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Smart Shopper Questions About Auto Insurance & Accidents
4409 messages, Last post on Nov 29, 2009 at 5:58 AM
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Replying to: qbrozen (Aug 29, 2007 11:09 am)
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Replying to: manda613 (Aug 29, 2007 11:48 am) Man, I've had nightmares that end like that. I've never heard that you can get a new car if it is totaled under a certain milage. I think that guy was just trying to make you feel better. I don't think 9K in damages will total most new cars. My father had an accident in his new (500 miles) Buick in 1998. 8K in damages. They fixed it and it's still on the road. You are probably going to eat the $500 deductible. |
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| I fail to see how $9K in damages will total it... | |
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Replying to: manda613 (Aug 29, 2007 11:48 am)
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Replying to: manda613 (Aug 29, 2007 11:48 am) Well, since it MAY be your fault, then you MAY be out $1700 ($1200 trade plus $500 deductible). What kind of car is this? If a cheap one, then I can see it being totalled. If over $20k, then you've got a LONG way to go to get it totalled. Hopefully you'll know soon enough.
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but I will say this...anyone pulling out of a parking lot or driveway, onto a roadway, usually has to yield the Right of Way to traffic already on the roadway...and, it was stated that the poster was "pulling out of the dealership" While not jumping to conclusions, I would be interested to know "the rest of the story"... |
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Replying to: dvexpert (Aug 29, 2007 6:26 am) |
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Replying to: qbrozen (Aug 30, 2007 5:47 am) Book Value $14,640. The way it was explained to me, is that if the damages exceed a certain % of the KBB price they will total it. So far the damages = $9K. That's already close to 62% and there are still more to be assessed. Here is my version of the accident (there are two sides to every story and then there is the truth, right?): I left the dealership the same way I came in (there is a road along side of it). When I got to the intersection with the main road, I realized that I was on a one way road (of course going the wrong way). I am not familiar with the area at all, so I just wanted to get to where I knew. I needed to make a left onto the road I was facing. I had my left turn signal on and a guy coming from the left stopped to let me out. I sat there for a min and waited for 2-3 cars coming from the right to pass. When they did I pulled out and that's when my car collided with another car coming from the left. Again, I'm not familiar with the area so I'm not sure if this woman was upset that traffic appeared to be at a stand still for no reason and decided to go out around or if there are two lanes of traffic during rush hour???
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Replying to: manda613 (Aug 30, 2007 9:36 am) Shame on your car! I guess it learned its lesson! ;b Sorry, I shouldn't make light of your situation, but I always find it humorous when a person telling an accident story personifies objects. Its very very common. Like, "the car then careened off the road" or "the tree jumped out in front of me." |
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Replying to: qbrozen (Aug 30, 2007 9:47 am) Back to topic... perhaps the OP was hit by a car turning into the dealership, who might have taken too wide a turn. I know we don't know the details, but it is possible that she was not the one at fault.
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