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Automotive News & Views Inconsiderate Drivers (share your stories, etc.)
14399 messages, Last post on Dec 03, 2009 at 7:51 PM
You are in the Automotive News & Views Forum. Your Hosts are steve_ & claires
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Replying to: euphonium (Nov 06, 2009 2:59 pm) That's true, but if it were required that all licensed drivers carry liability insurance, that would be a non-issue. |
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Replying to: euphonium (Nov 06, 2009 2:59 pm) also i understand that a car that gets crunched while parked, with no witness and no driver identified, it will be covered under insurance *comprehensive* claim just the same as random vandalism, fire, theft. and the comprehensive deductible would apply. caveat: i rarely have had to file insurance claims and it's been decades since i had to file one like that discussed here ( after my forensic analysis indicated that my 1985 Z28 was "nicked" or "kissed" by an MBTA bus, all the way down the drivers side. the bus had plastic side-panels but it was a big-$ bodywork/repaint. ) so my info could be way out of date and not apply to states other than MA, back when the MA insurance industry was state-controlled.
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Replying to: elias (Nov 07, 2009 6:54 am) That's what happened to my car in Los Angeles, but the insurance company covered it as a collision claim, so I was out $1000, not the $500 it would have been for comprehensive. (As you can guess, insurance for my then-24-year-old unmarried son was very high in L.A., so the high deductibles were chosen to lower the overall cost). However, if you hit a deer (as I did a number of years ago) or other animal, the damage is covered under comprehensive.
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Replying to: 210delray (Nov 07, 2009 8:56 pm) inconsiderate driver of the week , a leftlane gator, zigzaggers, "punish" the other driver type by intentionally cuting off - or drifting way into other person's lane. pickup truck guy intentionally drifted into my lane, would have occupied my TDI's hood's space but was so tall that he didn't PIT maneuver himself across 2 lanes of 65 mph traffic. it's amazing how aggressively those kind of aggressive drivers will act when I'm driving TDI compared to GTO, even when I drive exactly the same steady-state speed & with exact same consideration for other drivers. slightly different acceleration, of course.
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Schuylkill Expressway (just outside Philly) yesterday cruising along at about 65-70 (55 zone) traffic bunches up around an entrance ramp... naturally everyone slams on their brakes. I had to stop fairly hard, but nothing too close (anti-lock didn't kick in) all of a sudden out of no where a gold Mitsu comes flying up on my right tires all locked up and almost side swiped me. Obviously following too close and had to swerve into the right lane to avoid hitting the guy behind me. My GF almost had a heart attack! Why must people follow so darn close to one another at highway speed? The best part of this... a few miles later a 4 or 5 car pile up happened behind us. All this for a day of Christmas shopping at the Lancaster outlets 
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It was such a beautiful day yesterday that I loaded up my hybrid bike to take to the trails. Getting about a block or two from my home still on the side streets I came on someone backing out of their driveway not looking. I had to stop as this guy backed all the way into the street without seeing me. Second is when I got on the the expressway and got in the left lane following someone going a bit slow. When they merged over and I went to pass they speed up, I guess I wasn't supposed to pass them. Final one was on the way home. Driving down a secondary street near my house that opened up to two lanes in each direction for a couple of blocks when the right lane becomes a right turn only lane. I was in the left lane and there was a car in front of me in the right lane going to make a right turn. Well I noticed some clown in an SUV running in the right lane real fast. He got next to me (and a little in front) and tried to merge. Of course almost hitting me, the car making the right turn and the car in front of me (I was rather close simply because traffic was going about 20 MPH).
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Replying to: tjc78 (Nov 08, 2009 7:29 am) 
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Replying to: elias (Nov 08, 2009 4:48 am) Back home in VA, I have Erie Insurance. Their premiums are low, and even if someone could beat them on price, I wouldn't switch because of the outstanding service I've received over the last 30 years. Unfortunately, Erie doesn't do business out west, only in the northeastern and mid-Atlantic states. |
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Replying to: 210delray (Nov 08, 2009 5:02 pm) I used it everyday when I commuted from the south Jersey area to King of Prussia. It was horrible, probably the worst road in the Philly region (although the Roosevelt Blvd is no picnic either) I don't miss it at all. |
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I just spent a few weeks in Germany and Switzerland. I saw no LLCs. Zero. Never had to pass on the right, not once. I had no problem cruising along on unlimited roads at 120+ mph, and on roads with limits, those who didn't want to speed simply kept right or moved over for speeders, then back in their lanes. No wannabe traffic deputies. The "keep right" ideal works, no way around it. Also a huge difference regarding lane positioning and paying attention. Few stop signs - mainly yield signs or even unposted intersections, yet I only saw one fender bender in many days of driving. I saw exactly two phone yappers. I saw more than that in my first 5 minutes back home. I saw nobody eating while driving - which I also saw endless times within my first few minutes driving here. I'm going to feel suicidal having to drive back in the land of the lowest common denominator 
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