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Smart Shopper Questions About Auto Insurance & Accidents
4410 messages, Last post on Nov 29, 2009 at 5:58 AM
You are in the Smart Shopper Forum. Your Hosts are kirstie_h & tidester
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Replying to: boycott_progre (Aug 12, 2006 7:05 pm) tidester, host |
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Replying to: boycott_progre (Aug 12, 2006 7:05 pm) Policy Service Centers handle changes in existing accounts. The Policy Renewal Department issued your renewal based on address information known to it at the time they issued the Renewal. It takes a few days for the communication from the Service Center to get to the Home office and then the Home office transmits the change to the Policy Renewal Center which is obligated by law to issue either an additional premium notice or a return premium notice. As these different centers can be located in different places for they have different functions your patience is developed and that's O K. Bottom line is it works both ways and it is fair. It appears your issue is the quality of timely updated communication with the company. In your case the additional premium is correct and owed. |
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| I was rear ended and the lady admitted fault (I also have a witness). We are both with the same insurance company. I drive a 2006 A4. Do I have the right to demand a vehicle of like or similar quality to rent while my car is being repaired? | |
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Generally, no...maybe in overall size, but not the specific vehicle...so, do not expect an A4, but you can certainly get excited over the possibility of a hi-perf Taurus or Sable while your car is being repaired Now, if you had an E150 van damaged, you could probably demand a van, but you would probably get a very stripped model...they have to provide you with transportation, not your preferred transportation... |
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My ded is 500 . I was hit by a hit and run. I don't have the deduct and was just informed that when I switched coverage to the new car I didn't " request" rental coverage even though I have always had it before so I cant get a rental for the week it will take to repair the car. The issue now is I don't wnat to repair the car but it is only 7 months old and had a lein holder chryler financial. The adjuster said the check needs to be made out o eith me and chrysler or me and a body shop. Is there any way around this? |
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) Who owns the car? I would say that Chrysler owns it until you have paid off the loan. If I were in Chrysler's place, I would want the money spent to fix my car. |
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Hi I will be renting a car for at least a month and the third party liability insurance (Liability Insurance Supplement) at the car rental company is very expensive ($13/day). I heard that there is liability insurance for people who rent cars a lot but does not own one. Has anyone used it? Where can I buy it? I have checked with a couple of agents but they don't provide it. Thanks a lot.
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) |
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Replying to: danaf (Aug 16, 2006 3:34 pm)
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Replying to: mbgc1 (Aug 16, 2006 8:57 am) Your agreement with the lienholder requires you to repair the vehicle.
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