- #2035 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by mikefm58
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Sep 20, 2006 (5:49 pm)
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Replying to: pak827 (Sep 20, 2006 5:44 pm)
" What is the usual outcome in these cases? "
Ummm, your insurance is going to go up? LOL, just kidding. 65% is actually pretty liberal as my insurance company says 80%. Sounds like the adjuster is doing everything reasonable by going to the dealer. Keep your fingers crossed and hope more damage is found.
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- #2036 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by lilyowen
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Sep 20, 2006 (6:10 pm)
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Replying to: pak827 (Sep 20, 2006 5:44 pm)
First, you will be the liable party, and yes, likely your rates will go up somewhat.
Second, no injuries is a good thing -- don't even worry about the other truck, let your carrier take care of that.
Third, where does the damage start and end on your vehicle? By the whole driver side does that include the fender and perhaps wheel/suspension/steering damage? Is is just the doors and 1/4 panel? Is the roof buckled?
If the damage starts behind the firewall and ends before the rear wheel -- or even within, I can see your vehicle repairing. There simply isnt too much internal to be damaged in that vacinity -- at least not much that an appraiser wouldn't be able to consider in an initial sheet -- the floor pan can get tricky, as can inner reinforcements (mostly for the rocker and pillars) but really I'd not get too worked up about it -- they'll do what they have to, and I suspect if the cars getting moved to a dealer they may just "find" a way to total it.
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- #2037 of 4422
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Re: What would be the possible outcome of my situation? [lilyowen]
by pak827
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Sep 20, 2006 (6:51 pm)
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Replying to: lilyowen (Sep 20, 2006 6:10 pm)
Thanks for responding.... The damage starts from the front 1/4 panel, front driver side wheel is bent in, fr. A pillar bent, wind shield cracked, driver side door and center pillar caved in. The rear door and half of the rear 1/4 panel impact damage. The fr. axle is pushed in/bent. The front susp. is broken. The steering is tweaked. The blunt of the hit is at the driver side door and front wheel area. I do not know about the roof. The adjuster says his estimate is just on the body panels and doors. He also says the higher end shop could cost effect the total loss and/or if they cannot bring it back to pre accident condition.
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- #2038 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by euphonium
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Sep 20, 2006 (8:01 pm)
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Replying to: pak827 (Sep 20, 2006 5:44 pm)
Totaling it would be my recomendation due to the so far unknown hidden damage.
If it can be repaired, trade it in to the dealer/repairer, as is, assign the insurance checks to the dealer, and go for a replacement.
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- #2039 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by cccompson
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Sep 21, 2006 (3:07 am)
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Replying to: pak827 (Sep 20, 2006 5:44 pm)
In the present market, I'd be surprised if any '04 GC is worth 25K.
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- #2040 of 4422
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Re: What would be the possible outcome of my situation? [cccompson]
by pak827
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Sep 21, 2006 (7:38 am)
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Replying to: cccompson (Sep 21, 2006 3:07 am)
Yeah that was the estimated value... might be lower. The factor was the low mileage of only 10k mi.
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- #2041 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by pak827
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Sep 21, 2006 (11:40 am)
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Replying to: pak827 (Sep 20, 2006 5:44 pm)
Also regarding the citation. I was thinking of going with a ticket lawyer. He said that he can negotiate a lower fine/charge, lower points. He could take the ticket straight to the judge and that I do not have go to the court at all. The original fine is $300... his fee is $350 So overall it would be 350 plus the negotiated fine. Basically he kills time and the legwork vs. doing it myself. Should I do this or risk going myself and finding out the ticket is not in the system yet?
Any input would be appreciated. Thanks.
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- #2042 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by euphonium
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Sep 21, 2006 (2:55 pm)
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Replying to: pak827 (Sep 21, 2006 11:40 am)
If your state has a uniform bail code, pay the ticket. If by "courting" & the magistrate can lower the fine, then go to court.
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- #2043 of 4422
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Re: What would be the possible outcome of my situation? [pak827]
by mikefm58
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Sep 22, 2006 (10:40 am)
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Replying to: pak827 (Sep 21, 2006 11:40 am)
Doesn't your state have the driver's traffic schools? Here in Florida, you would mail in the fine, which is a reduced amount, take a 4 hour online course, which costs about what the fine reduction was, and then there's no points on your insurance.
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- #2044 of 4422
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Re: What would be the possible outcome of my situation? [mikefm58]
by pak827
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Sep 22, 2006 (11:35 am)
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Replying to: mikefm58 (Sep 22, 2006 10:40 am)
Yes I can do that too in Nevada. But the problem is that it takes a while for the ticket to be filed into their system. The cop said it takes about a week that I can go pay and go to traffic school. I called the court and the clerk says it might be in by mid october.  The actual court date is 11/2. I might have to go overseas before then. I just want to take care of it soon as possible.
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