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Honda Civic Prices Paid and Buying Experience

9208 messages,  Last post on Dec 04, 2009 at 11:38 AM

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What is this discussion about? Honda Civic CRX, Honda Civic, Honda Civic del Sol, Coupe, Hatchback, Sedan

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#2169 of 9208 Re: BUYER'S ORDER ?? [mvs1] by cmmarsch Oct 31, 2005 (9:36 am)
Replying to: mvs1 (Oct 31, 2005 9:16 am) I originally wanted to keep my payments in the 210-220 range and so thought leasing was my only option. But then when i thought about all that money i was putting down, it seemed if I stretched that out over the 42 months, it would be like 85 dollars more per month that I could potentially afford. I truthfully have no idea what I can afford because I have never had a car payment.   I also thought leasing was a good option because I am in my medical residency right now. And, to be honest, basically I make 40K a year. When I finish in about 2.5 yrs I will start at a minimum of 250-300K per year. So what I can afford now is very different from what I will want to drive in less than three years.   If I purchase, to afford payments, I think I would have to stretch it out to at least 60 months. But what happens if I want to get rid of the car in 3 yrs? I am just so confused about the whole thing that I don't know what to do. Replies to this message: manueltrans1 (Oct 31, 2005 10:30 am)
#2170 of 9208 Re: BUYER'S ORDER ?? [mvs1] by cmmarsch Oct 31, 2005 (9:47 am)
Replying to: mvs1 (Oct 31, 2005 9:16 am) Also, when you ask what's the MSRP ? Isn't that number the same for all Civic EX sedans AT ?? We didn't discuss that number at all when figuring out the deal? I think I saw a number that was 19,060 somewhere. would that be it ?
#2171 of 9208 NO ! car payments!!! by ruking1 Oct 31, 2005 (9:50 am)
Leasing a vehicle, unless you have a "business" umbrella to cover it is really one of the worst ways to "use/own/rent/ etc" a vehicle. Another is to buy a depreciating new vehicle on time with interest. I think if you see your way to distill it to cost per mile driven; on paper, it will/should/ probably changed your decision!!   To cut to the chase or the upshot: 1-5 years old USED Honda Civic/Accord. The good news: YOU don't NOW have a CAR payment. So why would you want to interrupt your GOOD news by HAVING car payments? So if you want only semi BAD news, ask yourself if you MUST have a car payment is a higher car payment better than a lower car payment? Replies to this message: cmmarsch (Oct 31, 2005 10:07 am) mldj98 (Oct 31, 2005 12:33 pm)
#2172 of 9208 Re: NO ! car payments!!! [ruking1] by cmmarsch Oct 31, 2005 (10:07 am)
Replying to: ruking1 (Oct 31, 2005 9:50 am) I am confused by your message. I think you are saying that I should purchase a used honda and not lease a new one. is that right ? I have a car without car payments now but it's about to kick the bucket. and what was that last sentence ? would i want lower or higher payments ?? i don't get your question? also, to consider my situation, i only want this for 3-3.5 years max. Replies to this message: mldj98 (Oct 31, 2005 12:33 pm)
#2173 of 9208 YUP! The issue is financial freedom...&... by ruking1 Oct 31, 2005 (10:18 am)
When you have car payments, you agree for a period of time, to give up a certain amount of it. Far better to be able to afford/own a car, for say your period of 3/3.5 years than make car payments. Also the long distance real question you should ask yourself ; how many years going forward do you see yourself with out having a car? If you are like most folks not likely in your lifetime and you will give up your privilege to drive kicking and screaming when you are OLD. So do not get your self condemned at an early age by getting used to the habit of having CAR PAYMENTS.
#2174 of 9208 I Say, " Just Get the Show On the Road, Doc." by manueltrans1 Oct 31, 2005 (10:30 am)
Replying to: cmmarsch (Oct 31, 2005 9:36 am) Dr. Marsch:   Unless one is really shrewd in mathematics, or one is a good accountant, when leasing a car, one usually gets taken by the much more experienced and shrewd salesperson in this type of thing.   The complicated mathematics involves, interest rates, down payments, assumption of the residual value of the car at the end of the lease. It also involves the terms of the use of the car, mileage limits and surcharge, insurance coverage and many other factors.   Also when returning the car you could get charged for certain excess wear and tear and scratches and damages too that are not obvious.   But put it this way, Dr. Marsch, you need a car now. You are now temporarily an average Joe in terms of making money. Soon you will be the Man, the One that charges an arm and a leg for the services you sell. You will then be sitting on the other side of the table. This here is chum change for now.    I say, go and lease the car, you need to be in the driver's seat quickly. A busy doctor in training cannot be wasting his time, for petty change, when a desperately probably, and forever poor salesman need to pay his rent. Give the money to him.   Thanks, hope it is helpful.   Manny
#2175 of 9208 Not sure what is so complicated about practically applied... by ruking1 Oct 31, 2005 (10:42 am)
6th grade mathematics?
#2176 of 9208 Re: How does a factory order of a civic 06 work? Or is there such a thing. [isellhondas] by soccerhorse Oct 31, 2005 (10:44 am)
Replying to: isellhondas (Oct 31, 2005 6:24 am) Isellhondas - I went to look locally for an EX, with AT and navigation. All the EXs had no navigation. Is this not a popular option? Since you indicated you cannot "factory order" one, is it impossible to get an EX with AT and navi in atomic blue? Or do I have to search and find one? Or am I just kind of stuck with what is out there on the showroom floor? Please let me know. Thanks, Dave Replies to this message: isellhondas (Oct 31, 2005 11:08 am) manueltrans1 (Oct 31, 2005 7:36 pm) allfiredup (Oct 31, 2005 8:01 pm) manueltrans1 (Oct 31, 2005 11:04 pm)
#2177 of 9208 Re: Don't Confuse a 5SpeedMT and a 5SpeedAuto. [manueltrans1] by isellhondas Oct 31, 2005 (10:45 am)
Replying to: manueltrans1 (Oct 31, 2005 7:57 am) I don't really understand your post.   We call automatics---automatics   We call manuals -- 5 speeds or sometimes "sticks"   And, trust me, I am FAR from being in any kind of a "bind".   Sad that anyone could be that desperate. Replies to this message: allfiredup (Oct 31, 2005 7:54 pm)
#2178 of 9208 Re: How does a factory order of a civic 06 work? Or is there such a thing. [soccerhorse] by isellhondas Oct 31, 2005 (11:08 am)
Replying to: soccerhorse (Oct 31, 2005 10:44 am) Well...   ALL 2006 Civics are in short supply and this is especially the case with the NAVI ones. The NAVI models don't sell nearly as well as the non navis so a lot of dealers don't order any or very few. For every NAVI we order, that's one non NAVI we can't get.   When you zero in on ONE color you really reduce your odds of finding one.

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