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Questions About Auto Insurance & Accidents

4410 messages,  Last post on Nov 29, 2009 at 5:58 AM

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#3212 of 4410 Buying insurance in MA by threeifbyair Sep 04, 2007 (8:56 am)
Is there anywhere I can get insurance in Massachusetts on the weekend? I'm thinking of taking a trip down to CarMax (or possibly some other out-of-state dealership) to buy my next car, but I'm wondering if there's a way to go down there on a Saturday, decide I want the car, and then drive it back. (Assume for now that this is an additional car and I'm not trading one in.)   I know my current agent only works M-F 9-5, but I'm guessing there must be somebody out there who writes MA insurance online or over the phone at weekends.   Oh, the joys of Taxachusetts' weird insurance regime...   (For those of you who don't know, none of the majors will touch MA. Allstate should be renamed 49-state. And Progressive, State Farm and Geico also steer clear of here.) Replies to this message: Mr_Shiftright (Sep 04, 2007 9:22 am) robr2 (Sep 05, 2007 8:22 am) euphonium (Sep 05, 2007 1:13 pm)
#3213 of 4410 Re: Buying insurance in MA [threeifbyair] by Mr_Shiftright HOST Sep 04, 2007 (9:22 am)
Replying to: threeifbyair (Sep 04, 2007 8:56 am) It's my understanding you are automatically covered by your previous policy, presuming you are in good standing and your coverages are the same. Then when you get home you just call in your new VIN #.   But you should check with your agent before you take off.
#3214 of 4410 Re: manda 613 [nj2pa2nc] by manda613 Sep 04, 2007 (11:26 am)
Replying to: nj2pa2nc (Aug 31, 2007 12:36 pm) So my car is now at the collision center at the dealership (where I purchased the car). His estimate is $1,000+ < the place where my car was towed (initial estimate). Should I be concerned? nj2pa2nc: How does your daughter's car run? If they do decide to repair my car... I'm worried that it will need fixed left and right. Replies to this message: nj2pa2nc (Sep 04, 2007 12:01 pm) manda613 (Sep 04, 2007 12:55 pm)
#3215 of 4410 Re: manda 613 [manda613] by nj2pa2nc Sep 04, 2007 (12:01 pm)
Replying to: manda613 (Sep 04, 2007 11:26 am) i am amazed how nice my daughter's 04 hyundai accent looks-the boby shop did an excellant job and it runs excellant.it took the body shop almost a month to get it fixed-between the ordering of parts, etc. make sure the place fixes it the way you want. do not accept it until they do.-match the paint. some colors are harder than others. good luck and glad there were no injuries but sorry it was brand new. Replies to this message: manda613 (Sep 04, 2007 12:55 pm)
#3216 of 4410 Re: Hit by a bicycle! [erics6] by jipster Sep 04, 2007 (12:41 pm)
Replying to: erics6 (Aug 31, 2007 8:43 am) If you cannot locate the hit and run bicylce rider, you'll have to collect damages from your girlfriend. When an item is borrowed it must be returned in same condition by law. If you think the relationship is not going to go anywhere, you might want to collect asap... or have her sign an i.o.u. Don't wait till you break up to try to collect. It will be to late by then. See it happen on Judge Judy all the time. Replies to this message: erics6 (Sep 04, 2007 8:57 pm)
#3217 of 4410 Re: manda 613 [nj2pa2nc] by manda613 Sep 04, 2007 (12:55 pm)
Replying to: nj2pa2nc (Sep 04, 2007 12:01 pm) That eases my mind. Thank you. Yeah, I assumed about a month for repairs. The guy on the phone said 10-12 working days after parts come in. Thanks again for the well wishes.
#3218 of 4410 Re: Wrecked my car pulling out of the dealership [oldfarmer50] by erics6 Sep 04, 2007 (8:55 pm)
Replying to: oldfarmer50 (Sep 01, 2007 2:32 pm) Well... it was another woman. Maybe I don't know something. Replies to this message: oldfarmer50 (Sep 05, 2007 7:07 am)
#3219 of 4410 Re: Hit by a bicycle! [jipster] by erics6 Sep 04, 2007 (8:57 pm)
Replying to: jipster (Sep 04, 2007 12:41 pm) She's paying my deductible. Stuff happens. No judge judy for me.
#3220 of 4410 Re: Wrecked my car pulling out of the dealership [erics6] by oldfarmer50 Sep 05, 2007 (7:07 am)
Replying to: erics6 (Sep 04, 2007 8:55 pm) "...it was another woman..."   LOL, just goes to show you, free advice is worth every penny you pay!
#3221 of 4410 Re: Buying insurance in MA [threeifbyair] by robr2 Sep 05, 2007 (8:22 am)
Replying to: threeifbyair (Sep 04, 2007 8:56 am) You have seven days to transfer your registration and your new vehicle is automatically covered by your current insurance provided that the new car is replacing the old car. See this:   http://www.mass.gov/rmv/faq/registration.htm#16   As for your agent not working - your insurance company might. Try calling them direct to see if they are available on the weekend.   As for the MA insurance program - I'm looking forward to real competition because I'm an experienced, suburban driver with an excellent driving record and credit history. I pity those without the above because it'll be just like the last time they tried competition - rates rose 3-400% overnight. I remember my Dad's 73 Vega costing over $1K to insure because we lived in the city. The car wasn't worth $3K brand new!!

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