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Classic Cars as daily drivers

552 messages,  Last post on May 11, 2009 at 8:03 AM

You are in the Classic Cars Forum. Your Host is mr_shiftright

What is this discussion about? Coupe, Convertible, Sedan

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#513 of 552 Re: Classic Car Insurance [Mr_Shiftright] by rorr Mar 16, 2006 (8:24 am)
Replying to: Mr_Shiftright (Mar 16, 2006 8:19 am) "...if you qualify and stick to the rules..."   I'm guessing they won't cover 'incidents' while open-tracking the car..... Replies to this message: Mr_Shiftright (Mar 16, 2006 8:33 am)
#514 of 552 Re: Classic Car Insurance [rorr] by Mr_Shiftright HOST Mar 16, 2006 (8:33 am)
Replying to: rorr (Mar 16, 2006 8:24 am) nope...you pay that bill!!
#515 of 552 . by fintail Mar 16, 2006 (8:34 am)
I need to get that for the fintail. I did an online quote with a value of 5K, and they said $99. That's not bad. Right now I have it on a "storage policy" or something to that effect, and the people at the agency said I could just call them when I drive it (every 2-3 weeks) and they wouldn't charge me more. But I always forget.
#516 of 552 Just for comparison... by andre1969 Mar 16, 2006 (8:43 am)
I have my '76 LeMans and '79 NYer on my regular insurance policy, with liability-only. Last year each car added $400 to the policy. This time though, I'm in the 35-39 age bracket, so my rate went down to where each of those cars only adds $293 annually to the policy.   But as soon as I add the LeMans to my antique policy, and, say, insure it for $4000 (I only paid $3K for it), then it would drop $293 off my regular policy, add $24 to the other, for a net savings $269.   I thought about switching my NYer over as well, but I don't know if they'd take it. It used to be that anything 25 years and older was a shoo-in, but the 70's and 80's sure messed that up! Replies to this message: rorr (Mar 16, 2006 9:29 am)
#517 of 552 Re: Just for comparison... [andre1969] by rorr Mar 16, 2006 (9:29 am)
Replying to: andre1969 (Mar 16, 2006 8:43 am) "...but the 70's and 80's sure messed that up!"   LOL! Automotively, ain't that the truth.....
#518 of 552 Re: Classic Car Insurance [andre1969] by explorerx4 Mar 18, 2006 (5:42 pm)
Replying to: andre1969 (Mar 16, 2006 6:04 am) i don't drop all the insurance. i keep fire/theft, drop liability. funny thing is, my insurance company screwed up and reported to motor vehicles that i DID drop all coverage. took a phone call to my agent and a letter from the insurance carrier and myself to get it straightened out. the agent said i was far from the first one to call.
#519 of 552 Re: Classic Car Insurance [Mr_Shiftright] by explorerx4 Mar 18, 2006 (5:46 pm)
Replying to: Mr_Shiftright (Mar 15, 2006 6:21 pm) someone told me i would have to get a fleet policy if i bought another(+1) car.
#520 of 552 What exactly... by andre1969 Mar 20, 2006 (7:57 am)
is "fleet" insurance? A few years back, there was a guy who lived behind my grandparents house who worked on old cars, always had a bunch of parts cars around, and had a few classics of his own. I remember the term "fleet" insurance coming up as to how he could afford it.   Is it just another word for an insurance policy where one driver has a lot of cars on it? Essentially like what I have? Or is there something more to it? Replies to this message: Mr_Shiftright (Mar 20, 2006 9:30 am) bobbymcgee1980 (May 11, 2006 3:27 pm)
#521 of 552 Re: What exactly... [andre1969] by Mr_Shiftright HOST Mar 20, 2006 (9:30 am)
Replying to: andre1969 (Mar 20, 2006 7:57 am) sounds like geezer nonsense to me....   Sure, if you have a collection of cars, the insurance company gives you a break sometimes...
#522 of 552 Fleet insurance? by bobbymcgee1980 May 11, 2006 (3:27 pm)
Replying to: andre1969 (Mar 20, 2006 7:57 am) Discount for buying in bulk?

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