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Classic Cars as daily drivers

560 messages,  Last post on Dec 02, 2011 at 2:24 PM

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What is this discussion about? Coupe, Convertible, Sedan

Messages Page 54 of 56

#531 of 560 Re: I can believe it... [andre1969] by reallandyacht

Jul 08, 2006 (8:01 am)

Replying to: andre1969 (Jul 04, 2006 9:34 am)
This is some of the FAQ on the Insurance site:
 
Q. When is an appraisal required?
  
A. We need justification for a vehicle's value if the agreed value requested is more than any of our current value sources. We also require value documentation for street rods and customs over $50,000. Please call our Auto Service Team at 800-???-???? or email the team at auto??????.com for further clarification and assistance.
  
__________________________________________
 
Their policy features:
  
 
Low Premiums. Our rates are drastically lower than standard. For example: The standard rate on a '65 Mustang could hit $800/year. ?????'s average premium on the same car? Just $110.
 
Agreed Value Coverage. In case of a total loss, you will receive the full amount for which you have insured your vehicle.
 
No Deductible. In most states you will pay nothing if you have a claim with your collector vehicle. We do however, require a deductible option for newer vehicles that are less than 20 years old.*
 
One-Time Liability Fee. No matter how many vehicles you have on your policy, you only pay a single liability charge.*
 
Flexible Usage. Drivers can enjoy their classics with comfortable limits. Our policy allows for an occasional leisure drive, not just to parades or car events.
 
In-House Claims Department. We want your claim handled by a collector insurance expert, so most claims are managed at ?????. We're here for you, even seven days a week during the busiest hobby months, April-October.
 
Repair Shop of YOUR Choice. Your choice, not ours. Take your collector cars to your favorite repair shop.
 
Restoration Coverage. You can protect your classic and its increasing value during an active restoration project.
 
Instant New Purchase Coverage. Unplanned purchases up to $50,000 receive immediate coverage on an existing ????? policy.*
 
Business-Use Endorsement. Collectors may use their cars for specific business or commercial uses for specified time frames.*
 
Auto Show Medical Reimbursement. Clients or family members injured during an auto show or similar car-related function will receive pre-determined medical coverage.*
 
Overseas Shipping/Foreign Touring Coverage. ????? can provide special coverage of your vehicle(s) during overseas transit including cargo shipping, foreign liability and property damage. We also can coordinate coverage during your stay.
 
Club Liability Program. Protect your club and its members from potential lawsuits while enjoying the same great service and low rates enjoyed by all ????? clients.**
 
Motorcycle Safety Equipment Coverage. This feature includes coverage of safety apparel, including leather pants, gloves, jacket and a helmet.*
 
????? Collector Network Membership. You'll have the opportunity to join the nation's largest community of collector car enthusiasts.
 
* Available in most U.S. states.
 
.... but I did notice that this company DOES require that it is garaged

#532 of 560 Re: I can believe it... [reallandyacht] by Mr_Shiftright HOST

Jul 08, 2006 (8:55 am)

Replying to: reallandyacht (Jul 08, 2006 8:01 am)
and that part about "occasional" leisure usage...you have to be careful about that. That's where you can stumble and fall if they catch you in some unauthorized use...like 1,000 miles away at a campsite or something, or if you rack up lots of miles in a year.
 
Which company is this?

#533 of 560 Re: I can believe it... [Mr_Shiftright] by reallandyacht

Jul 09, 2006 (11:00 am)

Replying to: Mr_Shiftright (Jul 08, 2006 8:55 am)
I was told the limitation was something like average of 3,000 miles a year distance doesn't matter a lot. So; if you drove it 3200 miles it wouldn't matter much.
 
The insurance agent said that the company wasn't even real nit picky about that.

#534 of 560 Re: I can believe it... [reallandyacht] by Mr_Shiftright HOST

Jul 09, 2006 (2:59 pm)

Replying to: reallandyacht (Jul 09, 2006 11:00 am)
Yeah well the insurance agent isn't the one settling your claim...he's the one getting a commission for selling you a policy. Keep that in mind.

#535 of 560 1974 Dodge Coronet by dixieslicks

Feb 03, 2007 (4:11 pm)

Replying to: chevytruck_fan (Mar 19, 2001 12:52 am)
I drive a 1974 Dodge Coronet with a stock 318, and an automatic tranny.
I get 7.5 mpg city mileage (mostly because I have the pedal to the floor).
I should think that I would get better highway mileage, but I don't know.
It always starts, even in the severe cold. I've only had to replace one thing: the starter.
It burned out or something, but there's nothing mechanically wrong with it, it probably needs a rebuild for the carb, but it's all good.
 
