Edmunds.com | Inside Line | Auto Observer Your Account | Help | Directory
You are here:
![[F]](http://a332.g.akamai.net/f/332/936/12h/www.edmunds.com/media/townhall/webxicons/site.gif){kind=small}
Forums
Prices Paid: Buying & Leasing Experiences Nissan Altima Prices Paid & Buying Experience
1888 messages, Last post on Jul 23, 2008 at 2:47 PM
You are in the Prices Paid: Buying & Leasing Experiences Forum. Your Hosts are car_man & kyfdx
|
Replying to: ryan714 (Mar 18, 2008 12:08 pm) Make sure that if you're not doing the 3.9% APR, that you get $1250 cash back and not $1000, but the combo APR/Financing is a better way to go deal wise as long as your credit qualifies. (and if you can get 4.99% APR on your own then you probably qualify for NMAC's 3.9 APR program) |
|
| I got the 3.9% through Nissan, and the finance guy told me that anything extra I pay on the car goes to the interest first, and then once that's paid off, the extra amount will go on the car. So to me this makes it sound like there is no reason to try to pay the car off earlier than the term of the loan, besides the fact to not have a car payment. Am I understanding this correctly? I thought if you paid the car off ealier you could save money because you wouldn't have to pay the full interest. | |
|
Replying to: karpediem (Mar 20, 2008 9:29 pm) |
|
|
Hi all, I am getting quote of Invoice of 27156 for 2008 Nissan Altima Hybrid with Connection Package. I am in Massachusetts. Is this is a good deal. Thanks. |
|
|
|
|
Just got back from the dealer.. 2008 S w/SL package -SL package -floor and trunk mats -emergency aid package -splash guards MSRP 25,505 Invoice i think is 23750 or so.. Price paid: 22362 + TTL. Came out to 24450 OTD in Seattle area. Deal was all made yesterday on phone and email. Picked it up from Younker Nissan in Renton. Bob from internet sales was great to work with, he showed my father in law how to do everything with the car before sending us on our way. |
|
|
Okay, I need an unbiased opinion. I have been working quite hard to get these deals: Here's what I have on the table: 08 Altima 2.4 SL White/Charcoal Leather Connection pkg Tech pkg Spoiler Fog lights Splash guards Mats $28,400 OTD (includes 7% sales tax, tag, title, fees, etc) They also offered $17,500 for my Tahoe (Edmonds trade in value for my Tahoe is $18,900). The reason for the offer is current gas prices and the fact that in my area there are SUV's sitting on lots everywhere around here. I was also offered $27,200 OTD by another dealership, but I would have to sell my Tahoe and continue to make payments on it until it sells and that could eat up the difference quickly. Both offers have calculated in the $1,000 cash back (I'm going with the 3.9 APR) Those with experience here... what do you think? Sign or no sign?
|
|
|
Replying to: tltc (Mar 21, 2008 7:30 pm) In regards to the actual Altima, is there anyway you could provide your deal before taxes, title, and plates, and other fees? Did you get an itemized quote from the dealer? It's hard to tell if a deal is good or not unless you give us the number before TT&L. |
|
|
Replying to: karpediem (Mar 20, 2008 9:29 pm) I think.. 
|
|
|
Replying to: karpediem (Mar 20, 2008 9:29 pm) You should be able to find a loan/interest calculator by searching on Google... Try this site ... http://mortgages.interest.com/content/calculators/mortgage_calculator.asp Now, as to your question...Lets say you pay $50.00 extra on every payment. The additional $50.00 goes towards the principle payoff, since the interest is calculated on the outstanding loan at that time and is already covered by the loan payment for that period. So, paying extra each month will save you interest. Does that answer your question sufficiently?
|
|
|
Replying to: jchan2 (Mar 21, 2008 7:55 pm)
|
|
You are here:
Forums
Prices Paid: Buying & Leasing Experiences Nissan Altima Prices Paid & Buying Experience
New? Join Now!
Forum Tools
Search Forums
Browse by Vehicle
2008 Nissan Altima
Browse by Board
Browse by Topic
