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Audi A4 Prices Paid and Buying Experience

1537 messages,  Last post on Nov 28, 2009 at 4:04 PM

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What is this discussion about? Audi A4, Sedan


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#1296 of 1537
2009 A4 Finance Rates by jabeeva
Jun 18, 2009 (12:08 pm)
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Thanks to everyone on the forum for your help. I was able to negotiate a purchase price of $35,955 including Conquest (basically invoice, less the conquest money) on my 2009 A4 Avant Prem Plus. Could probably have pressed harder/shopped around more, but my final price is still $3,700 under MSRP and I've been on the hunt for a car for a few months now. So, I was happy to get the deal done.
 
One last question: What are the finance rates on the 09 Avant. I'm financing for 60 months, b/c . . . why not. I thought the rate for 60 months was 3.9%, but the dealer is now quoting 4.9%. Is this correct or a last minute bait and switch? I'd like to get the deal done, but will walk if this business manager is just blowing smoke (it's the principle).
 
Any help is appreciated.
#1297 of 1537
Re: 2009 A4 Finance Rates [jabeeva] by bear_4_life
Jun 18, 2009 (1:08 pm)
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Replying to: jabeeva (Jun 18, 2009 12:08 pm)

According to Edmund's site, in my area (CA) financing terms are as follows:
 
******************
Financing Start: 05/05/2009 End: 07/06/2009
1.9% APR Term: 12 months
1.9% APR Term: 36 months
2.9% APR Term: 48 months
3.9% APR Term: 60 months
4.4% APR Term: 66 months
 
Restrictions Special APR available on Standard, Premium, Premium Plus and Prestige models. Vehicle must be financed through the manufacturer's captive finance company.
 
Comments Dealer participation may vary. Incentives and Rebates are provided subject to the terms of our Visitor Agreement.
******************
 
That said, ask the salesperson for your credit score to make sure that something funky isn't going on like your score being unusually low making qualifying for best terms not do-able. If you have great credit, check the listing (and other Audi dealers in your area) to see what others around you are able to do.
 
Also, did you get VW finance to eat any of the payments? I know up until the end of May, Audi manufacturing / VW Finance was going to take the hit on the first two payments. I ended up paying zero down, financing for 36 months to increase the payments, and making them eat as much as possible. Ask other dealers if this incentive is out there...they may not tell you up front and quite frankly, I think it's really Audi who takes this hit (not the dealer) but there might be some incentive for the dealer to not give this money away so easily. It's in the loan docs that Audi manufacturing pays the first two payments. FYI, no salesperson I spoke to offered it as I chatted with them until I mentioned it well into our talks. I say this because if they didn't have an ulterior motive holding this info back, they should have mentioned it right at the start of our conversation to draw me in.
 
Finally, make sure you remember to deduct the sale tax on the car for your 2009 IRS filing if you qualify...you can thank Congress for that.
 
In summary:
1) check with other Audi dealers if there's a manufacturer's incentive to eat any payments for financed purchases
2) check Edmunds and other dealers for their best rates on 60 mon financing
3) check your deal to make sure your credit score isn't screwing things up or maybe it's wrong or something
4) all the while, work the other dealers too just in case this sales person is jerking you around...try to have a solid back up offer so you can walk away...
5) if you can wait another week or just before the end of June, perhaps they'll cave
 
I think you have a pretty good deal in hand but I think there's potential room to make it great. Don't let fatigue catch up when you are so close.
 
May the force be with you.
#1298 of 1537
Re: 2009 A4 Finance Rates [bear_4_life] by bellefax
Jun 19, 2009 (12:08 am)
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Replying to: bear_4_life (Jun 18, 2009 1:08 pm)

Thanks for posting bear_4_life. My dealer offered 4.9% on 60 months, despite my squeaky clean history (including a prior 36 month lease with Audi Financial) and a 753 auto beacon score.
 
Anyone have luck getting 3.9% on 60 months as bear states above? I'm curious to know what kind of credit score is required for that.
#1299 of 1537
3.9 apr by anitha
Jun 19, 2009 (7:05 am)
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Bellefax...I got 3.9% for A4 (60 months) in Columbus, Ohio. My credit score is around 740 .
First he offered 4.9%. I told him that another dealer is offering 3.9% (which was true) and he agreed to 3.9.
 
Which state do you live in?
#1300 of 1537
Re: 3.9 apr [anitha] by bellefax
Jun 19, 2009 (7:59 am)
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Replying to: anitha (Jun 19, 2009 7:05 am)

I'm in Washington Anitha.
#1301 of 1537
Re: '09 A4 3.2 nowhere near invoice price [rtc5250] by kduda1
Jun 19, 2009 (8:21 am)
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Replying to: rtc5250 (Apr 04, 2009 6:14 am)

Sorry I didn't reply. I don't recall getting an email w/ your post, and I've been super busy and not had much time to read lately. If you're still looking, holler back at me. Don't know if I can offer much, but I'll be glad to share what I know.
 
Again, I apologize for not getting back w/ you sooner.
#1302 of 1537
Re: 3.9 apr [bellefax] by bear_4_life
Jun 19, 2009 (9:07 am)
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Replying to: bellefax (Jun 19, 2009 7:59 am)

Bellefax - you're a current Audi customer right? I thought I saw you have a lease on an 06 A4 or something. I'd think that with your score, and loyalty incentives (you are getting something for being an existing customer, right? Cash back on the purchase?), they'd give you the best rate. I was able to get 1.9% for 36 months without any hassle here in CA with the state's economy in turmoil.
 
Check the Audi website for "Loyalty" or call other Audi dealers nearby asking what a credit score like yours should qualify for rate-wise for 60 months. Maybe Washington is really that high (on the low end for people with good credit), but I doubt it.
 
Or are you trying to secure financing to buyout your current lease? The rates quoted on Edmunds, etc... are for new cars. I really couldn't tell you what financing on existing leases for purchase might run.
#1303 of 1537
Re: 3.9 apr [bear_4_life] by bellefax
Jun 19, 2009 (10:06 am)
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Replying to: bear_4_life (Jun 19, 2009 9:07 am)

Thanks Bear. I've been told by an out-of-state dealer that those rates are also valid on CPO vehicles.
  
Dealers in my area are incredibly reluctant to discuss finance rates - can't get a straight answer from anyone. I'm thinking they hold those back as a way to make a percent or two on the deal.
 
Anyone out there who can speak to rates in Greater Seattle area (esp. on a CPO car)?
 
(P.S. Yes Bear, I'm an existing Audi customer, but am hoping to buy out my leased car as a CPO)
#1304 of 1537
Good Price? by phils33
Jun 19, 2009 (11:58 am)
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I just got a quote on a 2009 A4 3.2 premium plus for $35,900, which includes the $2000 owner loyalty money. MSRP was $41,300. Good deal?
#1305 of 1537
Re: Good Price? [phils33] by s0l0
Jun 20, 2009 (1:32 pm)
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Replying to: phils33 (Jun 19, 2009 11:58 am)

Invoice is $38,462. I would shoot for invoice -$1500 before the loyalty. So you should get it for $35,000.

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