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Classic Cars as daily drivers

552 messages,  Last post on May 11, 2009 at 8:03 AM

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What is this discussion about? Coupe, Convertible, Sedan

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#515 of 552 . by fintail Mar 16, 2006 (8:34 am)
I need to get that for the fintail. I did an online quote with a value of 5K, and they said $99. That's not bad. Right now I have it on a "storage policy" or something to that effect, and the people at the agency said I could just call them when I drive it (every 2-3 weeks) and they wouldn't charge me more. But I always forget.
#516 of 552 Just for comparison... by andre1969 Mar 16, 2006 (8:43 am)
I have my '76 LeMans and '79 NYer on my regular insurance policy, with liability-only. Last year each car added $400 to the policy. This time though, I'm in the 35-39 age bracket, so my rate went down to where each of those cars only adds $293 annually to the policy.   But as soon as I add the LeMans to my antique policy, and, say, insure it for $4000 (I only paid $3K for it), then it would drop $293 off my regular policy, add $24 to the other, for a net savings $269.   I thought about switching my NYer over as well, but I don't know if they'd take it. It used to be that anything 25 years and older was a shoo-in, but the 70's and 80's sure messed that up! Replies to this message: rorr (Mar 16, 2006 9:29 am)
#517 of 552 Re: Just for comparison... [andre1969] by rorr Mar 16, 2006 (9:29 am)
Replying to: andre1969 (Mar 16, 2006 8:43 am) "...but the 70's and 80's sure messed that up!"   LOL! Automotively, ain't that the truth.....
#518 of 552 Re: Classic Car Insurance [andre1969] by explorerx4 Mar 18, 2006 (5:42 pm)
Replying to: andre1969 (Mar 16, 2006 6:04 am) i don't drop all the insurance. i keep fire/theft, drop liability. funny thing is, my insurance company screwed up and reported to motor vehicles that i DID drop all coverage. took a phone call to my agent and a letter from the insurance carrier and myself to get it straightened out. the agent said i was far from the first one to call.
#519 of 552 Re: Classic Car Insurance [Mr_Shiftright] by explorerx4 Mar 18, 2006 (5:46 pm)
Replying to: Mr_Shiftright (Mar 15, 2006 6:21 pm) someone told me i would have to get a fleet policy if i bought another(+1) car.
#520 of 552 What exactly... by andre1969 Mar 20, 2006 (7:57 am)
is "fleet" insurance? A few years back, there was a guy who lived behind my grandparents house who worked on old cars, always had a bunch of parts cars around, and had a few classics of his own. I remember the term "fleet" insurance coming up as to how he could afford it.   Is it just another word for an insurance policy where one driver has a lot of cars on it? Essentially like what I have? Or is there something more to it? Replies to this message: Mr_Shiftright (Mar 20, 2006 9:30 am) bobbymcgee1980 (May 11, 2006 3:27 pm)
#521 of 552 Re: What exactly... [andre1969] by Mr_Shiftright HOST Mar 20, 2006 (9:30 am)
Replying to: andre1969 (Mar 20, 2006 7:57 am) sounds like geezer nonsense to me....   Sure, if you have a collection of cars, the insurance company gives you a break sometimes...
#522 of 552 Fleet insurance? by bobbymcgee1980 May 11, 2006 (3:27 pm)
Replying to: andre1969 (Mar 20, 2006 7:57 am) Discount for buying in bulk?
#523 of 552 Re: [chevytruck_fan] by bencar1 Jun 12, 2006 (6:40 am)
Replying to: chevytruck_fan (Mar 18, 2001 11:52 pm) My personal experience was, that trying to use a 'Classic Car' as a 'Daily Driver' sounds like fun, until you've done it. Between the idiots on the road, and the wear and tear, plus the difficulty you can sometimes encounter in getting a repair part when you need it a.s.a.p., it becomes more of a headache, than a lot of fun. I enjoy my cars more now, since I don't drive them every day, then when I tried doing that with my first classic car. ">
#524 of 552 One of the problems... by isellhondas Jun 15, 2006 (6:54 am)
I would worry too much. If some idiot were to run into that 1960 Plymouth and wreck the grille and fromt fenders, they would be near impossible to find replacements.   And, the shops don't want to work on old cars.

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