Last post on Nov 20, 2006 at 3:24 PM
You are in the Saab 9-3
What is this discussion about?
Saab 9-3, Coupe, Convertible
#288 of 533 RE: Does your $259/month ($314 if you don't put a 1999 cap cost reduction) include taxes?
Mar 13, 2002 (2:49 pm)
Nope, that is the base rent. I was too mad to check what the tax would be if rolled into the payment. If I chose to pay the tax up front it was around $800 plus $100 or so for tags/title, etc. (new Ohio laws require tax up front OR rolled into the lease with interest! - yuk).
The kid from the dealer called me back to see if I wanted the car today. ALLEDGEDLY they have sold 7 of these at the $259 offer this week. I doubt that any dealer has that many BASE 9-3's. I just can't see paying $900 or so in fees (acq + termination) for the right to give saab my money.
It is a great lease though and seems like a great car. Also, this is day 1 without a car (I turned in my Catera yesterday). Life is hard without a car let me tell you. thanks for yr reply!
#289 of 533 Fees, fees, fees and fees... by agentzuk
Mar 14, 2002 (5:08 am)
WHY no wiggle room on the fees? $495 acquisition fee, and $300+ termination fee. Why pay Saab these ridiculous bank fees. WHY ARE THESE FEES "NON-NEGOTIABLE"?
I believe its because its the law in some States. They've apparently decided that its a specific service and has to be fixed, or something to that effect.
You have a couple of options. One is to tell them what the service is worth to you and how much you'll pay for it, and ask that they take the balance out of their own hide, but this is probably not all that likely to work, as these fees are really hidden profit centers that they were planning on getting at the price that they've already offered you.
The second option is to ask specifically what service is being provided by the fee. And FWIW, "documentation" is not a sufficient description. If one of these fees is to process State Motor Vehicle title/tags/etc, if their rate is outrageous (IMO, $300 is), you have the rights in most states (including NJ) to do this yourself. Apparently, the key buzzwords to use are to ask for a "Certificate of Origin", which is the document that they provide if you're registering a vehicle out-of-state. The most likely hitch in any such deal will be processing the title when you have a lien-holder (bank). Its not really rocket science, but they want you to believe that it is.
The alternative is to shop around. I recently got rid of my Saab for another car and I walked out of the first dealership due to a $300 doc fee and went to one who only charges $99. Because this fee is fixed, you should be able to shop this around on the telephone.
#290 of 533 RE: fees
Mar 14, 2002 (7:51 am)
on my 99 9-3, I was charged both the 495 aq and 300 lease termination fee. These are standard and not "dealer add-ons" - my price was a fixed discount rate in which the dealer was bound to the stated price - no add-ons, etc. The fees may be different if you lease through GMAC or another bank as opposed to Saab Financial.
#291 of 533 additional tax fees
Mar 14, 2002 (10:20 am)
hello again, thanks for yr info!
last dumb question(s): invoice on the 9-3 w/heated seats is $27,377 (via edmunds). my cap cost on the car is approx $24,700. do you pay tax on the difference between invoice and cap cost (ie the $3000 under invoice)? there is an additional tax charge of abt $200 on my quote and I don't recall paying this tax on my last lease.
also, is this $3000 reduction the dealer cash allowance from saab? maybe these guys are only making $100 bucks on the national offer! I must say it was an impressive test drive and well designed for the price. I can get the metallic paint for an add'l $8 bucks a month. any real advantage to the paint other than the unique colors? brgds/zuk
#292 of 533 agentzuk
Mar 15, 2002 (5:08 am)
the tax is on what you pay (the 24K). The 3k is from Saab, not the dealer. Saab claims the metallic paint will keep your car from getting that dirty look that a black car gets when somebody breathes on it.
#293 of 533 Is this a good deal?
Mar 15, 2002 (10:47 am)
Saab 9-3 2002. Lease based on 3 yrs, 15k per year, everything rolled in (Virginia tax, tags, bank fee, no down payment) also includes all of your lease loyalty (apparently $500).
9-3 SE with premium package, automatic and metallic paint
$393. per month
$393. due at lease (1st payment only!)sale price will be $28184.
9-3 SE no premium pack, including automatic and metallic paint
$369.08 per month
$369.08 due at lease, sale price of $26430
Please advise if anyone is doing better than this specifically?
Mar 15, 2002 (11:42 am)
Sounds like a good deal to me. I pay $398 per month on a 36 month 12K per year lease on a 2000 base 9-3 with Slushbox, Leather, Moonroof, CD, & Metallic Paint.
#296 of 533 saab in cleveland
Mar 20, 2002 (11:17 pm)
I'm extremely upset with our local dealers. After 2 weeks of dealing with these people I wouldn't buy a saab if you paid me. Think twice before you buy this car... and then think one more time if you're still considering it. thanks for all yr info. zuk
#297 of 533 saab in cleveland
Mar 21, 2002 (7:23 am)