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Toyota Camry Prices Paid and Buying Experience

7923 messages,  Last post on Dec 02, 2009 at 5:53 PM

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What is this discussion about? Toyota Camry, Sedan


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#7404 of 7923
Camry LE 4 cylinder in Northern California by john7485
Jun 02, 2009 (11:48 am)
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Can anyone provide any numbers on a base LE 4 cylinder with only AM/FM radio in Northern California/Bay area?
 
The best quote I'm getting is 18,498 before TTL. Is anyone getting better?
#7405 of 7923
Re: I am wondering if I paid too much for 09 camry se [drums] by kiawah
Jun 02, 2009 (11:50 am)
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Replying to: drums (Jun 02, 2009 11:39 am)

I'd say you should have done a little bit more research before you bought.....and I advise against having your kids running around stressing you out when you're trying to make a major purchase like this (been there, done that). Teenagers can be worse however, oohhing and aaaaahhhing saying they love something and I should buy it. Not conducive to getting a great deal.
 
You can get a 2010 Camry SE for about 1K under invoice at Fitzmall. Not exactly an apples to oranges comparison, because the 2010 also has newer engine, 6 speed automatic, and VSC as standard.
 
Nothing you can do about it now though, so enjoy your new car. It's a great car, you'll love it. We have over 40K miles on ours, and runs fabulous.
 
Here's a 2010 silver SE 2010 SE
#7406 of 7923
Re: Looking for best deal on '09 Camry LE [longboat2008] by yanker
Jun 02, 2009 (1:16 pm)
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Replying to: longboat2008 (May 27, 2009 1:01 pm)

I got the same deal in December in Rochester One well known dealer said I could not buy a car for that price We had done business with them for fifteen years in East Rochester. The other dealer was terrific
#7407 of 7923
Re: Price for 2010 XLE [kiawah] by pf2001
Jun 02, 2009 (1:52 pm)
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Replying to: kiawah (Jun 02, 2009 11:36 am)

You make a good point (it depends on the dealer). I guess I will need to keep my fingers crossed...
 
Yes, a hassle free purchase is all I want as well.
#7408 of 7923
Quote for XLE V-6 2010 by pf2001
Jun 02, 2009 (5:03 pm)
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2010 Toyota Camry
Model #2540
(XLE 6-Speed Automatic 4dr Sedan)
 
Included Packages and Options:
 
FE - 50 State Emissions
HD - Heated Front Seats
LA - Leather Package includes: Camelot Leather Seat Trim, Door Trim w/Integrated Armrest
Z1 - Preferred Premium Accessory Package includes: Carpet Floor/Trunk Mat (5-Piece Set), V.I.P. Glass Breakage Sensor (GBS), First Aid Kit
MSRP: $28,641
Their Toyota Price (dealer): $26,023
Your Final Price $26,023*
 
I replied to see if the destination fee was included.This is too good to be true.....
#7410 of 7923
Re: Camry LE 4 cylinder in Northern California [john7485] by brygo
Jun 02, 2009 (9:44 pm)
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Replying to: john7485 (Jun 02, 2009 11:48 am)

Check out the newspaper ad on Friday. Your quote is about $500 - $600 higher than the advertised price.
#7411 of 7923
Re: I am wondering if I paid too much for 09 camry se [kiawah] by drums
Jun 03, 2009 (5:35 am)
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Replying to: kiawah (Jun 02, 2009 11:50 am)

i agree but I was only in NY for 1 day and the deal was ending and there is limited inventory on the 09 cars. I was only going to buy on the zero percent financing. I would have bought a used camry on cash or zero percent. that's how we bought our 2006 Sienna (0.0 APR).
 
I called fitzmall yesterday. Their invoice price includes the $1500 rebate. You can choose the rebate or the 0.0% A.P.R . thru toyota motor credit. I think the zero percent was a better deal for us. I believe we could have gotten a better deal if we were willing to stay there a little long and haggle some more but I have come to the conclusion that we find deals when you are not looking for them. I don't remember zero percent 0% APR on camrys. I could be wrong. If I was paying cash I would have bought a certified camry.
 
How much did I overpay?
 
thanks.
#7412 of 7923
Re: Camry LE 4 cylinder in Northern California [brygo] by drums
Jun 03, 2009 (5:36 am)
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Replying to: brygo (Jun 02, 2009 9:44 pm)

which quote are you referring to? which ad in Fridays's paper. could you send me a link?
#7413 of 7923
Re: I am wondering if I paid too much for 09 camry se [drums] by kiawah
Jun 03, 2009 (6:34 am)
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Replying to: drums (Jun 03, 2009 5:35 am)

How much did I overpay?
 
Not an easy question to answer, there are too many personal decisions/factors, and it is made up of both objective and subjective factors.
 
- let's just take the 0% financing. That 'cost' you $1,500 bucks up front, to purchase the ability to have a 0% loan. To know whether that is a good deal or not, you need to know how much you borrowed, how long the payments are for, and what % you could have financed it for at your personal credit union or other banks. Run those numbers thru a financial calculator, figure out what the payments would have been had you financed it through a personal bank at the lower amount borrowed, compare to the payments you have, and then take the NPV (net present value) of that difference in payment streams. That will tell you whether you should have taken the 1,500 rebate or the 0% financing. Generally speaking, putting more down would favor the rebate alternative, small difference in % rate (good credit rating) would favor the rebate alternative, paying the loan off ahead of time would favor the rebate, etc.
 
- let's take the 2010 model year versus the 2009 model year. That's potentially worth a grand difference on tradein, assuming you turn your vehicles over in the 3-5 year timeframe. If you keep your vehicles longer it's worth less, as 10 year old vehicles are valued more on their condition as opposed to their age. For comparitive purposes look at tradein values for a given car with X miles, and then change the year of the vehicle one year. I just did a 2006 Camry SE w/40K miles against a 2007 SE w/40K miles and for my zipcode the clean tradein difference was $1,400. However to be technically accurate, you should discount that amount by the time value of money since those are future dollars, so it would be worth slightly less than that in today's dollars.
 
- New model features. The 2010 engine is more powerful, it's a 6 speed transmission vs. 5 speed, and VSC is now standard. I don't know whether those are important to you (or your tradein buyer), or not. Some folks will say to never buy a first year model of any brand. This really isn't a first year model, but it is a new engine so you may be avoiding problems by buying the 2009. On the other hand, when I bought mine I wanted VSC so paid an extra 500+ or so for it to get that option, so to me....the VSC alone is worth more. To me, I'm perfectly happy with the power and transmission of the 2007-2009, so it would be nice to have but probably would only be 'worth' to me say 500. So to me in total, I'd value the 2010 drive train package at perhaps $1K over the 2009. Whether any of those are important to YOU (that you'd be willing to pay for if given the choice), only you can answer. Could be you don't care at all and it's worth zero to you, or could be it's worth 2k to you.
 
- Your urgency to buy. Your time and effort in finding and negotiating a deal is worth something to you. I'm sure if you researched for ever and checked every dealership you could save some money over your deal, but at what additional cost and aggravation to you. Nobody but you can place a value on your time and aggrevation levels.
 
So yes, you could have done better, but only you have enough info to put a $$ amount on it. But quite frankly, it really doesn't matter any more. Once you drove it over the dealership curb you own it, you paid what you paid. Don't worry about things that you have no control over anymore. Enjoy your vehicle!

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