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Questions About Auto Insurance & Accidents

4410 messages,  Last post on Nov 29, 2009 at 5:58 AM

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What is this discussion about? Buying Insurance


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#2025 of 4410
Re: New Car only 350 miles [patcof2] by euphonium
Sep 15, 2006 (8:46 pm)
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Replying to: patcof2 (Sep 15, 2006 3:12 pm)

It is too bad you feel our replies are "Snotty", but the opinions offered were based on previous professional experience. Those replies were factual, true, and to the point. It is also too bad it happened whether you saved up for 10 years or 10 weeks for you see that emotional factor is not regarded, needed, or covered by any insurance contract. You are correct in expecting the repaired car will be worth less than had it not been crashed. Considering how you are feeling about the issue I recommend you trade the wreck in, as is, assign the repair checks to the dealer/repairer, and petition the at fault insurance company to come up with any difference by your claiming "Diminished Value". This way, you get another chance at a virgin vehicle, the dealer's body shop gets work to do, their used car department eventually gets the sale of the repaired car, and the insurance company gets a quick settlement. Your injuries can be settled later.
#2026 of 4410
Re: New Car only 350 miles [patcof2] by mikefm58
Sep 16, 2006 (4:27 am)
Reply

Replying to: patcof2 (Sep 15, 2006 3:12 pm)

patcof2, good advice from the previous poster. Please don't take advice here as "snotty", it's just to the point and based on our similar experience.
 
My advice since you have some medical injuries, get a lawyer, NOW.
 
My wife was in an accident similar to yours, sitting at a red light, rear ended by a drunk driver with bad brakes going 45 MPH. I had to fight with the ins co to get our car totalled and since she had no permanent injuries, in the state of Florida we couldn't sue for pain & suffering, no lawyer would take the case.
 
In the infamous words of Bill Gates as he talked to a class of graduating high school students, "Sometimes life just sucks, get used to it".
 
Good luck to you and let us know how you make out.
#2027 of 4410
While I realize that by marsha7
Sep 17, 2006 (7:38 pm)
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we all have differing opinions of "snotty answers", I have found that posters want information one of two ways...to-the-point answers, or sugar-coated answers...
 
Frankly, I do not have the time to waste to offer sugar coated answers that require further explanation in a followup post...to save time and to (hopefully) give you some thoughts on what YOU NEED TO DO NOW, I get to the point...
 
From here on in, all posters should label their questions with either of the following prefacing statements: either
 
a. "I want a sugar coated answer, as I am unable to deal with hard information" or
 
b. "tell me like it is so I can hopefully start to resolve my problem today"
 
I will, therefore, ignore those with statement "a", and will just try and be helpful (and not always successful, of course...) to those who post "b"
#2028 of 4410
Re: While I realize that [marsha7] by tidester HOST
Sep 17, 2006 (8:17 pm)
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Replying to: marsha7 (Sep 17, 2006 7:38 pm)

From here on in, all posters should label their questions with either ...
 
I vote for members posing or framing their questions and answers in any manner they deem suitable within the bounds of our Rules of the Road.
 
tidester, host
#2029 of 4410
Re: While I realize that [marsha7] by euphonium
Sep 17, 2006 (9:18 pm)
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Replying to: marsha7 (Sep 17, 2006 7:38 pm)

Illigetimae non carborendum (lousy Latin spelling, but you understand)
#2030 of 4410
Re: While I realize that [euphonium] by tidester HOST
Sep 17, 2006 (11:13 pm)
Reply

Replying to: euphonium (Sep 17, 2006 9:18 pm)

Ackbay otay opictay!
 
idestertay, osthay
#2031 of 4410
For the life of by marsha7
Sep 18, 2006 (5:46 am)
Reply
me, I can never decipher pig-latin, no matter how hard I try...
#2032 of 4410
Re: While I realize that [marsha7] by bobst
Sep 18, 2006 (11:17 am)
Reply

Replying to: marsha7 (Sep 17, 2006 7:38 pm)

Bob, I think your answers are very informative and you are one of the few posters who knows what you are talking about.
 
If someone doesn't like the tone of your responses, they should tell someone who cares.
#2033 of 4410
Re: While I realize that [bobst] by tidester HOST
Sep 18, 2006 (1:28 pm)
Reply

Replying to: bobst (Sep 18, 2006 11:17 am)

If someone doesn't like the tone ...
 
Usually a little gentle prodding from the "regulars" is enough to get noobs into the groove.
 
tidester, host
#2034 of 4410
What would be the possible outcome of my situation? by pak827
Sep 20, 2006 (5:44 pm)
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Hey everybody,
 
From T-intersecetion I got t-boned while making a left turn by a commercial work truck (a ford f450). I was cited for a failure to yield violation. I thought I had time to make the turn. The other driver said he saw me but couldn't stop in time. The other party had minimal damage to his bumper. Their were no injuries. My vehicle a 04 Jeep Grand Cherokee AWD had the whole driver side caved in. The adjuster, from his exterior assessment... says the damaged areas can be replaced which is at $12k. For it to be a total loss it has to be at 65% actual value which is at $16k. The value of the jeep is around 25k. The adjuster says he going to take it to a dealer body shop to have it further evaluated for more internal damage. I know that the front driver side axle is pushed in and bent also the steering column is tweaked towards the passenger side.
 
I rather not drive a rebuilt vehicle. What is the usual outcome in these cases?
 
Any input would be appreciated. Thanks.

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