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Smart Shopper Questions About Auto Insurance & Accidents
4406 messages, Last post on Oct 17, 2009 at 9:53 AM
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Please bare with me I'm new to this whole forum thing. Saturday I purchased a new car (it only had 21 miles when I drove it off of the lot). Monday evening I had to go back to the dealership to finalize a few things. When I drove out of the parking lot I got into an accident. There were 74 miles on the car. It's pretty bad and I don't know if it's totalled or not.  Fortunately, I had just signed papers adding GAP insurance to my loan. However, I was told by the guy that towed my car that if it is totalled I may be entitled to another car since it is under a certain mileage. This sounds completely ridiculous... but I wanted to know if anyone had heard of this? I live in Pennsylvania, in case it matters.
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Replying to: manda613 (Aug 29, 2007 8:28 am)
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Replying to: qbrozen (Aug 29, 2007 9:50 am)
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Replying to: manda613 (Aug 29, 2007 10:44 am)
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Replying to: qbrozen (Aug 29, 2007 11:09 am)
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Replying to: manda613 (Aug 29, 2007 11:48 am) Man, I've had nightmares that end like that. I've never heard that you can get a new car if it is totaled under a certain milage. I think that guy was just trying to make you feel better. I don't think 9K in damages will total most new cars. My father had an accident in his new (500 miles) Buick in 1998. 8K in damages. They fixed it and it's still on the road. You are probably going to eat the $500 deductible. |
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| I fail to see how $9K in damages will total it... | |
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Replying to: manda613 (Aug 29, 2007 11:48 am)
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Replying to: manda613 (Aug 29, 2007 11:48 am) Well, since it MAY be your fault, then you MAY be out $1700 ($1200 trade plus $500 deductible). What kind of car is this? If a cheap one, then I can see it being totalled. If over $20k, then you've got a LONG way to go to get it totalled. Hopefully you'll know soon enough.
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but I will say this...anyone pulling out of a parking lot or driveway, onto a roadway, usually has to yield the Right of Way to traffic already on the roadway...and, it was stated that the poster was "pulling out of the dealership" While not jumping to conclusions, I would be interested to know "the rest of the story"... |
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