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Nissan Altima Prices Paid & Buying Experience

2424 messages,  Last post on Dec 09, 2009 at 8:59 AM

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What is this discussion about? Nissan Altima, Sedan

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#325 of 2424 Re: Nissan Altima [mx_tang] by hansolo1 Aug 21, 2004 (6:55 am)
Replying to: mx_tang (Aug 20, 2004 4:03 pm) Is that price for new or used? I just purchased an 05 2.5S last night, used but with only 182 miles. Sticker was $18,995. The final was $17,775+TTL. I didn't get an owner's manual, and the tank was on E. I had to drive straight to the gas station! Replies to this message: mx_tang (Aug 21, 2004 3:49 pm)
#326 of 2424 Re: Nissan Altima [hansolo1] by mx_tang Aug 21, 2004 (3:49 pm)
Replying to: hansolo1 (Aug 21, 2004 6:55 am) hansolo1 wrote: "Is that price for new or used?"   The prices I got ($18,500 USD) for a new 2005 Altima 2.5S Automatic was before TTL. I've been getting OTD (out the door) prices of $20,000-$20,500 before the rebate AND apply the 2.0% finance, or $19,000-$19,500 AND $1000 rebate "WITHOUT" 2.0% financing.   My tax is 8.1%, $299 doc fee, and $350 plates. Some other dealerships have been trying to add tint, pin striping, perma clear scratch preventative, window etching, and other nonsense for about $200-500 per option but I'm looking for a stock 2.5S without all of the non essentials.   Depending on how soon you pay off the vehicle, the $1000 rebate may be worth more than the savings in interest. However, taking the 60 month 2.0% financing on $20,000 only accrues $1033 over 5 years, and such low APR on a long term loan usually comes out cheaper than the $1000 rebate. It's best to figure out which gives you the greatest savings:   Interest on 20,000 loan 60 month simple loan:   1.0% = $512 2.0% = $1033 3.0% = $1562 4.0% = $2100 5.0% = $2645 6.0% = $3199 7.0% = $3761 8.0% = $4331 9.0% = $4910 10.0% = $5497 11.0% = $6091 12.0% = $6694   Based on that table, it seems like any financing below 4.0% (3.878% APR to be exact)for the 60 month term is about equal to taking the rebate. If you shorten the loan term, then that's a different story:   12 month 2.0% APR on $20,000 is equivalent to 12 month 11.051% APR + $1000 rebate.   24 month 2.0% APR on $20,000 is equivalent to 24 month 6.67% APR + $1000 rebate.   36 month 2.0% APR on $20,000 is equivalent to 36 month 5.135% APR + $1000 rebate.   48 month 2.0% APR on $20,000 is equivalent to 48 month 4.352% APR + $1000 rebate.   60 month 2.0% APR on $20,000 is equivalent to 60 month 3.878% APR + $1000 rebate.   For example, I got financing from my bank 3.99% APR for 60 months, but I'd be better using the 2.0% financing from NMAC on a $20,000 car loan.
#327 of 2424 Re: mmartanak [ramped] by kartik Aug 22, 2004 (6:40 pm)
Replying to: ramped (Aug 04, 2004 4:18 pm) Hi,   Please advise as to what should be the cost paid for a 2005S Automatic Nissan Altima.   Thanks for all your help in advance.   K
#328 of 2424 Need help on purchasing price--next 48 hours by carly Sep 05, 2004 (7:56 pm)
2.5 S 4dr Sedan (2.5L 4cyl 4A) (2005), with convenience package, fog lights, splash guard, and floor mats. Dealer is quoting $20,380...I think it is high...though it is what Edmunds is quoting for this area (this includes the $1000 deduct for the rebate. Is this a good price? Thanks! Replies to this message: anonym (Sep 06, 2004 1:25 am) carly (Sep 06, 2004 5:49 am) anonym (Sep 06, 2004 11:26 pm) and 1 more...
#329 of 2424 Re: Need help on purchasing price--next 48 hours [carly] by anonym Sep 06, 2004 (1:25 am)
Replying to: carly (Sep 05, 2004 7:56 pm) I think you can still get it cheaper. Check with carsdirect.com and get the dealer to pricematch what they have on their site. Carsdirect shows $19,645 for a similarly equipped car..though Im not sure if the cost also pertains to your city. I was able to get my car for $17947 (2.5s, auto,floor mats, splash guard) Price includes $1,000 rebate. Works out to be a total of $1,100 under invoice. Replies to this message: carly (Sep 06, 2004 5:49 am) anonym (Sep 06, 2004 11:26 pm) carly (Sep 08, 2004 9:56 am)
#330 of 2424 Re: Need help on purchasing price--next 48 hours [anonym] by carly Sep 06, 2004 (5:49 am)
Replying to: anonym (Sep 06, 2004 1:25 am) Hi---- I checked with CarsDirect.com (thanks for your advice) and their price is $19,249 for this area. Whew! Will definitely ask the dealer to pricematch what they have on their site. Did your car include the convenience package for $17947? If so, I will try and go lower. Will let you know what happens. Thanks again. Replies to this message: anonym (Sep 06, 2004 11:26 pm) carly (Sep 08, 2004 9:56 am)
#331 of 2424 Re: Need help on purchasing price--next 48 hours [carly] by anonym Sep 06, 2004 (11:26 pm)
Replying to: carly (Sep 06, 2004 5:49 am) For 17947 I got the 2.5 s automatic with only floor mats and splash guards. I called carsdirect.com first. I found out the closest dealer they had to me was about 175 miles away...too far for me to drive unless I saved alot. I would suggest you call your local dealership first. Speak to their internet sales manager....they seem to be able to give the best deals. I worked my deal over the phone. Replies to this message: carly (Sep 08, 2004 9:56 am)
#332 of 2424 Extended warranty by anonym Sep 06, 2004 (11:29 pm)
Dealership offered me a 72 month 100 K factory extended warranty for $1475. This seemed alittle high. There was no deductible and I think it was the gold preferred. Can someone tell me what is the best price for factory backed altima warranties. I am a bit concerned about the reliability and build quality of the altima and am seriously considering buying the warranty. Please help!! Thanks
#333 of 2424 Re: 2005 2.5s altima with ABS&Side Airbag pk for19300 [northcal2] by sas Sep 07, 2004 (6:55 pm)
Replying to: northcal2 (Jul 30, 2004 5:09 pm) I am in the market for 2005 Altima 2.5 S. The dealer has quoted the following :   MSRP : 20380$   INVOICE + Destination charge + Floor Mats (130) + SPlash Guards (150) + Dealers Conveyance fees (300) : 19,300 $   LESS : 1,000 Cash back LESS : 500 Student cash back   + 6 % TAX + Title & registration ( xfer the plates)   All in all comes to 18,950$ out the door. Is this a good deal ?   Any suggestion to where is the room to bring it down more ?   Is everyone "HAS" to pay dealer's conveynace fees ?   TIA-   SS
#334 of 2424 Re: Need help on purchasing price--next 48 hours [anonym] by carly Sep 08, 2004 (9:56 am)
Replying to: anonym (Sep 06, 2004 11:26 pm) Hi---thanks for the advice..it helped tremendously. Dealer matched the carsdirect.com price...so OTD was $19,240 plus TTL...includes convenience package, fog lights, floor mats, and splash guards. I love my car!!

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