes will definitely lower the value... even if it is minor and perfect..   In my experience, minor accidents don't make it into a Carfax report...   Over time, any diminished value will.. diminish.. If the work is purely cosmetic, it won't mean much, when you get ready to sell this car in 2012.. (7-yr-old C-Class... different if it were an SL or an AMG model)   As far as the dealer disclosing the previous work? They probably aren't required to.. But, I think the part about them not knowing is probably hooey... And, if you asked them directly about the issue before buying the car and they lied... then, I wouldn't want to do business with them.
#3829 of 3922 press request by kirstie_h HOST Apr 09, 2008 (6:22 am)
A reporter from a large finance magazine hopes to speak with consumers who have had a bad experience purchasing auto insurance online. If you’ve had a bad experience, please respond to ctalatiedmunds.com with your daytime contact information no later than Tuesday, April 15, 2008.
#3830 of 3922 Will my rate increase ?? by rakesh219 Apr 14, 2008 (9:11 pm)
I own a new 2007 Model Honda CR-V and unfortunately today i met with an accident. Now i am 20 yrs old and the car is insured on a family plan insurance and i am included in the policy. Now i was driving with my family when the accident happened; not getting too much into details of the accident the front right bumper got damaged pretty bad. Now according to the Michigan State law it turned out to be my fault even though it was clearly the other persons fault. Now i was not issued a ticket by the police for the accident i only got a code which the police wrote ( i guess that was the police form number) on my insurance card. Will my insurance rate increase a lot ?? Replies to this message: oldfarmer50 (Apr 15, 2008 7:13 am) euphonium (Apr 15, 2008 9:34 am)
#3831 of 3922 Re: Will my rate increase ?? [rakesh219] by oldfarmer50 Apr 15, 2008 (7:13 am)
Replying to: rakesh219 (Apr 14, 2008 9:11 pm) Yes.
#3832 of 3922 From what you said by marsha7 Apr 15, 2008 (8:08 am)
it will probably increase at least some, and maybe a lot...nothing like vague, nonspecific answers to make you feel better, eh???

Messages Page 384 of 393 1 ... 381 382 383 384 385 386 387 ... 393 Prev Next Last

Go To Msg # Search This Discussion

You are here: Forums Smart Shopper Questions About Auto Insurance & Accidents