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Smart Shopper Questions About Auto Insurance & Accidents
4408 messages, Last post on Nov 28, 2009 at 8:44 PM
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I am glad the threat of a lawyer worked for you...often, in the case of vehicle damage, it may not... If I was to take the case, it owuld not be on a contingency basis, it would be on a prepaid retainer by the hour...most folks will not be willing, or able, to pay ggod money for what the insurance should be doing anyway...you can request reimbursement of atty fees from the judge, but cases like this they are often not granted... FYI... |
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 I had a 2003JeepLibertySport.Nov 04 Ball Joints were replaced under the Recall. June 06 Ball Joints failed causing accident... I ended up in a corn field. Was not cited as it was failure of the vehicle. $3500 in damages were paid by Grange Insurance. July 30, 2006 Jeep announces a Recall on the ball joints they just replaced. I am grateful they paid for the damages, but my insurance premium went up because the claim was over $1000. When speaking with the Jeep in Auburn Hills, they claim I can not try to recoup the cost from Jeep Corp, it is my insurance company's responsibility to do so. My agent is currently checking into this. Now that the parts are on Recall again do you think Grange will spend the time to get reimbursed? I want my premiums to go back down. If Grange were reimbursed for the $3500 from the accident, wouldn't my premium decrease? By the way, I traded the piece of crap off yesterday.
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Replying to: lhsmom (Aug 19, 2006 12:55 pm) |
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| recover the money it paid, but you may also recover the lost value of the car from the wreck...you would have to prove that the failed ball joint was the direct cause of the wreck, but you may have a decent chance of recovery...but expect a suit to take 1-2 years, unless their attorneys see the light...the issued recall will be damning evidence if you can prove that it caused your wreck... | |
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Anyone know where I can get crash test information on a 1999 Mazda 626 LX V6. The car is a tank and a rearend collision 2 years ago resulted in little damage (about $1K), yet I suffered what I consider significant and prolonged back and neck injuries. I want to be preemptive and provide the insurance company with information that states the vehicle can stand x miles per hour and only suffer this amount of damage but all I can find is information that says if you are in a rear, front or side impact, your likelihood of "serious" injury is x%...not at all what I am looking for. I want to be able to say my car can withstand a rearend collision of x miles per hour and only sustain $1K in damage and that provided medical reports state that rearend collisions of x miles per hour can most definitely result in significant and prolonged (not serious) back/neck pain of the type I have claimed. I hope that all made sense  . Two other quick questions: 1. Do you think it is premature to send this type of information with my initial demand letter...maybe it seems that I am trying too hard to prove that I was injured (which oh by the way, I was). I just know how hard she hit me and even I was incredulous when they said only $1K in damage. I was certain it had to me more. 2. Does anyone have a link to a well-written demand letter example I can reference? I'm afraid I'll get too emotional if I try to write it on my own but I also want to state just how much this injury has impacted my life. I would appreciate any guidance. I've received more useful information from this website than I have from the two lawyers I have consulted about my case.
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Replying to: smoochy (Aug 25, 2006 7:36 am) |
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Replying to: miagarfunckle (Feb 07, 2002 3:53 pm) |
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Hope the experts on this board can help... I have a 2006 BMW 530xiT (wagon) that got caught in a flash flood and sustained extensive water damage. The initial estimate came out to be about $20k including a new engine. I have heard too many horror stories of recurring electrical and mechanical problems after water damage that I want the car totaled. However, due to my car being so new, insurance company is inclined to fix the car. What is the best course of action to convince the insurance company to total the car? Any advice would be much appreciated.
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Replying to: pgill (Aug 28, 2006 11:04 am) you can try to keep talking to your insurance company, but, honestly, its going to be REAL tough to get a company that is in business to make money to pay out $40k to total a car rather than $20k to fix it. |
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