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Help Me Choose!

1950 messages, Last post on Nov 23, 2009 at 6:58 PM
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Replying to: rik4 (Jan 25, 2009 12:15 pm) |
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Replying to: vslacks (Jan 26, 2009 12:28 pm) Personally, I like both the 3 and the Civic (I'm a 2-Accord owner here, but am not overwhelmed with Honda quality as of late - never been stranded, but had a few niggling issues with my 2006 Accord; misaligned gas-flap from the factory, inside rear-view mirror glass wasn't attached, and actually fell out of the housing, needed a new center console lid because the fabric came unattached around 33,000 miles, and a new CD changer was necessary at 37,000 miles; all covered by warranty). Have you test-driven anything yet? |
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Hello, I'm new to car buying (I've never done it) and can use some advice. I am 27 and about to buy my first car. I just got my license and am trying to figure out what I can afford and what to get. I've heard that a car payment should not exceed 20% of your monthly salary, so I was thinking a car that costs between $9,000 and $11,000 would be best for me. Hoping for a monthly payment of $200 - $250, these are my choices that are in the same tier. 1. post-2006 Honda Civic Coupe 2. 2006 Mazda 3 3. 2005-06 Nissan Altima Any advice would be great
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Replying to: steve8731 (Feb 11, 2009 11:20 am) * 2006-7 Mazda6i * 2005 or 2005.5 VW Jetta (get one VW Certified, with warranty if at all possible) * 2006 Fusion or Milan * 2007-8 Sonata * 2007-8 Optima (but be careful, most do NOT have ABS/ESC) I've seen all of these in your price range, and they are all pretty reliable and safe. If you go with a Civic, try for a 2006+ (I know, hard to find under $11k). They are much improved in crash safety over the pre-2006 Civics, and all trims have ABS standard. A used Mazda3i is a good choice, but be sure it has the optional ABS and side airbag package.
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Replying to: backy (Feb 11, 2009 3:46 pm) I am 27 with a medium-high risk credit score. The most I can honestly afford would be $250 a month. I am worried about insurance, but gas should not be a problem. (I live less than 1 mile from work.) Is it even feasible to get financed for a car that much at a dealer or should I look towards another lender. I have already been turned down by Citibank via www.lendingtree.com and I fear that asking for money I might not get will do more harm than good. My girlfriend told me that dealers will only finance a car that is 5 years old or newer. Is there any truth to that?
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Replying to: steve8731 (Feb 11, 2009 5:17 pm) If it were me and between a pre-2006 Civic or a 2006 Mazda3, I'd take the Mazda3 in a second. A whole lot more car. Another thought, if you continue to have trouble securing a loan, is wait until you can save enough cash for a decent car. It might not be a $10k car, maybe a $3k car, but it will get you to/from work and on dates with your girlfriend (or maybe she can drive Another route many young people take is to borrow money from parents or relatives. You can give them a higher interest rate than they could get on savings, and you get a car. If you do that, draw up a formal loan agreement though--treat it just as seriously as a bank loan. |
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Here are the quotes I got: Honda Civic EX: $18,398 Mazda 6 i touring: $19,450+$1250(sunroof)=20,650 ( I like sunroof) What would you choose based on the performance of the cars and their prices? Thanks.
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Replying to: stemeels (Feb 18, 2009 10:53 am) Mazda3 ;b |
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| If you had the option to get this car for about $13K-13.5K with under 20K miles, would you do it? | |
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