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Prices Paid: Buying & Leasing Experiences Honda Civic Prices Paid and Buying Experience
9208 messages, Last post on Dec 04, 2009 at 11:38 AM
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Replying to: tbtmedia (Mar 12, 2009 4:45 pm)  3.9% = $349.06/mo $19,000 for 3 years 2.9% = $551.71/mo You can check out different combinations here http://www.bankrate.com/brm/auto-loan-calculator.asp
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Hi folks, I'm looking to buy an 09 Civic LX and will need financing... I've read over & over that arrange for your own financing before you walk-in, don't tie it into the price of the car, etc. That makes sense to me, so I looked online for financing. In the current market, I'm able to get outside financing at about 7%. No where close to the 2.9% & 3.9% that Honda Finance has to offer. So given that I'm interested in the Honda Finance offer, is it a good idea to get myself pre-approved from the Honda Finance website, or should I involve the Honda dealer in this? I mean, is there any advantage in getting approved in advance by Honda Finance? Or should I leave it to the dealer and maybe he makes a few hundred dollars from the referral? And can I usually use this to my advantage in the price negotiations? Thanks in advance for any replies, I would appreciate a quick response, I might be buying a car over the weekend... -Sam
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Replying to: sammyd2 (Mar 13, 2009 11:17 am) In order to take advantage of the 2.9/3.9 financing (which expires at the end of the month) you have to have excellent credit, so it doesn't apply to everyone. I printed a certificate available at Honda.com and presented it to the dealer's F&I guy. He stared at it like it was a naked picture of Michelle OBama and declared he wasn't aware of any finance offers from American Honda Finance Co. (which I find really hard to believe). He disappeared for awhile then I saw him talking to the sales manager and the salesman who sold me the car. 45 minutes later he told me I got the desired financing at 3.9 for 60 months. I kind of got the feeling if I didn't have the certificate with me I wouldn't have gotten the financing deal. Just make sure you print that certificate and take it with you to the dealer. Good luck. |
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Replying to: jmraz73 (Mar 10, 2009 4:48 pm) Thanks!
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Replying to: sammyd2 (Mar 13, 2009 11:17 am) As I'm sure you know, one of the supposed advantages of pre-arranged outside financing is that you can approach the dealer with a "cash" offer. However, you're correct that finding a better deal outside Honda Finance's 2.9/3.9 offer is next to impossible. If you are certain you'll qualify, don't sweat it. When I purchased my Civic, I simply told the sales person that, based on my credit, I expected to qualify for Honda's lowest rate (2.9 for 36 months, at the time); and if I didn't, I wouldn't be buying. I didn't have any problem at all. |
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| Looking at getting a 09 Civic sedan LX and recently went to a couple dealers in the Boston, MA area. Best price i got was 16,500 in cambridge and salesman said "we might be able to do a little better". A burlington dealership wouldn't do any better and said they'd match the 16,500. Good price? anyone in MA have some prices to share? | |
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Replying to: lost57 (Mar 13, 2009 3:44 pm) Go to the Honda website and request quotes from multiple dealerships saying you want their bottom line best price(I did this and the second lowest quote was 17,100 from Honda of Boston(in Everett). I did my quote from Atamian on their website. They totally honored the quote and there was NO haggling. The sales person I dealt with was Jamie Gitshier and he was great. It dos not look like a mall when you go in there(the building is older), so I assume that is probably why they can offer low prices. Good luck!
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Replying to: rogerroy (Mar 13, 2009 6:15 pm) just got civic sedan lx-s at boch in norwood for 16500. i got the same quote from atamian that u did and boch said what price will make it happen right now. i am very pleased. thanks for your help
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Replying to: lost57 (Mar 14, 2009 11:29 am) |
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Replying to: souji (Mar 13, 2009 12:17 pm) |
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