Sign In Join 



Questions About Auto Insurance & Accidents

4408 messages,  Last post on Nov 28, 2009 at 8:44 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance


Messages Page 321 of 442
1
...
318
319
320
321
322
323
324
...
442
Prev
Next
Last
Go To Msg #
Search This Discussion

#3194 of 4408
Re: Wrecked my car pulling out of the dealership [manda613] by qbrozen
Aug 30, 2007 (9:47 am)
Reply

Replying to: manda613 (Aug 30, 2007 9:36 am)

When they did I pulled out and that's when my car collided with another car coming from the left.
 
Shame on your car! I guess it learned its lesson!
 
;b
 
Sorry, I shouldn't make light of your situation, but I always find it humorous when a person telling an accident story personifies objects. Its very very common. Like, "the car then careened off the road" or "the tree jumped out in front of me."
#3195 of 4408
Re: Wrecked my car pulling out of the dealership [qbrozen] by kirstie_h HOST
Aug 30, 2007 (9:58 am)
Reply

Replying to: qbrozen (Aug 30, 2007 9:47 am)

My favorite are the negative stories about SUVs - "due to poor visibility, an SUV backed over a 4-yr-old child today..." I was quite surprised to learn that an SUV had ANY vision capabilities.
 
Back to topic... perhaps the OP was hit by a car turning into the dealership, who might have taken too wide a turn. I know we don't know the details, but it is possible that she was not the one at fault.
#3196 of 4408
Re: Wrecked my car pulling out of the dealership [kirstie_h] by manda613
Aug 30, 2007 (10:07 am)
Reply

Replying to: kirstie_h (Aug 30, 2007 9:58 am)

Well, I've obtained a copy of the police report... and just like the magic eight ball said "out look not so good"
 
Coppers are saying it's my fault... not to mention that the other woman's speed was 000, funny!?!?
#3197 of 4408
Re: Wrecked my car pulling out of the dealership [manda613] by cccompson
Aug 30, 2007 (1:42 pm)
Reply

Replying to: manda613 (Aug 30, 2007 10:07 am)

Back to the original question here - push hard to have this thing totalled. At the time of the collision it was a used Elantra worth, what, 12K, maybe.
#3198 of 4408
Re: Wrecked my car pulling out of the dealership [manda613] by volvomax
Aug 30, 2007 (5:00 pm)
Reply

Replying to: manda613 (Aug 29, 2007 8:28 am)

If they total the car,they will just pay it off.
 
I can't see how you would be entitled to another car.
#3199 of 4408
Re: Wrecked my car pulling out of the dealership [okko1] by mikefm58
Aug 30, 2007 (6:31 pm)
Reply

Replying to: okko1 (Aug 29, 2007 6:48 pm)

you know that carfacts.com can be a major issue at time of resale
 
I think you mean carfax.com, but hey both links work.
#3200 of 4408
Re: Wrecked my car pulling out of the dealership [mikefm58] by Mr_Shiftright HOST
Aug 31, 2007 (7:41 am)
Reply

Replying to: mikefm58 (Aug 30, 2007 6:31 pm)

Lots of accidents never show up on CARFAX. That can help you or hurt you, depending I still have one in my files, my friends Miata, which was hit 3 times totalling $18000 in damages, and the CARFAX report is clean as a whistle.
#3201 of 4408
Re: Wrecked my car pulling out of the dealership [manda613] by robr2
Aug 31, 2007 (8:40 am)
Reply

Replying to: manda613 (Aug 30, 2007 10:07 am)

Basically your insurer will pay you "book value" of the vehicle based on the condition of the vehicle prior to the accident. Bear in mind that although your vehicle was only a week old, it is a used car to the insurer.
 
Now your insurance might have some sort of rider to cover a replacement vehicle as noted in your original message. Check with the insurance company.
 
As for totalling - every company has a threshold for total loss. Again check with your insurer.
 
GAP insurance will cover the difference between what you owe and what insurance pays you if it's totalled. Any downpayment or trade you made is gone forever.
 
Last - based on the fact that you pulled out of a one way street in the wrong direction, you are at least 50% at fault.
 
Good Luck.
#3202 of 4408
Hit by a bicycle! by erics6
Aug 31, 2007 (8:43 am)
Reply
Anybody ever had this happen? GF was waiting for a car going the wrong way in a bank parking lot. Bicyclist on sidewalk thought both cars were exiting (?) and tried to cut through the parking lot striking my car. Put some good size dings in the car. Bicyclist was fine and left the scene. My GF didn't get any contact information. I think she was pretty freaked out. Of course I'm stuck paying the deductible for damages caused by the bicycle. Bicycle hit and run?
 
I've heard of cars hitting bicycles, and bikes hitting parked cars to avoid an accident. This is an odd one though. An inattentive bike rider hitting a car in a parking lot.
#3203 of 4408
manda 613 by euphonium
Aug 31, 2007 (10:04 am)
Reply
Your car should be totaled.
 
Repair Estimate (so far) $9,000
Diminished Value 3,000
Total Claim (so far) $12,000
 
Book Value vs Actual Purchase Price = not the same.

Messages Page 321 of 442
1
...
318
319
320
321
322
323
324
...
442
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics

Today's Chats

Advertisement