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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
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Replying to: okko1 (Aug 29, 2007 6:48 pm) I think you mean carfax.com, but hey both links work.
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Replying to: mikefm58 (Aug 30, 2007 6:31 pm)  I still have one in my files, my friends Miata, which was hit 3 times totalling $18000 in damages, and the CARFAX report is clean as a whistle.
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Replying to: manda613 (Aug 30, 2007 10:07 am) Now your insurance might have some sort of rider to cover a replacement vehicle as noted in your original message. Check with the insurance company. As for totalling - every company has a threshold for total loss. Again check with your insurer. GAP insurance will cover the difference between what you owe and what insurance pays you if it's totalled. Any downpayment or trade you made is gone forever. Last - based on the fact that you pulled out of a one way street in the wrong direction, you are at least 50% at fault. Good Luck. |
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Anybody ever had this happen? GF was waiting for a car going the wrong way in a bank parking lot. Bicyclist on sidewalk thought both cars were exiting (?) and tried to cut through the parking lot striking my car. Put some good size dings in the car. Bicyclist was fine and left the scene. My GF didn't get any contact information. I think she was pretty freaked out. Of course I'm stuck paying the deductible for damages caused by the bicycle.  Bicycle hit and run? I've heard of cars hitting bicycles, and bikes hitting parked cars to avoid an accident. This is an odd one though. An inattentive bike rider hitting a car in a parking lot.
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Your car should be totaled. Repair Estimate (so far) $9,000 Diminished Value 3,000 Total Claim (so far) $12,000 Book Value vs Actual Purchase Price = not the same.
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Replying to: Mr_Shiftright (Aug 31, 2007 7:41 am) These two cars have clean carfaxes.............  
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I fail to see anything wrong with either of them, at least nothing that a can of spray paint (Ford Red or Ford Blue) and a roll of duct tape (Alabama Chrome) can't fix... 
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Replying to: euphonium (Aug 31, 2007 10:04 am)
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Replying to: im_brentwood (Aug 31, 2007 11:36 am) GEEZ...I sure hope those cars don't get fixed again....can't see how they would. INCIDENT WITH BIKE -- your GF may have screwed up. Bicyclist could possibly have been liable for damage, or you might have recovered the deductible. A bicyclist has to obey all traffic rules far as I recall.
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Replying to: Mr_Shiftright (Aug 31, 2007 4:39 pm)
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