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Classic Cars Classic Cars as daily drivers
552 messages, Last post on May 11, 2009 at 8:03 AM
You are in the Classic Cars Forum. Your Host is mr_shiftright
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Replying to: explorerx4 (Mar 15, 2006 6:06 pm) AGREED VALUE: Keep in mind that if you submit a value that is really too high for the car, the insurance company will ask you to have a professional appraisal...if they are uncomfortable with your assessment of your own car's value.....this is of course understandable, as they are not going to pay $50,000 for a 1975 Oldsmobile.
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Replying to: explorerx4 (Mar 15, 2006 6:06 pm)
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Replying to: Mr_Shiftright (Mar 15, 2006 6:21 pm) explorerx4 - you ain't kiddin' about the weather. It's been gorgeous the last several days (I couldn't believe the number of convertibles I saw out and about last weekend; particularly around the lake). That was one reason I was concerned about the 2500 mile limitation. Of course, with the typical Texas summer (and no AC in the car), the prime driving times may be limited to just a few weeks a year......  andre - that was good news about the cost w/ Hagerty. I had no idea it could be that reasonable.
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Replying to: rorr (Mar 16, 2006 6:09 am)
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Replying to: Mr_Shiftright (Mar 16, 2006 8:19 am) I'm guessing they won't cover 'incidents' while open-tracking the car.....
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Replying to: rorr (Mar 16, 2006 8:24 am) |
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| I need to get that for the fintail. I did an online quote with a value of 5K, and they said $99. That's not bad. Right now I have it on a "storage policy" or something to that effect, and the people at the agency said I could just call them when I drive it (every 2-3 weeks) and they wouldn't charge me more. But I always forget. | |
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I have my '76 LeMans and '79 NYer on my regular insurance policy, with liability-only. Last year each car added $400 to the policy. This time though, I'm in the 35-39 age bracket, so my rate went down to where each of those cars only adds $293 annually to the policy. But as soon as I add the LeMans to my antique policy, and, say, insure it for $4000 (I only paid $3K for it), then it would drop $293 off my regular policy, add $24 to the other, for a net savings $269. I thought about switching my NYer over as well, but I don't know if they'd take it. It used to be that anything 25 years and older was a shoo-in, but the 70's and 80's sure messed that up! 
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Replying to: andre1969 (Mar 16, 2006 8:43 am) LOL! Automotively, ain't that the truth..... |
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Replying to: andre1969 (Mar 16, 2006 6:04 am) |
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