Sign In Join



Questions About Auto Insurance & Accidents

4056 messages,  Last post on Oct 07, 2008 at 4:55 PM

You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester

What is this discussion about? Buying Insurance


Messages Page 199 of 407
1
...
196
197
198
199
200
201
202
...
407
Prev
Next
Last
Go To Msg #
Search This Discussion

#1975 of 4056
Rental while car in repaired by weber5
Aug 15, 2006 (10:49 am)
Reply
I was rear ended and the lady admitted fault (I also have a witness). We are both with the same insurance company. I drive a 2006 A4. Do I have the right to demand a vehicle of like or similar quality to rent while my car is being repaired?
#1976 of 4056
weber5 by marsha7
Aug 15, 2006 (6:49 pm)
Reply
Generally, no...maybe in overall size, but not the specific vehicle...so, do not expect an A4, but you can certainly get excited over the possibility of a hi-perf Taurus or Sable while your car is being repaired
 
Now, if you had an E150 van damaged, you could probably demand a van, but you would probably get a very stripped model...they have to provide you with transportation, not your preferred transportation...
#1977 of 4056
Cant' afford deductable? by mbgc1
Aug 16, 2006 (9:57 am)
Reply
My ded is 500 . I was hit by a hit and run. I don't have the deduct and was just informed that when I switched coverage to the new car I didn't " request" rental coverage even though I have always had it before so I cant get a rental for the week it will take to repair the car.
 
The issue now is I don't wnat to repair the car but it is only 7 months old and had a lein holder chryler financial. The adjuster said the check needs to be made out o eith me and chrysler or me and a body shop. Is there any way around this?
#1978 of 4056
Re: Cant' afford deductable? [mbgc1] by bobst
Aug 16, 2006 (3:48 pm)
Reply

Replying to: mbgc1 (Aug 16, 2006 9:57 am)

What the adjuster said makes sense to me.
 
Who owns the car? I would say that Chrysler owns it until you have paid off the loan.
 
If I were in Chrysler's place, I would want the money spent to fix my car.
#1979 of 4056
Non-Owner Liability Insurance by danaf
Aug 16, 2006 (4:34 pm)
Reply
Hi I will be renting a car for at least a month and the third party liability insurance (Liability Insurance Supplement) at the car rental company is very expensive ($13/day). I heard that there is liability insurance for people who rent cars a lot but does not own one. Has anyone used it? Where can I buy it? I have checked with a couple of agents but they don't provide it. Thanks a lot.
#1980 of 4056
Re: Cant' afford deductable? [mbgc1] by lilyowen
Aug 16, 2006 (7:32 pm)
Reply

Replying to: mbgc1 (Aug 16, 2006 9:57 am)

Take the check made out to you and Chrysler Financial and sign it over to Chrysler to pay down your loan.
#1981 of 4056
Re: Non-Owner Liability Insurance [danaf] by lilyowen
Aug 16, 2006 (7:34 pm)
Reply

Replying to: danaf (Aug 16, 2006 4:34 pm)

Go to an agent and ask about Named Operator insurance. Have them describe it to you in detail and carefully read the policy -- in regards to what is and what is not covered. If you own a vehicle, this coverage typically will not cover you while driving a vehicle that you own.
#1982 of 4056
Re: Cant' afford deductable? [mbgc1] by euphonium
Aug 16, 2006 (9:22 pm)
Reply

Replying to: mbgc1 (Aug 16, 2006 9:57 am)

You switched the schedule of cars. You did NOT switch Coverages i.e. Rental Cost. If you had Rental Cost before, you should have it continued. A Customer Service Representative failed to retain previous Coverage. They are trying to cover their A$$ by saying you didn't request it. Well, they should understand you didn't request to delete Rental Coverage. This is the company/agency's Error and Omission.
 
Your agreement with the lienholder requires you to repair the vehicle.
#1983 of 4056
Re: Cant' afford deductable? [euphonium] by mbgc1
Aug 17, 2006 (6:43 am)
Reply

Replying to: euphonium (Aug 16, 2006 9:22 pm)

Thanks for the greeat ideeas. Using the check to pay down the car is a great idea if they will go for it.
 
I am calling safeco directly this morning to discuss the rental coverage thing.
#1984 of 4056
mbgc by marsha7
Aug 17, 2006 (8:30 am)
Reply
Just as a side note, Safeco is one of the two worst insurance companies in the state of GA...the other one is Safeway...and I do not know if the two are related in some way...

Messages Page 199 of 407
1
...
196
197
198
199
200
201
202
...
407
Prev
Next
Last
Go To Msg #
Search This Discussion
To POST a message, please Sign In.

New? Join Now!

Forum Tools

Please sign in.
Email Address:

Password:

Forgot Password?

Search Forums

Enter Keyword(s)

Advanced Search

Browse by Vehicle



View All Vehicles
Advertisement
Ask the Community
See What People Are Asking

Browse by Board

Browse by Topic


View All Topics
Advertisement