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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
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Replying to: marsha7 (Aug 28, 2007 6:13 pm) |
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Replying to: lilyowen (Aug 29, 2007 5:35 am) Diminished value is the tool that levels the field for consumers. If its use means more cars total. so be it. If insurers take as well as give DV, that's fair too.
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Please bare with me I'm new to this whole forum thing. Saturday I purchased a new car (it only had 21 miles when I drove it off of the lot). Monday evening I had to go back to the dealership to finalize a few things. When I drove out of the parking lot I got into an accident. There were 74 miles on the car. It's pretty bad and I don't know if it's totalled or not.  Fortunately, I had just signed papers adding GAP insurance to my loan. However, I was told by the guy that towed my car that if it is totalled I may be entitled to another car since it is under a certain mileage. This sounds completely ridiculous... but I wanted to know if anyone had heard of this? I live in Pennsylvania, in case it matters.
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Replying to: manda613 (Aug 29, 2007 8:28 am)
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Replying to: qbrozen (Aug 29, 2007 9:50 am)
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Replying to: manda613 (Aug 29, 2007 10:44 am)
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Replying to: qbrozen (Aug 29, 2007 11:09 am)
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Replying to: manda613 (Aug 29, 2007 11:48 am) Man, I've had nightmares that end like that. I've never heard that you can get a new car if it is totaled under a certain milage. I think that guy was just trying to make you feel better. I don't think 9K in damages will total most new cars. My father had an accident in his new (500 miles) Buick in 1998. 8K in damages. They fixed it and it's still on the road. You are probably going to eat the $500 deductible. |
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| I fail to see how $9K in damages will total it... | |
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Replying to: manda613 (Aug 29, 2007 11:48 am)
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