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Questions About Auto Insurance & Accidents

4416 messages,  Last post on Dec 04, 2009 at 9:54 AM

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What is this discussion about? Buying Insurance


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#3215 of 4416
Re: manda 613 [manda613] by nj2pa2nc
Sep 04, 2007 (12:01 pm)
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Replying to: manda613 (Sep 04, 2007 11:26 am)

i am amazed how nice my daughter's 04 hyundai accent looks-the boby shop did an excellant job and it runs excellant.it took the body shop almost a month to get it fixed-between the ordering of parts, etc. make sure the place fixes it the way you want. do not accept it until they do.-match the paint. some colors are harder than others. good luck and glad there were no injuries but sorry it was brand new.
#3216 of 4416
Re: Hit by a bicycle! [erics6] by jipster
Sep 04, 2007 (12:41 pm)
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Replying to: erics6 (Aug 31, 2007 8:43 am)

If you cannot locate the hit and run bicylce rider, you'll have to collect damages from your girlfriend. When an item is borrowed it must be returned in same condition by law. If you think the relationship is not going to go anywhere, you might want to collect asap... or have her sign an i.o.u.
Don't wait till you break up to try to collect. It will be to late by then. See it happen on Judge Judy all the time.
#3217 of 4416
Re: manda 613 [nj2pa2nc] by manda613
Sep 04, 2007 (12:55 pm)
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Replying to: nj2pa2nc (Sep 04, 2007 12:01 pm)

That eases my mind. Thank you. Yeah, I assumed about a month for repairs. The guy on the phone said 10-12 working days after parts come in. Thanks again for the well wishes.
#3218 of 4416
Re: Wrecked my car pulling out of the dealership [oldfarmer50] by erics6
Sep 04, 2007 (8:55 pm)
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Replying to: oldfarmer50 (Sep 01, 2007 2:32 pm)

Well... it was another woman. Maybe I don't know something.
#3219 of 4416
Re: Hit by a bicycle! [jipster] by erics6
Sep 04, 2007 (8:57 pm)
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Replying to: jipster (Sep 04, 2007 12:41 pm)

She's paying my deductible. Stuff happens. No judge judy for me.
#3220 of 4416
Re: Wrecked my car pulling out of the dealership [erics6] by oldfarmer50
Sep 05, 2007 (7:07 am)
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Replying to: erics6 (Sep 04, 2007 8:55 pm)

"...it was another woman..."
 
LOL, just goes to show you, free advice is worth every penny you pay!
#3221 of 4416
Re: Buying insurance in MA [threeifbyair] by robr2
Sep 05, 2007 (8:22 am)
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Replying to: threeifbyair (Sep 04, 2007 8:56 am)

You have seven days to transfer your registration and your new vehicle is automatically covered by your current insurance provided that the new car is replacing the old car. See this:
 
http://www.mass.gov/rmv/faq/registration.htm#16
 
As for your agent not working - your insurance company might. Try calling them direct to see if they are available on the weekend.
 
As for the MA insurance program - I'm looking forward to real competition because I'm an experienced, suburban driver with an excellent driving record and credit history. I pity those without the above because it'll be just like the last time they tried competition - rates rose 3-400% overnight. I remember my Dad's 73 Vega costing over $1K to insure because we lived in the city. The car wasn't worth $3K brand new!!
#3222 of 4416
Re: Buying insurance in MA [threeifbyair] by euphonium
Sep 05, 2007 (1:13 pm)
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Replying to: threeifbyair (Sep 04, 2007 8:56 am)

Any agent worth his commission welcomes contact at home by his clients. All my stationary, business cards, and advertising included my home 'phone number. Sometimes we agents are needed at hours other than 8 to 5 M-F.
 
It has been 12 years since I sold my business and I'm still honored to get a 'phone call from a former client/friend who has a need to get some advice.
 
My wife, the pharmacist, often receives professional calls as well.
 
We are happy to retire where we worked as it is my intention to dance with the people who paid for the band.
#3223 of 4416
Progressive-DUI-Now what? by jickybob
Sep 06, 2007 (6:57 pm)
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I had progressive insurance when I got in an accident due to a DUI. I am not sure if they are going to cover me now as obviously, the accident was considered my fault and all, and I now have a DUI on my record. My question for everyone is this: now that I have a DUI on my record, what type of repercussions are there going to be from the DUI and does anyone have any experience with insurance after a DUI and insurance afterwards? I have stopped drinking, praise God, but they are not going to care about anything but my driving history; I know this, but I want to know who a reputable company is (not Allstate or Nationwide as they are scamartists!) that may cover me for a low amount of money, or the lowest available with the record I now have. Thank you in advance for anyones help!
#3224 of 4416
Re: Progressive-DUI-Now what? [jickybob] by flaaveo
Sep 06, 2007 (8:45 pm)
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Replying to: jickybob (Sep 06, 2007 6:57 pm)

To be blunt. And I'm sure a lot of people here will jump on my back for being honest,but to bad. You deserve to have to pay A LOT more for insurance, at least for a period of time at a minimum,since you drove drunk AND caused an accident,and put EVERYONE on the road in deadly danger. I am sure you drove drunk many times before and didn't get caught...right? So you get no sympathy from me.
 
IF it were up to me..any DUI driver wouldn't be allowed to drive again. It's public transportation for life! Hopefully you didn't kill anyone or injure anyone,other than yourself. US sober drivers are the ones who suffer, some for life, because you had to drive drunk! Everyone 'finds God' in prison as well...then WE are suppose to forgive them for murder or rape.
 
BUT since you asked a question politely, the basic answer is...every insurance company will look at your entire record. They will see IF you have any other accidents or DUI's, your age of course, male or female, all the standard stuff, and if they take you as a customer, they will base it on your entire record, not just that 1 event. But it will be higher,usually for a period of time,1 or more years.
 
Try the major companies, State Farm, Geico, etc...but you may end up with a 'mom and pop' insurance company,if the big guys find your record to dangerous. Can you tell I have no compassion for drunks?! 'Recovering' or not.

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