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Smart Shopper Questions About Auto Insurance & Accidents
4408 messages, Last post on Nov 28, 2009 at 8:44 PM
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| I was rear ended and the lady admitted fault (I also have a witness). We are both with the same insurance company. I drive a 2006 A4. Do I have the right to demand a vehicle of like or similar quality to rent while my car is being repaired? | |
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Generally, no...maybe in overall size, but not the specific vehicle...so, do not expect an A4, but you can certainly get excited over the possibility of a hi-perf Taurus or Sable while your car is being repaired Now, if you had an E150 van damaged, you could probably demand a van, but you would probably get a very stripped model...they have to provide you with transportation, not your preferred transportation... |
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My ded is 500 . I was hit by a hit and run. I don't have the deduct and was just informed that when I switched coverage to the new car I didn't " request" rental coverage even though I have always had it before so I cant get a rental for the week it will take to repair the car. The issue now is I don't wnat to repair the car but it is only 7 months old and had a lein holder chryler financial. The adjuster said the check needs to be made out o eith me and chrysler or me and a body shop. Is there any way around this? |
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) Who owns the car? I would say that Chrysler owns it until you have paid off the loan. If I were in Chrysler's place, I would want the money spent to fix my car. |
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Hi I will be renting a car for at least a month and the third party liability insurance (Liability Insurance Supplement) at the car rental company is very expensive ($13/day). I heard that there is liability insurance for people who rent cars a lot but does not own one. Has anyone used it? Where can I buy it? I have checked with a couple of agents but they don't provide it. Thanks a lot.
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) |
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Replying to: danaf (Aug 16, 2006 3:34 pm)
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) Your agreement with the lienholder requires you to repair the vehicle.
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Replying to: euphonium (Aug 16, 2006 8:22 pm) I am calling safeco directly this morning to discuss the rental coverage thing. |
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Just as a side note, Safeco is one of the two worst insurance companies in the state of GA...the other one is Safeway...and I do not know if the two are related in some way...
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