I plan on putting some headers, manifold, dual exhaust, a thermoquad (or another 4-bbl if I can't get a hold of one of those), some wider tires, and maybe some little hubcaps.
Probably won't improve my gas mileage, but that's overrated as far as I am concerned.

#536 of 560 Re: [Mr_Shiftright] by kens67coupe

Feb 05, 2007 (10:29 am)

Replying to: Mr_Shiftright (May 23, 2001 1:06 pm)
yeah,but those kits can& will last a LOng time.i put one in a dist on my 1967 stang. Very reliable,never had a starting
problem with her,matter of fact,i just picked up a 390/fmx for her from a 67 Galaxie,and i'll be doing the same conversion.Pertronix makes a really good conversion kit

#537 of 560 Re: ACCIDENTS [djg66] by kens67coupe

Feb 05, 2007 (10:40 am)

Replying to: djg66 (Jun 12, 2001 3:30 pm)
I don't care.I own a 67 mustang& had one accident in it,the lady ran a red light.......did some serious damage,but i walked away. There's NOTHING wrong with driving a older car.Ypu can get just as messed up in a newer,safty brimming car.I still have the old girl, i'm getting ready to put a 390/fmx into her.i'd drive it ANYWHERE/ANYTIME.

#538 of 560 Re: 1974 Dodge Coronet [dixieslicks] by andre1969

Feb 05, 2007 (11:27 am)

Replying to: dixieslicks (Feb 03, 2007 4:11 pm)
I've had three 318's over the years. Well, one of them, a 1968 Dart, might be a 273, I dunno. Doing the VIN decode, it originally came with a 273, but the guy who had it before me said it had a rebuilt engine, and said it was a 318. But heck, he might not have known either!
 
Anyway, that Dart usually got around 12-14 around town, and the best I was ever able to eke out on the highway was about 17.8. And the only reason it was that good was because I was going through a really desolate stretch of Arkansas, and hit a spot where it was really far between gas stations, so I nursed it along as gently as I could for maybe the last 50-60 miles.
 
The next was a 1979 Newport with a 318-2bbl. It had a Lean burn carb and about 230,000 miles on it. I found out that if I advanced the spark enough, it would get about 13 around town, but required premium. Cutting it back to where it would run okay on 87 would drop the mileage down to around 11, and with gas prices at the time, it seemed a draw either way. That sucker would get around 22 on the highway, though. It wasn't so hot, say, from 0-60, but it was a great highway cruiser.
 
The final 318 was a 1989 Gran Fury ex-police cruiser with a 318-4bbl. Around town was pretty bad, usually 10-13, and it needed premium fuel. On the highway though, I was shocked to see that it could get around 21-22. Not bad at all for a car that was EPA-rated 13 city, 15 highway! Considering the 4-bbl and the quicker gearing (2.94:1, versus 2.45:1 for the Newport and 2.76 for the Dart), I'm really impressed that it could break 20 on the highway.
 
Oh, if you're doing headers, but mostly local stop and go driving, I think that might actually hurt your mileage a bit. I think with headers it takes the car longer to warm up, so on cold days it might get crankier as well. Also, a 4-bbl model would most likely have a different cam in it to take advantage of the greater fuel/air flow allowed by the larger carb, so you might want to change the cam too, or else you might just end up with the fuel economy of a 4-bbl but the performance of a 2-bbl every time you punch it.

#539 of 560 Not the Daily Driver Anymore but Still Works Hard by justaveragejoe

Apr 11, 2007 (12:35 pm)

This is my '68 GMC truck that my dad bought new. I've put some miles on it.
 
href="http://www.carspace.com/csPhotos">See more Car Pictures at CarSpace.com
 
Check out the story about it:
 
http://www.sacbee.com/130/story/152695.html
 
 

#540 of 560 Re: Not the Daily Driver Anymore but Still Works Hard [justaveragejoe] by bumpy

Apr 12, 2007 (12:09 pm)

Replying to: justaveragejoe (Apr 11, 2007 12:35 pm)
"Registration required"
 
What engine does it have? GMCs that year had a choice of the 250 or 292 I6; 305 or 351 V6; or 283, 327, or 396 V8.

Messages Page 54 of 56

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