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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: kirstie_h (Aug 28, 2006 12:06 pm) tidester, host
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Replying to: tidester (Aug 28, 2006 1:48 pm) I have 2 cars. I would try to keep it under that mileage if possible.
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Replying to: skuba (Aug 28, 2006 2:26 pm) I am delighted to hear that we all misunderstood what you meant.  tidester, host |
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How about just reading them the number on the odometer???...I am not sure "what you mean", but giving them the actual number and the actual miles driven may almost be the intelligent thing to do...anything else but the simple, true info will surely backfire on a claim somewhere down the road, when they refuse to pay a claim based on misinformation, intended or unintended...Know what I mean??? pgill...feel free to read back about 100 posts if you have the time...one thing that folks seem to think is that they will "convince" the insurance to total their car when it is nowhere near totalled...what we REALLY want is to be rid of a damaged car that is no longer the virgin auto that it was prior to the wreck...the insurance has the sole power to total or not, and if the repairs are only 50% of the value, then totalling is probably impossible...why would an insurance company spenmd $40K to total a car that can be fixed for $20K???...if it was your money, would you??? hawaiihunny: using Canadian Direct makes me think you are Canadian, but your name makes me think you are in the US...which is it???...if CDI is a Canada based company, I do not know anything about Canada laws and rules...and if you are a US person, and just the name is CDI, I still would not know if Canada can do that, altho I would tend to think that if a Canada company sells insurance in the US, they would have to agree to abide by the laws of the state in which they sell...but, what do I know, I just work here... |
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I plan to cover my rental car under the Loss Damage Waiver insurance of my credit cards for 10 months. I will be returning the car every 30 days and rent it out again with another credit card. Has anyone done the same thing? Is it safe? Someone also told me that the LDW of credit cards does not cover vandalism and damage due to natural disasters. Is this true? Thanx. |
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that if you have a premium credit card, and you charge the rental on it, that they do pay up to $3000 of the deductible, but I do not believe they cover anything else... Without prying into your personal business, altho I am, why would you rent a car for 10 months???...altho I do not know your rate, it would almost seem that a 1 year lease may make sense, depending on the numbers, of course...
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Replying to: marsha7 (Sep 05, 2006 5:50 pm) |
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Replying to: marsha7 (Sep 05, 2006 5:50 pm) Unfortunately the shortest lease terms in the area is 24 months. |
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| that car companies offered one year leases...I am quite familiar with 2 and 3 year leases, but I just assumed (???) that 1 year was also offered...obviously I still have much to learn... | |
I was recently rear ended in my brand new 2007 Camry. Less than 2 weeks old and only 350 miles on it. My question is the insurance says it will repair the car to the condition it was in before the accident. How can a repair make it a new car again? To me this makes my car a repaired new car, not new off the lot. I am very confused. I was not the at fault driver. This was a 3 car accident in which that car that hit me was pushed into me by the 3rd car, who was at fault. Since the at fault drivers insurance (Geico) was giving me hassles right from the start, I am now going thru my own insurance. My insurance will recover what ever they pay out on this accident from the at fault drivers insurance. Don't I have a right to demand a replacement car? I also have injuries from this accident, which my own insurance will reimburse me from any out of pocket med expense, but they will not reimburse for paid and suffering and lost wages. Should I get an attorney?
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Smart Shopper Questions About Auto Insurance & Accidents
